Loan Interviewer and Clerk Salary
Loan Interviewers and Clerks earn a median $50,020 a year nationally. Office and Administrative Support Occupations
What loan interviewers and clerks do
Interview loan applicants to elicit information; investigate applicants’ backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -2.4% (declining)
- Openings per year
- 10,500
Employment of loan interviewers and clerks is projected to shrink 2.4% from 2025 to 2035, slower than the 3.5% average for all occupations. About 10,500 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Loan Interviewer and Clerk take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
- Federal income tax$3,822
- Social Security (6.2%)$3,101
- Medicare (1.45%)$725
- Texas income tax$0
- Take-home pay$42,371
Marginal rate: 12% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $37,330 | $17.95 | $32,175 |
| 25th percentile | $45,120 | $21.69 | $38,434 |
| Median (50th) | $50,020 | $24.05 | $42,371 |
| 75th percentile | $60,600 | $29.13 | $50,872 |
| 90th percentile (top earners) | $69,770 | $33.54 | $57,913 |
Best cities for loan interviewers and clerks (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | Philadelphia, PA | $53,780 | $43,741 | $42,652 | 2,790 |
| 2 | New York, NY | $60,190 | $47,889 | $42,545 | 4,710 |
| 3 | Houston, TX | $49,220 | $41,728 | $42,308 | 2,460 |
| 4 | Dallas, TX | $51,470 | $43,536 | $42,231 | 6,300 |
| 5 | Detroit, MI | $51,500 | $41,622 | $41,499 | 4,910 |
| 6 | Chicago, IL | $53,870 | $42,943 | $41,453 | 4,560 |
| 7 | Phoenix, AZ | $50,970 | $42,069 | $40,719 | 3,930 |
| 8 | Los Angeles, CA | $54,430 | $43,892 | $38,649 | 5,410 |
| 9 | Miami, FL | $49,410 | $41,881 | $36,688 | 2,400 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- New York, NY — $60,190
- Los Angeles, CA — $54,430
- Chicago, IL — $53,870
- Philadelphia, PA — $53,780
- Detroit, MI — $51,500
- Dallas, TX — $51,470
- Phoenix, AZ — $50,970
- Miami, FL — $49,410
- Houston, TX — $49,220
Loan Interviewer and Clerk salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| District of Columbia | $77,080 | −0.8% | $59,472 | $56,800 – $101,790 | 140 |
| Maryland | $59,430 | +2.0% | $47,473 | $45,560 – $76,550 | 1,590 |
| Connecticut | $58,980 | +2.3% | $47,841 | $45,330 – $73,340 | 970 |
| Massachusetts | $58,940 | +7.0% | $46,811 | $45,770 – $70,760 | 2,080 |
| New Jersey | $58,760 | +11.4% | $47,695 | $43,740 – $77,580 | 3,620 |
| Washington | $58,740 | −0.2% | $49,378 | $46,580 – $75,520 | 3,290 |
| New York | $58,120 | +3.2% | $46,338 | $44,450 – $77,100 | 4,780 |
| North Carolina | $57,780 | +15.3% | $46,810 | $40,030 – $70,050 | 4,800 |
| Delaware | $57,760 | −1.9% | $46,061 | $35,690 – $78,030 | 950 |
| Oregon | $57,650 | +11.1% | $44,287 | $42,030 – $72,850 | 1,920 |
| California | $57,300 | −0.8% | $45,988 | $39,170 – $75,940 | 14,680 |
| Nevada | $57,070 | +11.2% | $48,036 | $38,950 – $76,060 | 1,520 |
| Colorado | $56,760 | +6.9% | $45,998 | $37,020 – $75,010 | 2,500 |
| New Hampshire | $56,040 | +0.8% | $47,208 | $45,150 – $72,090 | 520 |
| Hawaii | $55,410 | +9.2% | $44,021 | $44,800 – $81,600 | 450 |
| Minnesota | $51,760 | +3.4% | $41,773 | $39,210 – $71,720 | 2,850 |
| Rhode Island | $51,560 | −2.1% | $42,292 | $31,450 – $65,570 | 650 |
| Michigan | $51,500 | +6.4% | $41,622 | $39,010 – $67,670 | 7,930 |
| Alaska | $51,470 | +1.3% | $43,536 | $44,660 – $66,500 | 330 |
| North Dakota | $51,290 | +1.6% | $43,392 | $42,730 – $69,800 | 980 |
| Florida | $50,510 | −0.8% | $42,765 | $36,280 – $66,410 | 10,690 |
| Virginia | $50,140 | −1.5% | $40,399 | $37,510 – $71,930 | 3,990 |
