Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Portland, ME

Portland-South Portland, ME — prices, rents and what jobs really pay here after taxes.

Price level
101.9
U.S. average = 100 · #58 of 387
Median wage
$56,960
all jobs · $3,774/mo take-home
1-bedroom rent
$1,548
HUD fair market rent
▲6.9%
Pay trend: The median for all workers in Portland, ME rose from $53,280 (May 2024) to $56,960 (May 2025). That beat inflation (2.4%), a real raise of about 4.5%.

Salary comparison calculator

What would you need to earn in Portland, ME to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
—

    How expensive is Portland, ME?

    With a price level of 101.9 (U.S. average = 100), Portland, ME is close to the national average. In detail, housing costs run 5% above average; everyday goods are 3% below average; utilities run 35% above average; other services such as healthcare and dining run 3% above average. The biggest difference from the national average is in utilities.

    Prices in Portland, ME vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items101.9+1.9%
    Housing105.2+5.2%
    Goods97.2−2.8%
    Utilities134.6+34.6%
    Other services103.2+3.2%

    Source: BEA Regional Price Parities, 2024.

    Rent in Portland, ME

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,383$55,320/yr
    1 bedroom$1,548$61,920/yr
    2 bedrooms$1,968$78,720/yr
    3 bedrooms$2,476$99,040/yr
    4 bedrooms$2,835$113,400/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Salary needed to live in Portland, ME

    To keep the same standard of living as in an average-priced U.S. city, you would need to earn roughly:

    Salary in an average U.S. cityEquivalent in Portland, METake-home here
    $40,000$40,700$33,314
    $60,000$61,100$48,331
    $80,000$81,500$61,834
    $100,000$101,900$74,726
    $150,000$152,800$106,275

    Scaled by the BEA price level (pre-tax). Take-home: single filer, Maine 2026 taxes. For a tax-aware comparison with a specific city, use the calculator above.

    A monthly budget on the median wage

    A single worker earning Portland, ME's median wage of $56,960 takes home about $3,774 a month. A typical one-bedroom rents for $1,548, which is 41% of take-home pay — well above the 30% guideline, so many workers here share housing or rent smaller units. That leaves about $2,226 a month for everything else.

    Take-home pay in Portland, ME

    Paycheck in Portland, ME
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $45,284
    per year · effective tax rate 20.5%
    $3,774Monthly
    $1,887Twice a month
    $1,742Every 2 weeks
    $21.77Hourly
    • Federal income tax$4,655
    • Social Security (6.2%)$3,532
    • Medicare (1.45%)$826
    • Maine income tax$2,663
    • Take-home pay$45,284

    Marginal rate: 12% federal + 6.75% state

    Highest-paying jobs in Portland, ME

    JobMedian salaryTake-homeReal value*
    General and Operations Manager$105,390$76,932$75,529
    Registered Nurse$88,470$66,239$65,030
    Secondary School Teachers, Except Special and Career/Technical Education$77,470$59,283$58,201
    Elementary School Teachers, Except Special Education$76,770$58,837$57,764
    First-Line Supervisor of Office and Administrative Support Workers$70,240$54,684$53,687
    Heavy and Tractor-Trailer Truck Driver$59,900$47,448$46,583
    First-Line Supervisor of Retail Sales Workers$55,550$44,246$43,439
    Bookkeeping, Accounting, and Auditing Clerks$54,610$43,555$42,760
    Maintenance and Repair Workers, General$52,580$42,061$41,293
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$52,000$41,634$40,874
    Teaching Assistants, Except Postsecondary$48,770$39,256$38,540
    Nursing Assistant$48,180$38,822$38,114
    Customer Service Representative$47,910$38,623$37,919
    Office Clerks, General$47,040$37,983$37,290
    Landscaping and Groundskeeping Worker$46,670$37,711$37,023
    Cooks, Restaurant$46,560$37,630$36,943
    Laborers and Freight, Stock, and Material Movers, Hand$45,350$36,739$36,069
    Waiter and Waitress$44,070$35,797$35,144
    Janitors and Cleaners, Except Maids and Housekeeping Cleaners$40,460$33,135$32,530
    Stocker and Order Filler$38,930$31,994$31,410

    *In U.S.-average dollars after adjusting for local prices.

    Pay and living costs in Maine cities

    Half of Maine’s 640,610 workers earn less than $51,430 a year and half earn more; the middle 50% earn $40,120–$76,230 (BLS, May 2025). Prices vary a lot within the state: Portland, ME stretches a paycheck furthest, while Bangor, ME is the costliest.

    Metro areaMedian payPrice level1-BR rentRent shareLeft after rent / moBuying power*
    Portland, ME$56,960101.9$1,54841%$2,226$44,458
    Bangor, ME$47,96096.5$1,21838%$2,004$40,059
    Lewiston, ME$49,54094.7$1,21837%$2,101$42,036

    *Yearly take-home pay (on each metro’s median wage, single filer) in U.S.-average dollars. Price level: BEA RPP 2024 (U.S. = 100). Rent: HUD FY2026 one-bedroom fair market rent.

    Portland, ME vs. similar-size cities

    Metro areaPrice level1-BR rentMedian wageJobs
    Portland, ME101.9$1,548$56,960288,480
    Stockton, CA105.1$1,395$48,990289,660
    Lexington, KY92.9$1,079$48,620286,910
    Toledo, OH91.5$820$48,220291,530
    New Haven, CT104.6$1,591$60,060281,410
    McAllen, TX85.9$847$35,830296,700
    Syracuse, NY95.7$1,123$52,990300,130

    Frequently asked questions

    Is Portland, ME expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Portland-South Portland, ME metro area are 101.9% of the U.S. average, with housing at 105.2%. It is the #58 most expensive of 387 metro areas we track.

    What salary do you need to live in Portland, ME?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $61,115 in Portland, ME (before tax differences). The median wage across all jobs here is $56,960.

    Can you afford Portland, ME on the median wage?

    A single worker on the $56,960 median wage takes home about $3,774 a month after 2026 taxes; a one-bedroom at $1,548 would take 41% of that.

    How much is rent in Portland, ME?

    HUD’s FY2026 fair market rents for Portland, ME are $1,383 for a studio, $1,548 for one bedroom, $1,968 for two bedrooms and $2,476 for three bedrooms, including utilities.

    Top salaries by field in Portland, ME

    Management Occupations

    Educational Instruction and Library Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Personal Care and Service Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Installation, Maintenance, and Repair Occupations

    Transportation and Material Moving Occupations

    Other cities in Maine

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