Ship Engineer Salary in New York, NY
Ship Engineers in the New York-Newark-Jersey City, NY-NJ metro area earn a median $122,820 a year — 12% more than the national median. After 2026 taxes, that is $89,007 take-home, or $7,417 a month.
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- Federal income tax$18,211
- Social Security (6.2%)$7,615
- Medicare (1.45%)$1,781
- New York income tax$6,206
- Take-home pay$89,007
Marginal rate: 24% federal + 5.90% state
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Ship Engineer pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $84,580 | $40.66 | $64,362 | $5,363 |
| 25th percentile | $108,750 | $52.28 | $79,960 | $6,663 |
| Median (50th) | $122,820 | $59.05 | $89,007 | $7,417 |
| 75th percentile | $151,240 | $72.71 | $106,756 | $8,896 |
| 90th percentile (top earners) | $171,660 | $82.53 | $119,508 | $9,959 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $122,820 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median ship engineer's $89,007 take-home pay has the buying power of $79,073 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
New York, NY has 1.3× the national concentration of ship engineer jobs — a strong local market for this occupation.
Best-paying cities for ship engineers, adjusted for cost of living
New York, NY ranks #4 of 6 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Houston, TX | $131,260 | $100,982 | $102,386 |
| 2 | Jacksonville, FL | $130,600 | $100,531 | $101,053 |
| 3 | Miami, FL | $129,700 | $99,916 | $87,527 |
| 4 | New York, NY | $122,820 | $89,007 | $79,073 |
| 5 | Seattle, WA | $108,900 | $85,441 | $76,882 |
| 6 | Virginia Beach, VA | $82,370 | $62,855 | $64,177 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 6 metros →
Frequently asked questions
How much does a ship engineer make in New York, NY?
The median ship engineer salary in the New York-Newark-Jersey City, NY-NJ metro area is $122,820 a year, or about $59.05 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $108,750 and $151,240.
What is a ship engineer’s take-home pay in New York, NY?
On the median $122,820 salary, a single filer living in New York takes home about $89,007 a year ($7,417 a month) after federal tax, Social Security, Medicare and $6,206 in New York taxes in 2026.
Is New York, NY a good place to work as a ship engineer?
Pay here is 12% above the national median of $109,530. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $79,073 would in a typical U.S. city. New York, NY ranks #4 of 6 metro areas for cost-of-living-adjusted pay in this job.
Can a ship engineer afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 32% of a median ship engineer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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