Personal Financial Advisor Salary in Miami, FL
Personal Financial Advisors in the Miami-Fort Lauderdale-West Palm Beach, FL metro area earn a median $125,670 a year — 20% more than the national median. After 2026 taxes, that is $97,161 take-home, or $8,097 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Miami, FL. Enter your own offer to see your paycheck.
- Federal income tax$18,895
- Social Security (6.2%)$7,792
- Medicare (1.45%)$1,822
- Florida income tax$0
- Take-home pay$97,161
Marginal rate: 24% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Personal Financial Advisor pay by experience in Miami, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,670 | $23.88 | $42,090 | $3,507 |
| 25th percentile | $74,850 | $35.99 | $61,487 | $5,124 |
| Median (50th) | $125,670 | $60.42 | $97,161 | $8,097 |
| 75th percentile | $226,170 | $108.74 | $167,538 | $13,961 |
| 90th percentile (top earners) | $427,160+ | $205.37 | $294,842 | $24,570 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $125,670 buys in Miami, FL
Prices in Miami, FL are 14.2% higher than the U.S. average (housing costs are 1.56× the national average). Adjusted for local prices, a median personal financial advisor's $97,161 take-home pay has the buying power of $85,114 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Miami, FL has 1.7× the national concentration of personal financial advisor jobs — a strong local market for this occupation.
Best-paying cities for personal financial advisors, adjusted for cost of living
Miami, FL ranks #5 of 23 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 23 metros →
About the job: personal financial advisors
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +1.4% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Personal Financial Advisor salaries elsewhere in Florida
- Tampa, FL — $82,580
Frequently asked questions
How much does a personal financial advisor make in Miami, FL?
The median personal financial advisor salary in the Miami-Fort Lauderdale-West Palm Beach, FL metro area is $125,670 a year, or about $60.42 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $74,850 and $226,170.
What is a personal financial advisor’s take-home pay in Miami, FL?
On the median $125,670 salary, a single filer living in Florida takes home about $97,161 a year ($8,097 a month) after federal tax, Social Security, Medicare in 2026.
Is Miami, FL a good place to work as a personal financial advisor?
Pay here is 20% above the national median of $105,070. Local prices are 14.2% above the U.S. average, so the take-home pay buys what $85,114 would in a typical U.S. city. Miami, FL ranks #5 of 23 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Miami, FL?
HUD’s fair market rent for a one-bedroom in Miami, FL is $1,942 a month ($2,359 for two bedrooms) — 24% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Miami, FL
- Financial and Investment Analyst — $105,160
- Project Management Specialist — $98,720
- Management Analyst — $94,290
- Accountant and Auditor — $80,920
- Business Operations Specialists, All Other — $79,770
- Compliance Officer — $79,770
- Claims Adjusters, Examiners, and Investigators — $78,730
- Cost Estimator — $76,040
- Loan Officer — $71,510
- Buyer and Purchasing Agent — $71,270
- Logistician — $69,480
- Human Resources Specialist — $67,580