| Arizona | $50,120 | +2.5% | $41,407 | $37,780 – $75,230 | 4,700 |
| Iowa | $50,080 | +3.5% | $41,168 | $39,880 – $64,790 | 2,380 |
| Vermont | $50,060 | +2.6% | $41,160 | $43,350 – $60,930 | 290 |
| Maine | $50,020 | +3.4% | $40,176 | $44,870 – $61,600 | 650 |
| Illinois | $50,000 | −0.7% | $40,025 | $39,030 – $67,400 | 6,850 |
| Texas | $49,980 | +1.6% | $42,339 | $37,850 – $70,010 | 17,090 |
| Ohio | $49,150 | −0.4% | $41,103 | $39,180 – $64,260 | 5,800 |
| Nebraska | $48,970 | +3.6% | $40,179 | $40,130 – $62,300 | 1,010 |
| Wisconsin | $48,930 | +1.9% | $40,123 | $39,150 – $61,470 | 4,270 |
| Montana | $48,460 | +1.3% | $39,597 | $40,040 – $59,770 | 640 |
| Georgia | $48,310 | +5.1% | $39,113 | $34,730 – $64,690 | 4,020 |
| Utah | $48,110 | +2.1% | $39,637 | $39,180 – $61,350 | 2,820 |
| Idaho | $48,090 | +3.0% | $39,380 | $36,810 – $62,710 | 1,240 |
| Wyoming | $47,950 | +1.9% | $40,708 | $41,290 – $63,650 | 300 |
| Kentucky | $47,910 | +1.8% | $39,116 | $34,460 – $63,240 | 3,690 |
| Kansas | $47,640 | +1.5% | $38,600 | $37,340 – $66,430 | 2,770 |
| South Carolina | $47,500 | +5.1% | $38,653 | $28,690 – $64,590 | 2,820 |
| Pennsylvania | $47,350 | +2.8% | $38,772 | $36,250 – $63,250 | 4,330 |
| Indiana | $47,310 | +1.1% | $38,827 | $36,080 – $60,540 | 3,350 |
| Oklahoma | $47,210 | +3.7% | $38,534 | $34,670 – $63,000 | 3,300 |
| Missouri | $47,170 | −0.8% | $38,801 | $36,470 – $62,670 | 5,080 |
| South Dakota | $47,000 | +4.6% | $39,945 | $38,800 – $58,000 | 1,710 |
| Louisiana | $46,700 | +4.1% | $38,689 | $27,640 – $58,330 | 2,010 |
| New Mexico | $46,100 | +10.2% | $38,206 | $34,950 – $71,980 | 880 |
| Tennessee | $45,230 | −3.2% | $38,522 | $34,560 – $65,900 | 3,990 |
| Arkansas | $45,140 | +1.2% | $36,902 | $34,220 – $61,410 | 1,970 |
| West Virginia | $42,490 | +9.6% | $35,133 | $35,460 – $50,690 | 840 |
| Alabama | $40,300 | −9.8% | $32,811 | $29,460 – $57,410 | 2,960 |
| Mississippi | $39,120 | +1.2% | $32,780 | $31,030 – $57,400 | 1,770 |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Credit Authorizers, Checkers, and Clerks | $50,080 | High school diploma or equivalent | -7.4% |
| Information and Record Clerks, All Other | $49,500 | High school diploma or equivalent | +0.8% |
| Human Resources Assistants, Except Payroll and Timekeeping | $50,610 | Associate's degree | -6.2% |
| Court, Municipal, and License Clerks | $48,700 | High school diploma or equivalent | +3.4% |
| New Accounts Clerk | $47,670 | High school diploma or equivalent | -6.5% |
| Correspondence Clerk | $46,800 | High school diploma or equivalent | -5.6% |
| Order Clerk | $46,170 | Some college, no degree | -17.5% |
| Interviewers, Except Eligibility and Loan | $45,920 | High school diploma or equivalent | -10.4% |
| Eligibility Interviewers, Government Programs | $54,210 | High school diploma or equivalent | +1.6% |
| Customer Service Representative | $44,770 | High school diploma or equivalent | -5.3% |
Frequently asked questions
How much does a loan interviewer and clerk make?
The national median salary for loan interviewers and clerks is $50,020 a year ($24.05 an hour). The lowest-paid 10% earn under $37,330 and the top 10% earn over $69,770. Source: BLS, May 2025.
Which state pays loan interviewers and clerks the most?
District of Columbia has the highest median pay at $77,080. After taxes and local prices, Philadelphia, PA offers the best real take-home pay of any metro area.
How many loan interviewers and clerks are there in the U.S.?
About 164,790 people work as loan interviewers and clerks nationwide.