Security Guard Salary in Waco, TX

Security Guards in the Waco, TX metro area earn a median $35,270 a year — 7% less than the national median. After 2026 taxes, that is $30,519 take-home, or $2,543 a month.

Median salary
$35,270
$16.96 per hour
Typical range
$27,090 – $60,520
10th to 90th percentile
Jobs in Waco, TX
650
0.61× national concentration

Take-home pay calculator

Pre-filled with the median security guard salary in Waco, TX. Enter your own offer to see your paycheck.

Security Guard in Waco, TX
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$30,519
per year · effective tax rate 13.5%
$2,543Monthly
$1,272Twice a month
$1,174Every 2 weeks
$14.67Hourly
  • Federal income tax$2,052
  • Social Security (6.2%)$2,187
  • Medicare (1.45%)$511
  • Texas income tax$0
  • Take-home pay$30,519

Marginal rate: 12% federal + 0.00% state

Security Guard pay by experience in Waco, TX

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$27,090$13.02$23,919$1,993
25th percentile$28,140$13.53$24,783$2,065
Median (50th)$35,270$16.96$30,519$2,543
75th percentile$43,040$20.69$36,763$3,064
90th percentile (top earners)$60,520$29.10$50,808$4,234

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.

What $35,270 buys in Waco, TX

Prices in Waco, TX are 7.5% lower than the U.S. average (housing costs are 16% below the national average). Adjusted for local prices, a median security guard's $30,519 take-home pay has the buying power of $32,976 in a typical American city.

1-bedroom rent
$966
38% of monthly take-home
2-bedroom rent
$1,208
47% of monthly take-home
Left after 1-BR rent
$1,577
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Security Guard jobs are less concentrated in Waco, TX than nationally (location quotient 0.61), so openings may be scarcer.

Best-paying cities for security guards, adjusted for cost of living

Waco, TX ranks #86 of 224 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Idaho Falls, ID $78,680$61,120$64,737
2Kennewick, WA $54,670$46,107$46,071
3Lynchburg, VA $49,480$39,906$44,656
4Rochester, MN $47,790$38,841$42,767
5Albuquerque, NM $44,780$37,202$38,937
6Utica, NY $44,420$36,070$38,919
7Fayetteville, NC $42,940$35,478$38,572
8Omaha, NE $42,370$35,176$38,272
86Waco, TX$35,270$30,519$32,976

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 224 metros →

Security Guard salaries elsewhere in Texas

Frequently asked questions

How much does a security guard make in Waco, TX?

The median security guard salary in the Waco, TX metro area is $35,270 a year, or about $16.96 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $28,140 and $43,040.

What is a security guard’s take-home pay in Waco, TX?

On the median $35,270 salary, a single filer living in Texas takes home about $30,519 a year ($2,543 a month) after federal tax, Social Security, Medicare in 2026.

Is Waco, TX a good place to work as a security guard?

Pay here is 7% below the national median of $38,020. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $32,976 would in a typical U.S. city. Waco, TX ranks #86 of 224 metro areas for cost-of-living-adjusted pay in this job.

Can a security guard afford rent in Waco, TX?

HUD’s fair market rent for a one-bedroom in Waco, TX is $966 a month ($1,208 for two bedrooms) — 38% of a median security guard’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Waco, TX

Cost of living & all salaries in Waco, TX →