Cashier Salary in Waco, TX
Cashiers in the Waco, TX metro area earn a median $28,610 a year — 13% less than the national median. After 2026 taxes, that is $25,168 take-home, or $2,097 a month.
Take-home pay calculator
Pre-filled with the median cashier salary in Waco, TX. Enter your own offer to see your paycheck.
- Federal income tax$1,253
- Social Security (6.2%)$1,774
- Medicare (1.45%)$415
- Texas income tax$0
- Take-home pay$25,168
Marginal rate: 12% federal + 0.00% state
Cashier pay by experience in Waco, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $21,630 | $10.40 | $19,422 | $1,619 |
| 25th percentile | $24,140 | $11.61 | $21,489 | $1,791 |
| Median (50th) | $28,610 | $13.75 | $25,168 | $2,097 |
| 75th percentile | $33,370 | $16.04 | $28,993 | $2,416 |
| 90th percentile (top earners) | $36,730 | $17.66 | $31,693 | $2,641 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $28,610 buys in Waco, TX
Prices in Waco, TX are 7.5% lower than the U.S. average (housing costs are 16% below the national average). Adjusted for local prices, a median cashier's $25,168 take-home pay has the buying power of $27,194 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Cashier jobs are about as common in Waco, TX as in the U.S. overall (location quotient 0.99).
Best-paying cities for cashiers, adjusted for cost of living
Waco, TX ranks #223 of 387 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $44,210 | $37,703 | $33,926 |
| 2 | Yakima, WA | $36,010 | $31,114 | $32,565 |
| 3 | Longview, WA | $36,350 | $31,387 | $32,177 |
| 4 | Rochester, MN | $34,960 | $29,219 | $32,172 |
| 5 | Lewiston, ID | $34,660 | $29,301 | $32,142 |
| 6 | San Jose, CA | $42,960 | $35,432 | $32,088 |
| 7 | Fargo, ND | $33,420 | $29,033 | $31,950 |
| 8 | Mount Vernon, WA | $37,960 | $32,681 | $31,902 |
| 223 | Waco, TX | $28,610 | $25,168 | $27,194 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 387 metros →
Cashier salaries elsewhere in Texas
- Austin, TX — $33,940
- Eagle Pass, TX — $27,950
- Texarkana, TX — $26,850
- Beaumont, TX — $28,730
- McAllen, TX — $27,020
- College Station, TX — $28,600
- Victoria, TX — $28,210
- Killeen, TX — $28,610
Frequently asked questions
How much does a cashier make in Waco, TX?
The median cashier salary in the Waco, TX metro area is $28,610 a year, or about $13.75 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $24,140 and $33,370.
What is a cashier’s take-home pay in Waco, TX?
On the median $28,610 salary, a single filer living in Texas takes home about $25,168 a year ($2,097 a month) after federal tax, Social Security, Medicare in 2026.
Is Waco, TX a good place to work as a cashier?
Pay here is 13% below the national median of $32,880. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $27,194 would in a typical U.S. city. Waco, TX ranks #223 of 387 metro areas for cost-of-living-adjusted pay in this job.
Can a cashier afford rent in Waco, TX?
HUD’s fair market rent for a one-bedroom in Waco, TX is $966 a month ($1,208 for two bedrooms) — 46% of a median cashier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.