Cashier Salary in Memphis, TN
Cashiers in the Memphis, TN-MS-AR metro area earn a median $29,160 a year — 11% less than the national median. After 2026 taxes, that is $25,610 take-home, or $2,134 a month.
Take-home pay calculator
Pre-filled with the median cashier salary in Memphis, TN. Enter your own offer to see your paycheck.
- Federal income tax$1,319
- Social Security (6.2%)$1,808
- Medicare (1.45%)$423
- Tennessee income tax$0
- Take-home pay$25,610
Marginal rate: 12% federal + 0.00% state
The Memphis, TN-MS-AR metro spans Tennessee, Mississippi, Arkansas. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Cashier pay by experience in Memphis, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $22,140 | $10.64 | $19,842 | $1,654 |
| 25th percentile | $26,180 | $12.59 | $23,169 | $1,931 |
| Median (50th) | $29,160 | $14.02 | $25,610 | $2,134 |
| 75th percentile | $31,450 | $15.12 | $27,450 | $2,288 |
| 90th percentile (top earners) | $35,910 | $17.26 | $31,034 | $2,586 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $29,160 buys in Memphis, TN
Prices in Memphis, TN are 7.8% lower than the U.S. average (housing costs are 20% below the national average). Adjusted for local prices, a median cashier's $25,610 take-home pay has the buying power of $27,783 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Cashier jobs are about as common in Memphis, TN as in the U.S. overall (location quotient 0.89).
Best-paying cities for cashiers, adjusted for cost of living
Memphis, TN ranks #82 of 202 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $44,210 | $37,703 | $33,926 |
| 2 | Rochester, MN | $34,960 | $29,219 | $32,172 |
| 3 | San Jose, CA | $42,960 | $35,432 | $32,088 |
| 4 | Fargo, ND | $33,420 | $29,033 | $31,950 |
| 5 | Kennewick, WA | $36,610 | $31,596 | $31,571 |
| 6 | Duluth, MN | $33,020 | $27,764 | $31,277 |
| 7 | Spokane, WA | $36,290 | $31,339 | $31,231 |
| 8 | St. Cloud, MN | $32,480 | $27,359 | $31,220 |
| 82 | Memphis, TN | $29,160 | $25,610 | $27,783 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 202 metros →
About the job: cashiers
Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks.
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -6.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Cashier salaries elsewhere in Tennessee
- Kingsport, TN — $27,420
- Nashville, TN — $30,570
- Knoxville, TN — $29,110
- Chattanooga, TN — $28,440
- Clarksville, TN — $28,230
Frequently asked questions
How much does a cashier make in Memphis, TN?
The median cashier salary in the Memphis, TN-MS-AR metro area is $29,160 a year, or about $14.02 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $26,180 and $31,450.
What is a cashier’s take-home pay in Memphis, TN?
On the median $29,160 salary, a single filer living in Tennessee takes home about $25,610 a year ($2,134 a month) after federal tax, Social Security, Medicare in 2026.
Is Memphis, TN a good place to work as a cashier?
Pay here is 11% below the national median of $32,880. Local prices are 7.8% below the U.S. average, so the take-home pay buys what $27,783 would in a typical U.S. city. Memphis, TN ranks #82 of 202 metro areas for cost-of-living-adjusted pay in this job.
Can a cashier afford rent in Memphis, TN?
HUD’s fair market rent for a one-bedroom in Memphis, TN is $1,137 a month ($1,263 for two bedrooms) — 53% of a median cashier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.