Claims Adjusters, Examiners, and Investigators Salary in Baltimore, MD
Claims Adjusters, Examiners, and Investigators in the Baltimore-Columbia-Towson, MD metro area earn a median $98,700 a year — 27% more than the national median. After 2026 taxes, that is $73,941 take-home, or $6,162 a month.
Take-home pay calculator
Pre-filled with the median claims adjusters, examiners, and investigators salary in Baltimore, MD. Enter your own offer to see your paycheck.
- Federal income tax$12,884
- Social Security (6.2%)$6,119
- Medicare (1.45%)$1,431
- Maryland income tax$4,325
- Take-home pay$73,941
Marginal rate: 22% federal + 4.75% state
Living in Baltimore City? City residents also pay Baltimore City’s city income tax — about $2,949 a year on this salary — which lowers take-home pay to $70,992 ($5,916 a month). Choose “Baltimore City” under City income tax in the calculator. Suburban residents usually don’t pay it.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Claims Adjusters, Examiners, and Investigators pay by experience in Baltimore, MD
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $56,910 | $27.36 | $45,568 | $3,797 |
| 25th percentile | $74,300 | $35.72 | $57,934 | $4,828 |
| Median (50th) | $98,700 | $47.45 | $73,941 | $6,162 |
| 75th percentile | $121,680 | $58.50 | $88,978 | $7,415 |
| 90th percentile (top earners) | $144,680 | $69.56 | $103,518 | $8,626 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Maryland resident, 2026 tax rules.
What $98,700 buys in Baltimore, MD
Prices in Baltimore, MD are 4.5% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median claims adjusters, examiners, and investigators's $73,941 take-home pay has the buying power of $70,766 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Baltimore, MD has 1.5× the national concentration of claims adjusters, examiners, and investigators jobs — a strong local market for this occupation.
Best-paying cities for claims adjusters, examiners, and investigators, adjusted for cost of living
Baltimore, MD ranks #1 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Baltimore, MD | $98,700 | $73,941 | $70,766 |
| 2 | San Antonio, TX | $81,830 | $66,397 | $70,102 |
| 3 | Nashville, TN | $78,030 | $63,724 | $66,146 |
| 4 | Kansas City, MO | $78,090 | $61,033 | $65,951 |
| 5 | San Francisco, CA | $105,340 | $76,000 | $65,737 |
| 6 | Houston, TX | $78,820 | $64,280 | $65,173 |
| 7 | Dallas, TX | $82,890 | $67,143 | $65,131 |
| 8 | Milwaukee, WI | $79,770 | $62,101 | $64,063 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
About the job: claims adjusters, examiners, and investigators
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- -5.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a claims adjusters, examiners, and investigators make in Baltimore, MD?
The median claims adjusters, examiners, and investigators salary in the Baltimore-Columbia-Towson, MD metro area is $98,700 a year, or about $47.45 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $74,300 and $121,680.
What is a claims adjusters, examiners, and investigators’s take-home pay in Baltimore, MD?
On the median $98,700 salary, a single filer living in Maryland takes home about $73,941 a year ($6,162 a month) after federal tax, Social Security, Medicare and $4,325 in Maryland taxes in 2026.
Is Baltimore, MD a good place to work as a claims adjusters, examiners, and investigators?
Pay here is 27% above the national median of $78,000. Local prices are 4.5% above the U.S. average, so the take-home pay buys what $70,766 would in a typical U.S. city. Baltimore, MD ranks #1 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a claims adjusters, examiners, and investigators afford rent in Baltimore, MD?
HUD’s fair market rent for a one-bedroom in Baltimore, MD is $1,511 a month ($1,857 for two bedrooms) — 25% of a median claims adjusters, examiners, and investigators’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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