Claims Adjusters, Examiners, and Investigators Salary in New York, NY
Claims Adjusters, Examiners, and Investigators in the New York-Newark-Jersey City, NY-NJ metro area earn a median $95,980 a year — 23% more than the national median. After 2026 taxes, that is $71,729 take-home, or $5,977 a month.
Take-home pay calculator
Pre-filled with the median claims adjusters, examiners, and investigators salary in New York, NY. Enter your own offer to see your paycheck.
- Federal income tax$12,286
- Social Security (6.2%)$5,951
- Medicare (1.45%)$1,392
- New York income tax$4,623
- Take-home pay$71,729
Marginal rate: 22% federal + 5.90% state
Living in New York City? City residents also pay New York City’s city income tax — about $3,285 a year on this salary — which lowers take-home pay to $68,444 ($5,704 a month). Choose “New York City” under City income tax in the calculator. Suburban residents usually don’t pay it.
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Claims Adjusters, Examiners, and Investigators pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $55,440 | $26.65 | $44,329 | $3,694 |
| 25th percentile | $76,030 | $36.55 | $58,808 | $4,901 |
| Median (50th) | $95,980 | $46.14 | $71,729 | $5,977 |
| 75th percentile | $118,350 | $56.90 | $86,147 | $7,179 |
| 90th percentile (top earners) | $135,760 | $65.27 | $97,088 | $8,091 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $95,980 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median claims adjusters, examiners, and investigators's $71,729 take-home pay has the buying power of $63,724 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Claims Adjusters, Examiners, and Investigators jobs are less concentrated in New York, NY than nationally (location quotient 0.75), so openings may be scarcer.
Best-paying cities for claims adjusters, examiners, and investigators, adjusted for cost of living
New York, NY ranks #9 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Baltimore, MD | $98,700 | $73,941 | $70,766 |
| 2 | San Antonio, TX | $81,830 | $66,397 | $70,102 |
| 3 | Nashville, TN | $78,030 | $63,724 | $66,146 |
| 4 | Kansas City, MO | $78,090 | $61,033 | $65,951 |
| 5 | San Francisco, CA | $105,340 | $76,000 | $65,737 |
| 6 | Houston, TX | $78,820 | $64,280 | $65,173 |
| 7 | Dallas, TX | $82,890 | $67,143 | $65,131 |
| 8 | Milwaukee, WI | $79,770 | $62,101 | $64,063 |
| 9 | New York, NY | $95,980 | $71,729 | $63,724 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
About the job: claims adjusters, examiners, and investigators
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- -5.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a claims adjusters, examiners, and investigators make in New York, NY?
The median claims adjusters, examiners, and investigators salary in the New York-Newark-Jersey City, NY-NJ metro area is $95,980 a year, or about $46.14 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $76,030 and $118,350.
What is a claims adjusters, examiners, and investigators’s take-home pay in New York, NY?
On the median $95,980 salary, a single filer living in New York takes home about $71,729 a year ($5,977 a month) after federal tax, Social Security, Medicare and $4,623 in New York taxes in 2026.
Is New York, NY a good place to work as a claims adjusters, examiners, and investigators?
Pay here is 23% above the national median of $78,000. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $63,724 would in a typical U.S. city. New York, NY ranks #9 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a claims adjusters, examiners, and investigators afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 40% of a median claims adjusters, examiners, and investigators’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in New York, NY
- Personal Financial Advisor — $170,050
- Financial Risk Specialist — $139,670
- Credit Analyst — $136,500
- Financial Examiner — $133,380
- Financial and Investment Analyst — $128,930
- Project Management Specialist — $126,660
- Management Analyst — $124,390
- Financial Specialists, All Other — $109,580
- Labor Relations Specialist — $107,470
- Accountant and Auditor — $105,650
- Loan Officer — $101,570
- Compliance Officer — $101,050