Credit Authorizers, Checkers, and Clerks Salary
Credit Authorizers, Checkers, and Clerks earn a median $50,080 a year nationally. Office and Administrative Support Occupations
What credit authorizers, checkers, and clerks do
Authorize credit charges against customers’ accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -7.4% (declining)
- Openings per year
- 900
- Self-employed
- 1%
Employment of credit authorizers, checkers, and clerks is projected to shrink 7.4% from 2025 to 2035, slower than the 3.5% average for all occupations. About 900 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Credit Authorizers, Checkers, and Clerks take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
- Federal income tax$3,830
- Social Security (6.2%)$3,105
- Medicare (1.45%)$726
- Texas income tax$0
- Take-home pay$42,419
Marginal rate: 12% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $30,260 | $14.55 | $26,494 |
| 25th percentile | $40,520 | $19.48 | $34,738 |
| Median (50th) | $50,080 | $24.08 | $42,419 |
| 75th percentile | $60,860 | $29.26 | $51,081 |
| 90th percentile (top earners) | $72,700 | $34.95 | $59,974 |
Credit Authorizers, Checkers, and Clerks salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| Texas | $62,930 | +7.1% | $52,744 | $43,830 – $78,120 | 1,180 |
| Minnesota | $61,000 | +22.1% | $48,569 | $47,120 – $70,720 | 70 |
| Washington | $59,840 | +12.4% | $50,261 | $53,110 – $66,790 | 110 |
| New Jersey | $59,400 | +7.3% | $48,174 | $46,310 – $74,100 | 600 |
| Illinois | $58,880 | −9.8% | $46,720 | $38,840 – $89,110 | 140 |
| New Hampshire | $58,620 | +3.9% | $49,281 | $46,250 – $71,410 | 110 |
| Wisconsin | $57,940 | +28.7% | $46,966 | $39,140 – $60,860 | 310 |
| Ohio | $57,120 | +9.3% | $47,287 | $47,830 – $73,000 | 490 |
| New York | $56,510 | +8.5% | $45,131 | $42,440 – $75,810 | 730 |
| Massachusetts | $55,300 | +3.0% | $44,069 | $50,640 – $77,470 | 250 |
| Missouri | $52,820 | — | $43,076 | $40,720 – $80,630 | 180 |
| California | $51,950 | +3.1% | $42,080 | $40,700 – $74,630 | 590 |
| Oregon | $51,620 | +8.8% | $39,970 | $47,390 – $61,980 | 140 |
| Utah | $51,260 | +2.9% | $42,027 | $41,220 – $60,970 | 150 |
| Pennsylvania | $51,090 | +0.9% | $41,662 | $38,650 – $71,850 | 250 |
| Montana | $51,060 | — | $41,564 | $47,320 – $56,650 | — |
| Colorado | $50,820 | +2.9% | $41,486 | $41,700 – $61,900 | 210 |
| Maine | $50,370 | −2.8% | $40,434 | $37,340 – $74,050 | 80 |
| Nebraska | $50,030 | +6.2% | $40,982 | $39,500 – $81,430 | 130 |
| Kentucky | $49,790 | +2.6% | $40,561 | $40,070 – $50,520 | 60 |
| Iowa | $49,780 | +6.3% | $40,938 | $37,440 – $75,310 | 240 |
| Michigan | $48,840 | +6.1% | $39,598 | $40,230 – $61,200 | 190 |
| Indiana | $47,930 | +2.4% | $39,307 | $39,480 – $62,990 | 470 |
| North Carolina | $47,340 | +0.4% | $38,838 | $26,410 – $62,840 | 500 |
| Virginia | $47,300 | −12.2% | $38,280 | $29,930 – $74,990 | 280 |
| Nevada | $47,260 | +5.8% | $40,153 | $37,780 – $66,140 | 90 |
| West Virginia | $46,480 | — | $38,162 | $38,460 – $69,360 | 50 |
| Oklahoma | $46,450 | +20.1% | $37,958 | $35,380 – $63,230 | 220 |
| Florida | $41,810 | — | $35,774 | $28,390 – $60,100 | 930 |
| Mississippi | $39,040 | +2.3% | $32,719 | $37,340 – $63,060 | 80 |
| Louisiana | $37,440 | −11.9% | $31,526 | $27,120 – $49,270 | 330 |
| Alabama | $35,990 | — | $29,563 | $24,520 – $77,610 | 330 |
| Georgia | $30,490 | +5.2% | $25,719 | $25,690 – $61,380 | 720 |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Loan Interviewer and Clerk | $50,020 | High school diploma or equivalent | -2.4% |
| Human Resources Assistants, Except Payroll and Timekeeping | $50,610 | Associate's degree | -6.2% |
| Information and Record Clerks, All Other | $49,500 | High school diploma or equivalent | +0.8% |
| Court, Municipal, and License Clerks | $48,700 | High school diploma or equivalent | +3.4% |
| New Accounts Clerk | $47,670 | High school diploma or equivalent | -6.5% |
| Correspondence Clerk | $46,800 | High school diploma or equivalent | -5.6% |
| Order Clerk | $46,170 | Some college, no degree | -17.5% |
| Eligibility Interviewers, Government Programs | $54,210 | High school diploma or equivalent | +1.6% |
| Interviewers, Except Eligibility and Loan | $45,920 | High school diploma or equivalent | -10.4% |
| Customer Service Representative | $44,770 | High school diploma or equivalent | -5.3% |
Frequently asked questions
How much does a credit authorizers, checkers, and clerks make?
The national median salary for credit authorizers, checkers, and clerks is $50,080 a year ($24.08 an hour). The lowest-paid 10% earn under $30,260 and the top 10% earn over $72,700. Source: BLS, May 2025.
Which state pays credit authorizers, checkers, and clerks the most?
Texas has the highest median pay at $62,930.
How many credit authorizers, checkers, and clerks are there in the U.S.?
About 12,030 people work as credit authorizers, checkers, and clerks nationwide.