Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel Salary in Memphis, TN
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in the Memphis, TN-MS-AR metro area earn a median $59,140 a year — 16% less than the national median. After 2026 taxes, that is $49,699 take-home, or $4,142 a month.
Take-home pay calculator
Pre-filled with the median sales representatives of services, except advertising, insurance, financial services, and travel salary in Memphis, TN. Enter your own offer to see your paycheck.
- Federal income tax$4,917
- Social Security (6.2%)$3,667
- Medicare (1.45%)$858
- Tennessee income tax$0
- Take-home pay$49,699
Marginal rate: 12% federal + 0.00% state
The Memphis, TN-MS-AR metro spans Tennessee, Mississippi, Arkansas. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel pay by experience in Memphis, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $34,270 | $16.48 | $29,716 | $2,476 |
| 25th percentile | $41,200 | $19.81 | $35,284 | $2,940 |
| Median (50th) | $59,140 | $28.43 | $49,699 | $4,142 |
| 75th percentile | $80,100 | $38.51 | $65,180 | $5,432 |
| 90th percentile (top earners) | $110,480 | $53.12 | $86,553 | $7,213 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $59,140 buys in Memphis, TN
Prices in Memphis, TN are 7.8% lower than the U.S. average (housing costs are 20% below the national average). Adjusted for local prices, a median sales representatives of services, except advertising, insurance, financial services, and travel's $49,699 take-home pay has the buying power of $53,916 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel jobs are less concentrated in Memphis, TN than nationally (location quotient 0.67), so openings may be scarcer.
Best-paying cities for sales representatives of services, except advertising, insurance, financial services, and travel, adjusted for cost of living
Memphis, TN ranks #29 of 73 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $116,510 | $82,674 | $74,871 |
| 2 | Boulder, CO | $99,990 | $75,482 | $71,749 |
| 3 | New York, NY | $93,750 | $70,292 | $62,447 |
| 4 | San Francisco, CA | $96,960 | $70,993 | $61,406 |
| 5 | Atlanta, GA | $78,950 | $60,897 | $60,861 |
| 6 | Seattle, WA | $82,540 | $66,897 | $60,195 |
| 7 | Detroit, MI | $76,990 | $59,971 | $59,793 |
| 8 | Buffalo, NY | $73,070 | $56,886 | $59,353 |
| 29 | Memphis, TN | $59,140 | $49,699 | $53,916 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 73 metros →
About the job: sales representatives of services, except advertising, insurance, financial services, and travel
Sell services to individuals or businesses. May describe options or resolve client problems.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +2.7% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel salaries elsewhere in Tennessee
- Nashville, TN — $62,930
- Knoxville, TN — $59,400
Frequently asked questions
How much does a sales representatives of services, except advertising, insurance, financial services, and travel make in Memphis, TN?
The median sales representatives of services, except advertising, insurance, financial services, and travel salary in the Memphis, TN-MS-AR metro area is $59,140 a year, or about $28.43 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $41,200 and $80,100.
What is a sales representatives of services, except advertising, insurance, financial services, and travel’s take-home pay in Memphis, TN?
On the median $59,140 salary, a single filer living in Tennessee takes home about $49,699 a year ($4,142 a month) after federal tax, Social Security, Medicare in 2026.
Is Memphis, TN a good place to work as a sales representatives of services, except advertising, insurance, financial services, and travel?
Pay here is 16% below the national median of $69,990. Local prices are 7.8% below the U.S. average, so the take-home pay buys what $53,916 would in a typical U.S. city. Memphis, TN ranks #29 of 73 metro areas for cost-of-living-adjusted pay in this job.
Can a sales representatives of services, except advertising, insurance, financial services, and travel afford rent in Memphis, TN?
HUD’s fair market rent for a one-bedroom in Memphis, TN is $1,137 a month ($1,263 for two bedrooms) — 27% of a median sales representatives of services, except advertising, insurance, financial services, and travel’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.