Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Loan Interviewer and Clerk Salary in Phoenix, AZ

Loan Interviewers and Clerks in the Phoenix-Mesa-Chandler, AZ metro area earn a median $50,970 a year — 2% more than the national median. After 2026 taxes, that is $42,069 take-home, or $3,506 a month.

Median salary
$50,970
$24.50 per hour
Typical range
$38,120 – $75,580
10th to 90th percentile
Jobs in Phoenix, AZ
3,930
1.56× national concentration
▲3.8%
Pay trend: The median for loan interviewers and clerks in Phoenix, AZ rose from $49,120 (May 2024) to $50,970 (May 2025). That beat inflation (2.4%), a real raise of about 1.4%.

Take-home pay calculator

Pre-filled with the median loan interviewer and clerk salary in Phoenix, AZ. Enter your own offer to see your paycheck.

Loan Interviewer and Clerk in Phoenix, AZ
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$42,069
per year · effective tax rate 17.5%
$3,506Monthly
$1,753Twice a month
$1,618Every 2 weeks
$20.23Hourly
  • Federal income tax$3,936
  • Social Security (6.2%)$3,160
  • Medicare (1.45%)$739
  • Arizona income tax$1,066
  • Take-home pay$42,069

Marginal rate: 12% federal + 2.50% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Loan Interviewer and Clerk pay by experience in Phoenix, AZ

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$38,120$18.33$32,065$2,672
25th percentile$45,760$22.00$38,013$3,168
Median (50th)$50,970$24.50$42,069$3,506
75th percentile$63,340$30.45$51,699$4,308
90th percentile (top earners)$75,580$36.34$60,320$5,027

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Arizona resident, 2026 tax rules.

What $50,970 buys in Phoenix, AZ

Prices in Phoenix, AZ are 3.3% higher than the U.S. average (housing costs are 1.21× the national average). Adjusted for local prices, a median loan interviewer and clerk's $42,069 take-home pay has the buying power of $40,719 in a typical American city.

1-bedroom rent
$1,583
45% of monthly take-home
2-bedroom rent
$1,839
52% of monthly take-home
Left after 1-BR rent
$1,923
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Phoenix, AZ has 1.6× the national concentration of loan interviewer and clerk jobs — a strong local market for this occupation.

Best-paying cities for loan interviewers and clerks, adjusted for cost of living

Phoenix, AZ ranks #7 of 9 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Philadelphia, PA $53,780$43,741$42,652
2New York, NY $60,190$47,889$42,545
3Houston, TX $49,220$41,728$42,308
4Dallas, TX $51,470$43,536$42,231
5Detroit, MI $51,500$41,622$41,499
6Chicago, IL $53,870$42,943$41,453
7Phoenix, AZ $50,970$42,069$40,719
8Los Angeles, CA $54,430$43,892$38,649

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 9 metros →

About the job: loan interviewers and clerks

Interview loan applicants to elicit information; investigate applicants’ backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-2.4% (declining)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a loan interviewer and clerk make in Phoenix, AZ?

The median loan interviewer and clerk salary in the Phoenix-Mesa-Chandler, AZ metro area is $50,970 a year, or about $24.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $45,760 and $63,340.

What is a loan interviewer and clerk’s take-home pay in Phoenix, AZ?

On the median $50,970 salary, a single filer living in Arizona takes home about $42,069 a year ($3,506 a month) after federal tax, Social Security, Medicare and $1,066 in Arizona taxes in 2026.

Is Phoenix, AZ a good place to work as a loan interviewer and clerk?

Pay here is 2% above the national median of $50,020. Local prices are 3.3% above the U.S. average, so the take-home pay buys what $40,719 would in a typical U.S. city. Phoenix, AZ ranks #7 of 9 metro areas for cost-of-living-adjusted pay in this job.

Can a loan interviewer and clerk afford rent in Phoenix, AZ?

HUD’s fair market rent for a one-bedroom in Phoenix, AZ is $1,583 a month ($1,839 for two bedrooms) — 45% of a median loan interviewer and clerk’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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