Cost of Living in Sioux Falls, SD
Sioux Falls, SD-MN — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Sioux Falls, SD to keep the same lifestyle — after taxes — as in another city?
Prices in Sioux Falls, SD vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 90.6 | −9.4% |
| Housing | 77.6 | −22.4% |
| Goods | 95.5 | −4.5% |
| Utilities | 80.7 | −19.3% |
| Other services | 91.9 | −8.1% |
Source: BEA Regional Price Parities, 2024.
Rent in Sioux Falls, SD
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $860 | $34,400/yr |
| 1 bedroom | $978 | $39,120/yr |
| 2 bedrooms | $1,150 | $46,000/yr |
| 3 bedrooms | $1,578 | $63,120/yr |
| 4 bedrooms | $1,919 | $76,760/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Sioux Falls, SD
- Federal income tax$3,576
- Social Security (6.2%)$2,974
- Medicare (1.45%)$696
- South Dakota income tax$0
- Take-home pay$40,724
Marginal rate: 12% federal + 0.00% state
Highest-paying jobs in Sioux Falls, SD
| Job | Median salary | Take-home | Real value* |
|---|---|---|---|
| Accountant and Auditor | $80,920 | $65,757 | $72,555 |
| Registered Nurse | $75,350 | $61,839 | $68,231 |
| Heavy and Tractor-Trailer Truck Driver | $60,820 | $51,049 | $56,326 |
| Bookkeeping, Accounting, and Auditing Clerks | $46,910 | $39,872 | $43,994 |
| Customer Service Representative | $43,850 | $37,413 | $41,281 |
| Nursing Assistant | $39,190 | $33,669 | $37,150 |
| Receptionist and Information Clerk | $38,560 | $33,163 | $36,591 |
| Stocker and Order Filler | $37,650 | $32,432 | $35,784 |
| Janitors and Cleaners, Except Maids and Housekeeping Cleaners | $35,310 | $30,552 | $33,710 |
| Retail Salesperson | $34,600 | $29,981 | $33,080 |
| Cashier | $30,880 | $26,992 | $29,782 |
| Waiter and Waitress | $29,920 | $26,221 | $28,931 |
| Fast Food and Counter Worker | $29,830 | $26,148 | $28,852 |
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Sioux Falls, SD expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Sioux Falls, SD-MN metro area are 90.6% of the U.S. average, with housing at 77.6%. It is the #277 most expensive of 387 metro areas we track.
What salary do you need to live in Sioux Falls, SD?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $54,379 in Sioux Falls, SD (before tax differences). The median wage across all jobs here is $47,970.
How much is rent in Sioux Falls, SD?
HUD’s FY2026 fair market rents for Sioux Falls, SD are $860 for a studio, $978 for one bedroom, $1,150 for two bedrooms and $1,578 for three bedrooms, including utilities.
Top salaries by field in Sioux Falls, SD
Business and Financial Operations Occupations
- Accountant and Auditor — $80,920
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $75,350
Healthcare Support Occupations
- Nursing Assistant — $39,190
Food Preparation and Serving Related Occupations
- Waiter and Waitress — $29,920
- Fast Food and Counter Worker — $29,830
Building and Grounds Cleaning and Maintenance Occupations
Sales and Related Occupations
- Retail Salesperson — $34,600
- Cashier — $30,880
Office and Administrative Support Occupations
- Bookkeeping, Accounting, and Auditing Clerks — $46,910
- Customer Service Representative — $43,850
- Receptionist and Information Clerk — $38,560
Transportation and Material Moving Occupations
- Heavy and Tractor-Trailer Truck Driver — $60,820
- Stocker and Order Filler — $37,650