Personal Financial Advisor Salary in Kansas City, MO
Personal Financial Advisors in the Kansas City, MO-KS metro area earn a median $123,140 a year — 17% more than the national median. After 2026 taxes, that is $90,582 take-home, or $7,548 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Kansas City, MO. Enter your own offer to see your paycheck.
- Federal income tax$18,288
- Social Security (6.2%)$7,635
- Medicare (1.45%)$1,786
- Missouri income tax$4,850
- Take-home pay$90,582
Marginal rate: 24% federal + 4.70% state
Living in Kansas City, MO? City residents also pay Kansas City, MO’s Earnings Tax — about $1,231 a year on this salary — which lowers take-home pay to $89,351 ($7,446 a month). Choose “Kansas City, MO” under City income tax in the calculator. Suburban residents usually don’t pay it.
The Kansas City, MO-KS metro spans Missouri, Kansas. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Personal Financial Advisor pay by experience in Kansas City, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $60,890 | $29.27 | $49,181 | $4,098 |
| 25th percentile | $78,500 | $37.74 | $61,303 | $5,109 |
| Median (50th) | $123,140 | $59.20 | $90,582 | $7,548 |
| 75th percentile | $176,090 | $84.66 | $124,285 | $10,357 |
| 90th percentile (top earners) | $320,820+ | $154.24 | $214,079 | $17,840 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $123,140 buys in Kansas City, MO
Prices in Kansas City, MO are 7.5% lower than the U.S. average (housing costs are 13% below the national average). Adjusted for local prices, a median personal financial advisor's $90,582 take-home pay has the buying power of $97,881 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Kansas City, MO has 1.9× the national concentration of personal financial advisor jobs — a strong local market for this occupation.
Best-paying cities for personal financial advisors, adjusted for cost of living
Kansas City, MO ranks #2 of 23 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 23 metros →
About the job: personal financial advisors
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +1.4% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Personal Financial Advisor salaries elsewhere in Missouri
- St. Louis, MO — $103,690
Frequently asked questions
How much does a personal financial advisor make in Kansas City, MO?
The median personal financial advisor salary in the Kansas City, MO-KS metro area is $123,140 a year, or about $59.20 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $78,500 and $176,090.
What is a personal financial advisor’s take-home pay in Kansas City, MO?
On the median $123,140 salary, a single filer living in Missouri takes home about $90,582 a year ($7,548 a month) after federal tax, Social Security, Medicare and $4,850 in Missouri taxes in 2026.
Is Kansas City, MO a good place to work as a personal financial advisor?
Pay here is 17% above the national median of $105,070. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $97,881 would in a typical U.S. city. Kansas City, MO ranks #2 of 23 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Kansas City, MO?
HUD’s fair market rent for a one-bedroom in Kansas City, MO is $1,193 a month ($1,355 for two bedrooms) — 16% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Kansas City, MO
- Project Management Specialist — $101,050
- Management Analyst — $98,430
- Business Operations Specialists, All Other — $90,060
- Accountant and Auditor — $80,040
- Claims Adjusters, Examiners, and Investigators — $78,090
- Compliance Officer — $77,650
- Human Resources Specialist — $75,190
- Buyer and Purchasing Agent — $74,740
- Market Research Analyst and Marketing Specialist — $72,580
- Training and Development Specialist — $66,300