Waiter and Waitress Salary in St. Joseph, MO
Waiters and Waitresses in the St. Joseph, MO-KS metro area earn a median $30,490 a year — 13% less than the national median. After 2026 taxes, that is $26,183 take-home, or $2,182 a month.
Take-home pay calculator
Pre-filled with the median waiter and waitress salary in St. Joseph, MO. Enter your own offer to see your paycheck.
- Federal income tax$1,479
- Social Security (6.2%)$1,890
- Medicare (1.45%)$442
- Missouri income tax$496
- Take-home pay$26,183
Marginal rate: 12% federal + 4.70% state
The St. Joseph, MO-KS metro spans Missouri, Kansas. Pick the state you live in — state income tax follows your residence.
Waiter and Waitress pay by experience in St. Joseph, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,600 | $13.75 | $24,753 | $2,063 |
| 25th percentile | $28,600 | $13.75 | $24,753 | $2,063 |
| Median (50th) | $30,490 | $14.66 | $26,183 | $2,182 |
| 75th percentile | $39,720 | $19.10 | $33,166 | $2,764 |
| 90th percentile (top earners) | $58,750 | $28.25 | $47,562 | $3,963 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $30,490 buys in St. Joseph, MO
Prices in St. Joseph, MO are 13.6% lower than the U.S. average (housing costs are 45% below the national average). Adjusted for local prices, a median waiter and waitress's $26,183 take-home pay has the buying power of $30,311 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Waiter and Waitress jobs are less concentrated in St. Joseph, MO than nationally (location quotient 0.76), so openings may be scarcer.
Best-paying cities for waiters and waitresses, adjusted for cost of living
St. Joseph, MO ranks #147 of 375 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Kahului, HI | $82,550 | $62,160 | $56,823 |
| 2 | Burlington, VT | $61,620 | $50,061 | $49,591 |
| 3 | Bellingham, WA | $56,700 | $47,738 | $46,198 |
| 4 | Bremerton, WA | $55,270 | $46,589 | $44,116 |
| 5 | Mount Vernon, WA | $53,060 | $44,814 | $43,745 |
| 6 | Yakima, WA | $49,060 | $41,600 | $43,539 |
| 7 | Kennewick, WA | $51,460 | $43,528 | $43,494 |
| 8 | Seattle, WA | $57,280 | $48,204 | $43,375 |
| 147 | St. Joseph, MO | $30,490 | $26,183 | $30,311 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 375 metros →
Waiter and Waitress salaries elsewhere in Missouri
- Kansas City, MO — $36,080
- Jefferson City, MO — $30,280
- Joplin, MO — $28,600
- Cape Girardeau, MO — $28,710
- Springfield, MO — $29,350
- Columbia, MO — $29,250
- St. Louis, MO — $31,200
Frequently asked questions
How much does a waiter and waitress make in St. Joseph, MO?
The median waiter and waitress salary in the St. Joseph, MO-KS metro area is $30,490 a year, or about $14.66 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $28,600 and $39,720.
What is a waiter and waitress’s take-home pay in St. Joseph, MO?
On the median $30,490 salary, a single filer living in Missouri takes home about $26,183 a year ($2,182 a month) after federal tax, Social Security, Medicare and $496 in Missouri taxes in 2026.
Is St. Joseph, MO a good place to work as a waiter and waitress?
Pay here is 13% below the national median of $35,230. Local prices are 13.6% below the U.S. average, so the take-home pay buys what $30,311 would in a typical U.S. city. St. Joseph, MO ranks #147 of 375 metro areas for cost-of-living-adjusted pay in this job.
Can a waiter and waitress afford rent in St. Joseph, MO?
HUD’s fair market rent for a one-bedroom in St. Joseph, MO is $832 a month ($1,077 for two bedrooms) — 38% of a median waiter and waitress’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Joseph, MO
- Cooks, Fast Food — $29,620
- Fast Food and Counter Worker — $29,430
- Food Preparation Worker — $28,960