Personal Financial Advisor Salary
Personal Financial Advisors earn a median $105,070 a year nationally. Business and Financial Operations Occupations
U.S. median
$105,070
$50.51 per hour
Range
$50,190 – $239,200+
10th to 90th percentile
Employed
266,800
across the U.S.
▲2.9%
Pay trend: The median for personal financial advisors in the U.S. rose from $102,140 (May 2024) to $105,070 (May 2025). That roughly kept pace with inflation (2.4%).
What personal financial advisors do
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +1.4% (slower than average)
- Openings per year
- 17,100
- Self-employed
- 10%
Employment of personal financial advisors is projected to grow 1.4% from 2025 to 2035, slower than the 3.5% average for all occupations. About 17,100 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Personal Financial Advisor take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
Your take-home pay
$82,747
per year · effective tax rate 21.2%
$6,896Monthly
$3,448Twice a month
$3,183Every 2 weeks
$39.78Hourly
- Federal income tax$14,285
- Social Security (6.2%)$6,514
- Medicare (1.45%)$1,524
- Texas income tax$0
- Take-home pay$82,747
Marginal rate: 22% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $50,190 | $24.13 | $42,508 |
| 25th percentile | $72,440 | $34.83 | $59,792 |
| Median (50th) | $105,070 | $50.51 | $82,747 |
| 75th percentile | $176,790 | $85.00 | $132,102 |
| 90th percentile (top earners) | $357,020+ | $171.64 | $250,900 |
Best cities for personal financial advisors (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 | 23,980 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 | 3,500 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 | 7,130 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 | 2,500 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 | 8,390 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 | 7,390 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 | 2,630 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 | 2,400 |
| 9 | San Diego, CA | $130,330 | $90,761 | $81,119 | 3,010 |
| 10 | Seattle, WA | $114,540 | $89,409 | $80,452 | 3,940 |
| 11 | Chicago, IL | $113,210 | $83,014 | $80,133 | 8,370 |
| 12 | Houston, TX | $98,930 | $78,427 | $79,517 | 4,130 |
| 13 | Charlotte, NC | $99,440 | $75,327 | $77,379 | 4,850 |
| 14 | Atlanta, GA | $103,990 | $77,213 | $77,168 | 4,690 |
| 15 | Los Angeles, CA | $124,490 | $87,389 | $76,950 | 13,980 |
| 16 | Phoenix, AZ | $103,680 | $79,386 | $76,838 | 5,000 |
| 17 | Minneapolis, MN | $103,410 | $76,070 | $72,571 | 4,150 |
| 18 | Washington, DC | $106,230 | $77,502 | $71,178 | 4,330 |
| 19 | Baltimore, MD | $98,970 | $74,118 | $70,935 | 3,240 |
| 20 | Denver, CO | $98,740 | $74,657 | $70,577 | 4,700 |
| 21 | Cincinnati, OH | $80,540 | $64,057 | $67,167 | 2,510 |
| 22 | Tampa, FL | $82,580 | $66,925 | $66,335 | 3,660 |
| 23 | Detroit, MI | $76,830 | $59,865 | $59,688 | 3,430 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- New York, NY — $170,050
- San Francisco, CA — $160,610
- Bridgeport, CT — $135,770
- San Diego, CA — $130,330
- Miami, FL — $125,670
- Los Angeles, CA — $124,490
- Kansas City, MO — $123,140
- Philadelphia, PA — $116,560
- Seattle, WA — $114,540
- Chicago, IL — $113,210
- Washington, DC — $106,230
- Atlanta, GA — $103,990
- St. Louis, MO — $103,690
- Phoenix, AZ — $103,680
- Minneapolis, MN — $103,410
Personal Financial Advisor salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| New York | $166,400 | −0.9% | $116,223 | $76,190 – $239,200+ | 21,550 |
| New Jersey | $158,570 | +28.2% | $111,738 | $78,860 – $239,200+ | 9,300 |
| California | $130,330 | +1.3% | $90,761 | $67,690 – $239,200+ | 32,200 |
| Connecticut | $129,720 | +21.2% | $94,296 | $59,890 – $239,200+ | — |
| South Dakota | $128,720 | +4.3% | $99,246 | $77,280 – $239,200+ | 620 |
| Massachusetts | $125,670 | +24.0% | $91,098 | $58,510 – $239,200+ | — |
| Delaware | $125,050 | −2.4% | $89,825 | $44,340 – $218,710 | — |
| Oregon | $122,830 | +53.2% | $85,302 | $54,940 – $239,200+ | 3,070 |
| Illinois | $120,130 | +15.2% | $87,540 | $51,820 – $239,200+ | 9,760 |
