Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Financial and Investment Analyst Salary in Baltimore, MD

Financial and Investment Analysts in the Baltimore-Columbia-Towson, MD metro area earn a median $98,880 a year — 4% less than the national median. After 2026 taxes, that is $74,059 take-home, or $6,172 a month.

Median salary
$98,880
$47.54 per hour
Typical range
$63,770 – $192,950
10th to 90th percentile
Jobs in Baltimore, MD
3,040
0.96× national concentration
▲0.7%
Pay trend: The median for financial and investment analysts in Baltimore, MD rose from $98,220 (May 2024) to $98,880 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.7%.

Take-home pay calculator

Pre-filled with the median financial and investment analyst salary in Baltimore, MD. Enter your own offer to see your paycheck.

Financial and Investment Analyst in Baltimore, MD
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$74,059
per year · effective tax rate 25.1%
$6,172Monthly
$3,086Twice a month
$2,848Every 2 weeks
$35.61Hourly
  • Federal income tax$12,924
  • Social Security (6.2%)$6,131
  • Medicare (1.45%)$1,434
  • Maryland income tax$4,333
  • Take-home pay$74,059

Marginal rate: 22% federal + 4.75% state

Living in Baltimore City? City residents also pay Baltimore City’s city income tax — about $2,955 a year on this salary — which lowers take-home pay to $71,104 ($5,925 a month). Choose “Baltimore City” under City income tax in the calculator. Suburban residents usually don’t pay it.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Financial and Investment Analyst pay by experience in Baltimore, MD

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$63,770$30.66$50,754$4,229
25th percentile$80,120$38.52$61,752$5,146
Median (50th)$98,880$47.54$74,059$6,172
75th percentile$135,570$65.18$97,770$8,147
90th percentile (top earners)$192,950$92.76$134,409$11,201

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Maryland resident, 2026 tax rules.

What $98,880 buys in Baltimore, MD

Prices in Baltimore, MD are 4.5% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median financial and investment analyst's $74,059 take-home pay has the buying power of $70,879 in a typical American city.

1-bedroom rent
$1,511
24% of monthly take-home
2-bedroom rent
$1,857
30% of monthly take-home
Left after 1-BR rent
$4,661
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Financial and Investment Analyst jobs are about as common in Baltimore, MD as in the U.S. overall (location quotient 0.96).

Best-paying cities for financial and investment analysts, adjusted for cost of living

Baltimore, MD ranks #26 of 31 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Bridgeport, CT $158,310$112,122$104,921
2San Jose, CA $144,910$99,181$89,819
3Seattle, WA $124,790$96,560$86,887
4New York, NY $128,930$92,823$82,463
5Charlotte, NC $106,510$80,019$82,199
6Austin, TX $101,530$80,256$81,839
7Houston, TX $101,660$80,348$81,465
8Nashville, TN $97,490$77,414$80,357
26Baltimore, MD$98,880$74,059$70,879

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 31 metros →

About the job: financial and investment analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+7.2% (faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a financial and investment analyst make in Baltimore, MD?

The median financial and investment analyst salary in the Baltimore-Columbia-Towson, MD metro area is $98,880 a year, or about $47.54 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,120 and $135,570.

What is a financial and investment analyst’s take-home pay in Baltimore, MD?

On the median $98,880 salary, a single filer living in Maryland takes home about $74,059 a year ($6,172 a month) after federal tax, Social Security, Medicare and $4,333 in Maryland taxes in 2026.

Is Baltimore, MD a good place to work as a financial and investment analyst?

Pay here is 4% below the national median of $102,740. Local prices are 4.5% above the U.S. average, so the take-home pay buys what $70,879 would in a typical U.S. city. Baltimore, MD ranks #26 of 31 metro areas for cost-of-living-adjusted pay in this job.

Can a financial and investment analyst afford rent in Baltimore, MD?

HUD’s fair market rent for a one-bedroom in Baltimore, MD is $1,511 a month ($1,857 for two bedrooms) — 24% of a median financial and investment analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Baltimore, MD

Cost of living & all salaries in Baltimore, MD →