Claims Adjusters, Examiners, and Investigators Salary in Kansas City, MO
Claims Adjusters, Examiners, and Investigators in the Kansas City, MO-KS metro area earn a median $78,090 a year — 0% more than the national median. After 2026 taxes, that is $61,033 take-home, or $5,086 a month.
Take-home pay calculator
Pre-filled with the median claims adjusters, examiners, and investigators salary in Kansas City, MO. Enter your own offer to see your paycheck.
- Federal income tax$8,350
- Social Security (6.2%)$4,842
- Medicare (1.45%)$1,132
- Missouri income tax$2,733
- Take-home pay$61,033
Marginal rate: 22% federal + 4.70% state
Living in Kansas City, MO? City residents also pay Kansas City, MO’s Earnings Tax — about $781 a year on this salary — which lowers take-home pay to $60,253 ($5,021 a month). Choose “Kansas City, MO” under City income tax in the calculator. Suburban residents usually don’t pay it.
The Kansas City, MO-KS metro spans Missouri, Kansas. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Claims Adjusters, Examiners, and Investigators pay by experience in Kansas City, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $51,750 | $24.88 | $42,266 | $3,522 |
| 25th percentile | $65,070 | $31.28 | $52,343 | $4,362 |
| Median (50th) | $78,090 | $37.54 | $61,033 | $5,086 |
| 75th percentile | $98,080 | $47.15 | $74,157 | $6,180 |
| 90th percentile (top earners) | $121,370 | $58.35 | $89,447 | $7,454 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $78,090 buys in Kansas City, MO
Prices in Kansas City, MO are 7.5% lower than the U.S. average (housing costs are 13% below the national average). Adjusted for local prices, a median claims adjusters, examiners, and investigators's $61,033 take-home pay has the buying power of $65,951 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Kansas City, MO has 1.6× the national concentration of claims adjusters, examiners, and investigators jobs — a strong local market for this occupation.
Best-paying cities for claims adjusters, examiners, and investigators, adjusted for cost of living
Kansas City, MO ranks #4 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Baltimore, MD | $98,700 | $73,941 | $70,766 |
| 2 | San Antonio, TX | $81,830 | $66,397 | $70,102 |
| 3 | Nashville, TN | $78,030 | $63,724 | $66,146 |
| 4 | Kansas City, MO | $78,090 | $61,033 | $65,951 |
| 5 | San Francisco, CA | $105,340 | $76,000 | $65,737 |
| 6 | Houston, TX | $78,820 | $64,280 | $65,173 |
| 7 | Dallas, TX | $82,890 | $67,143 | $65,131 |
| 8 | Milwaukee, WI | $79,770 | $62,101 | $64,063 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
About the job: claims adjusters, examiners, and investigators
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- -5.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Claims Adjusters, Examiners, and Investigators salaries elsewhere in Missouri
- St. Louis, MO — $75,840
Frequently asked questions
How much does a claims adjusters, examiners, and investigators make in Kansas City, MO?
The median claims adjusters, examiners, and investigators salary in the Kansas City, MO-KS metro area is $78,090 a year, or about $37.54 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $65,070 and $98,080.
What is a claims adjusters, examiners, and investigators’s take-home pay in Kansas City, MO?
On the median $78,090 salary, a single filer living in Missouri takes home about $61,033 a year ($5,086 a month) after federal tax, Social Security, Medicare and $2,733 in Missouri taxes in 2026.
Is Kansas City, MO a good place to work as a claims adjusters, examiners, and investigators?
Pay here is 0% above the national median of $78,000. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $65,951 would in a typical U.S. city. Kansas City, MO ranks #4 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a claims adjusters, examiners, and investigators afford rent in Kansas City, MO?
HUD’s fair market rent for a one-bedroom in Kansas City, MO is $1,193 a month ($1,355 for two bedrooms) — 23% of a median claims adjusters, examiners, and investigators’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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