| Wisconsin | $119,430 | +3.2% | $87,900 | $51,760 – $239,200+ | 5,200 |
| Washington | $114,050 | +1.8% | $89,064 | $58,650 – $239,200+ | 5,790 |
| Vermont | $110,020 | +35.2% | $81,428 | $58,150 – $239,200+ | 520 |
| Pennsylvania | $105,200 | +1.8% | $79,609 | $59,960 – $239,200+ | 12,200 |
| District of Columbia | $104,990 | +4.1% | $76,735 | $58,790 – $239,200+ | 480 |
| Minnesota | $102,660 | +8.7% | $75,594 | $47,520 – $239,200+ | 5,280 |
| Virginia | $102,640 | +2.7% | $75,950 | $51,440 – $239,200+ | 6,340 |
| Kansas | $102,530 | +1.7% | $76,038 | $56,830 – $239,200+ | 4,150 |
| Georgia | $101,450 | +3.0% | $75,558 | $46,180 – $239,200+ | 6,830 |
| Florida | $100,970 | +14.7% | $79,862 | $48,950 – $239,200+ | 21,490 |
| Missouri | $99,930 | +18.9% | $75,371 | $51,470 – $239,200+ | 4,480 |
| Maryland | $99,880 | −18.5% | $74,715 | $47,810 – $239,200+ | 5,260 |
| Texas | $99,160 | +20.7% | $78,589 | $46,450 – $239,200+ | 18,200 |
| Montana | $97,450 | +0.8% | $73,241 | $55,010 – $239,200+ | — |
| Arizona | $96,950 | +13.9% | $74,819 | $45,330 – $212,630 | 6,430 |
| North Carolina | $96,880 | — | $73,628 | $48,790 – $239,200+ | 12,340 |
| New Hampshire | $96,780 | +17.3% | $76,915 | $57,700 – $239,200+ | 1,850 |
| South Carolina | $96,330 | −2.6% | $71,975 | $45,420 – $239,200+ | 2,400 |
| Idaho | $94,370 | −30.8% | $71,326 | $44,500 – $239,200+ | 760 |
| New Mexico | $94,270 | +21.3% | $71,861 | $56,450 – $239,200+ | 610 |
| Nebraska | $93,280 | +26.0% | $71,088 | $52,370 – $214,280 | 2,210 |
| Nevada | $92,720 | +13.2% | $74,059 | $45,050 – $224,670 | 1,730 |
| Iowa | $92,310 | +12.9% | $70,914 | $51,310 – $239,200+ | 1,920 |
| Ohio | $90,990 | +10.8% | $71,122 | $49,400 – $222,060 | 7,680 |
| Colorado | $89,280 | +4.3% | $68,419 | $57,020 – $239,200+ | 6,730 |
| Indiana | $87,710 | −13.7% | $67,976 | $44,150 – $239,200+ | 5,400 |
| Tennessee | $84,160 | −5.9% | $68,037 | $44,170 – $239,200+ | 3,970 |
| Rhode Island | $80,200 | −20.5% | $62,860 | $46,670 – $164,230 | 1,130 |
| West Virginia | $80,010 | +2.9% | $62,195 | $45,020 – $219,510 | 670 |
| Arkansas | $79,420 | +5.7% | $61,817 | $36,710 – $207,560 | 1,320 |
| Alaska | $78,690 | — | $64,188 | $50,790 – $156,830 | — |
| Alabama | $77,990 | −2.0% | $60,061 | $42,150 – $239,200+ | 2,540 |
| Michigan | $77,930 | −21.1% | $60,592 | $44,780 – $239,200+ | 6,570 |
| Wyoming | $77,490 | — | $63,344 | $50,390 – $239,200+ | 310 |
| Utah | $77,390 | +15.1% | $60,757 | $47,840 – $208,970 | 2,520 |
| North Dakota | $76,870 | −22.3% | $62,668 | $59,470 – $135,470 | 540 |
| Hawaii | $76,070 | +0.5% | $58,094 | $48,060 – $239,200+ | 550 |
| Oklahoma | $68,670 | −6.0% | $54,595 | $36,920 – $176,920 | 1,140 |
| Kentucky | $67,150 | −15.1% | $53,837 | $43,880 – $239,200+ | 2,040 |
| Mississippi | $63,300 | −2.8% | $51,242 | $43,880 – $239,200+ | 790 |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Financial and Investment Analyst | $102,740 | Bachelor's degree | +7.2% |
| Financial Risk Specialist | $117,330 | Bachelor's degree | +7.4% |
| Insurance Underwriter | $81,370 | Bachelor's degree | -3.8% |
| Financial Examiner | $94,160 | Bachelor's degree | +9.3% |
| Budget Analyst | $91,640 | Bachelor's degree | +1.9% |
| Accountant and Auditor | $83,680 | Bachelor's degree | +5.0% |
| Credit Analyst | $83,510 | Bachelor's degree | -4.3% |
| Financial Specialists, All Other | $81,100 | Bachelor's degree | +4.1% |
| Loan Officer | $76,690 | Bachelor's degree | +1.1% |
| Property Appraiser and Assessor | $67,960 | Bachelor's degree | +3.5% |
Frequently asked questions
How much does a personal financial advisor make?
The national median salary for personal financial advisors is $105,070 a year ($50.51 an hour). The lowest-paid 10% earn under $50,190 and the top 10% earn over $239,200+. Source: BLS, May 2025.
Which state pays personal financial advisors the most?
New York has the highest median pay at $166,400. After taxes and local prices, New York, NY offers the best real take-home pay of any metro area.
How many personal financial advisors are there in the U.S.?
About 266,800 people work as personal financial advisors nationwide.