Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Customer Service Representative Salary in Palm Bay, FL

Customer Service Representatives in the Palm Bay-Melbourne-Titusville, FL metro area earn a median $37,760 a year — 16% less than the national median. After 2026 taxes, that is $32,520 take-home, or $2,710 a month.

Median salary
$37,760
$18.15 per hour
Typical range
$30,770 – $59,510
10th to 90th percentile
Jobs in Palm Bay, FL
4,700
1.15× national concentration
▲0.2%
Pay trend: The median for customer service representatives in Palm Bay, FL rose from $37,690 (May 2024) to $37,760 (May 2025). That trailed inflation (2.4%), so buying power slipped about 2.2%.

Take-home pay calculator

Pre-filled with the median customer service representative salary in Palm Bay, FL. Enter your own offer to see your paycheck.

Customer Service Representative in Palm Bay, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$32,520
per year · effective tax rate 13.9%
$2,710Monthly
$1,355Twice a month
$1,251Every 2 weeks
$15.63Hourly
  • Federal income tax$2,351
  • Social Security (6.2%)$2,341
  • Medicare (1.45%)$548
  • Florida income tax$0
  • Take-home pay$32,520

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Customer Service Representative pay by experience in Palm Bay, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$30,770$14.79$26,904$2,242
25th percentile$34,730$16.70$30,086$2,507
Median (50th)$37,760$18.15$32,520$2,710
75th percentile$45,980$22.11$39,125$3,260
90th percentile (top earners)$59,510$28.61$49,996$4,166

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $37,760 buys in Palm Bay, FL

Prices in Palm Bay, FL are 0.0% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median customer service representative's $32,520 take-home pay has the buying power of $32,519 in a typical American city.

1-bedroom rent
$1,478
55% of monthly take-home
2-bedroom rent
$1,709
63% of monthly take-home
Left after 1-BR rent
$1,232
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are about as common in Palm Bay, FL as in the U.S. overall (location quotient 1.15).

Best-paying cities for customer service representatives, adjusted for cost of living

Palm Bay, FL ranks #136 of 142 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Des Moines, IA $48,880$40,249$43,892
2San Jose, CA $60,480$48,311$43,751
3Cedar Rapids, IA $45,510$37,670$42,343
4Chattanooga, TN $45,030$38,362$41,942
5Canton, OH $44,430$37,440$41,876
6Green Bay, WI $46,880$38,566$41,431
7Sioux Falls, SD $43,850$37,413$41,281
8Cleveland, OH $46,040$38,689$41,193
136Palm Bay, FL$37,760$32,520$32,519

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 142 metros →

About the job: customer service representatives

Interact with customers to provide basic or scripted information in response to routine inquiries about products and services. May handle and resolve general complaints.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-5.3% (declining)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Customer Service Representative salaries elsewhere in Florida

Frequently asked questions

How much does a customer service representative make in Palm Bay, FL?

The median customer service representative salary in the Palm Bay-Melbourne-Titusville, FL metro area is $37,760 a year, or about $18.15 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $34,730 and $45,980.

What is a customer service representative’s take-home pay in Palm Bay, FL?

On the median $37,760 salary, a single filer living in Florida takes home about $32,520 a year ($2,710 a month) after federal tax, Social Security, Medicare in 2026.

Is Palm Bay, FL a good place to work as a customer service representative?

Pay here is 16% below the national median of $44,770. Local prices are 0.0% above the U.S. average, so the take-home pay buys what $32,519 would in a typical U.S. city. Palm Bay, FL ranks #136 of 142 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Palm Bay, FL?

HUD’s fair market rent for a one-bedroom in Palm Bay, FL is $1,478 a month ($1,709 for two bedrooms) — 55% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Palm Bay, FL →