Retail Salesperson Salary in Waco, TX

Retail Salespersons in the Waco, TX metro area earn a median $29,810 a year — 16% less than the national median. After 2026 taxes, that is $26,132 take-home, or $2,178 a month.

Median salary
$29,810
$14.33 per hour
Typical range
$22,950 – $44,700
10th to 90th percentile
Jobs in Waco, TX
3,140
0.96× national concentration

Take-home pay calculator

Pre-filled with the median retail salesperson salary in Waco, TX. Enter your own offer to see your paycheck.

Retail Salesperson in Waco, TX
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$26,132
per year · effective tax rate 12.3%
$2,178Monthly
$1,089Twice a month
$1,005Every 2 weeks
$12.56Hourly
  • Federal income tax$1,397
  • Social Security (6.2%)$1,848
  • Medicare (1.45%)$432
  • Texas income tax$0
  • Take-home pay$26,132

Marginal rate: 12% federal + 0.00% state

Retail Salesperson pay by experience in Waco, TX

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$22,950$11.03$20,509$1,709
25th percentile$27,020$12.99$23,861$1,988
Median (50th)$29,810$14.33$26,132$2,178
75th percentile$36,340$17.47$31,379$2,615
90th percentile (top earners)$44,700$21.49$38,096$3,175

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.

What $29,810 buys in Waco, TX

Prices in Waco, TX are 7.5% lower than the U.S. average (housing costs are 16% below the national average). Adjusted for local prices, a median retail salesperson's $26,132 take-home pay has the buying power of $28,236 in a typical American city.

1-bedroom rent
$966
44% of monthly take-home
2-bedroom rent
$1,208
55% of monthly take-home
Left after 1-BR rent
$1,212
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Retail Salesperson jobs are about as common in Waco, TX as in the U.S. overall (location quotient 0.96).

Best-paying cities for retail salespersons, adjusted for cost of living

Waco, TX ranks #162 of 237 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Fargo, ND $35,860$30,994$34,107
2St. Cloud, MN $34,860$29,144$33,257
3Yakima, WA $36,640$31,620$33,095
4Sioux Falls, SD $34,600$29,981$33,080
5Rochester, MN $36,000$29,999$33,030
6San Jose, CA $44,220$36,378$32,944
7Duluth, MN $34,650$28,986$32,654
8Rapid City, SD $33,350$28,977$32,500
162Waco, TX$29,810$26,132$28,236

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 237 metros →

Retail Salesperson salaries elsewhere in Texas

Frequently asked questions

How much does a retail salesperson make in Waco, TX?

The median retail salesperson salary in the Waco, TX metro area is $29,810 a year, or about $14.33 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $27,020 and $36,340.

What is a retail salesperson’s take-home pay in Waco, TX?

On the median $29,810 salary, a single filer living in Texas takes home about $26,132 a year ($2,178 a month) after federal tax, Social Security, Medicare in 2026.

Is Waco, TX a good place to work as a retail salesperson?

Pay here is 16% below the national median of $35,410. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $28,236 would in a typical U.S. city. Waco, TX ranks #162 of 237 metro areas for cost-of-living-adjusted pay in this job.

Can a retail salesperson afford rent in Waco, TX?

HUD’s fair market rent for a one-bedroom in Waco, TX is $966 a month ($1,208 for two bedrooms) — 44% of a median retail salesperson’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Waco, TX

Cost of living & all salaries in Waco, TX →