Claims Adjusters, Examiners, and Investigators Salary in St. Louis, MO
Claims Adjusters, Examiners, and Investigators in the St. Louis, MO-IL metro area earn a median $75,840 a year — 3% less than the national median. After 2026 taxes, that is $59,556 take-home, or $4,963 a month.
Take-home pay calculator
Pre-filled with the median claims adjusters, examiners, and investigators salary in St. Louis, MO. Enter your own offer to see your paycheck.
- Federal income tax$7,855
- Social Security (6.2%)$4,702
- Medicare (1.45%)$1,100
- Missouri income tax$2,627
- Take-home pay$59,556
Marginal rate: 22% federal + 4.70% state
Living in St. Louis? City residents also pay St. Louis’s Earnings Tax — about $758 a year on this salary — which lowers take-home pay to $58,798 ($4,900 a month). Choose “St. Louis” under City income tax in the calculator. Suburban residents usually don’t pay it.
The St. Louis, MO-IL metro spans Missouri, Illinois. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Claims Adjusters, Examiners, and Investigators pay by experience in St. Louis, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,020 | $23.57 | $40,201 | $3,350 |
| 25th percentile | $62,100 | $29.86 | $50,096 | $4,175 |
| Median (50th) | $75,840 | $36.46 | $59,556 | $4,963 |
| 75th percentile | $93,500 | $44.95 | $71,150 | $5,929 |
| 90th percentile (top earners) | $108,240 | $52.04 | $80,827 | $6,736 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $75,840 buys in St. Louis, MO
Prices in St. Louis, MO are 4.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median claims adjusters, examiners, and investigators's $59,556 take-home pay has the buying power of $62,633 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Claims Adjusters, Examiners, and Investigators jobs are about as common in St. Louis, MO as in the U.S. overall (location quotient 1.13).
Best-paying cities for claims adjusters, examiners, and investigators, adjusted for cost of living
St. Louis, MO ranks #12 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Baltimore, MD | $98,700 | $73,941 | $70,766 |
| 2 | San Antonio, TX | $81,830 | $66,397 | $70,102 |
| 3 | Nashville, TN | $78,030 | $63,724 | $66,146 |
| 4 | Kansas City, MO | $78,090 | $61,033 | $65,951 |
| 5 | San Francisco, CA | $105,340 | $76,000 | $65,737 |
| 6 | Houston, TX | $78,820 | $64,280 | $65,173 |
| 7 | Dallas, TX | $82,890 | $67,143 | $65,131 |
| 8 | Milwaukee, WI | $79,770 | $62,101 | $64,063 |
| 12 | St. Louis, MO | $75,840 | $59,556 | $62,633 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
About the job: claims adjusters, examiners, and investigators
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- -5.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Claims Adjusters, Examiners, and Investigators salaries elsewhere in Missouri
- Kansas City, MO — $78,090
Frequently asked questions
How much does a claims adjusters, examiners, and investigators make in St. Louis, MO?
The median claims adjusters, examiners, and investigators salary in the St. Louis, MO-IL metro area is $75,840 a year, or about $36.46 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,100 and $93,500.
What is a claims adjusters, examiners, and investigators’s take-home pay in St. Louis, MO?
On the median $75,840 salary, a single filer living in Missouri takes home about $59,556 a year ($4,963 a month) after federal tax, Social Security, Medicare and $2,627 in Missouri taxes in 2026.
Is St. Louis, MO a good place to work as a claims adjusters, examiners, and investigators?
Pay here is 3% below the national median of $78,000. Local prices are 4.9% below the U.S. average, so the take-home pay buys what $62,633 would in a typical U.S. city. St. Louis, MO ranks #12 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a claims adjusters, examiners, and investigators afford rent in St. Louis, MO?
HUD’s fair market rent for a one-bedroom in St. Louis, MO is $989 a month ($1,211 for two bedrooms) — 20% of a median claims adjusters, examiners, and investigators’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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