Insurance Claim and Policy Processing Clerk Salary
Insurance Claims and Policy Processing Clerks earn a median $49,230 a year nationally. Office and Administrative Support Occupations
U.S. median
$49,230
$23.67 per hour
Range
$37,560 – $73,590
10th to 90th percentile
Employed
214,260
across the U.S.
▲1.6%
Pay trend: The median for insurance claims and policy processing clerks in the U.S. rose from $48,450 (May 2024) to $49,230 (May 2025). That trailed inflation (2.4%), so buying power slipped about 0.8%.
What insurance claims and policy processing clerks do
Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -1.9% (declining)
- Openings per year
- 17,500
Employment of insurance claims and policy processing clerks is projected to shrink 1.9% from 2025 to 2035, slower than the 3.5% average for all occupations. About 17,500 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Insurance Claim and Policy Processing Clerk take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
Your take-home pay
$41,736
per year · effective tax rate 15.2%
$3,478Monthly
$1,739Twice a month
$1,605Every 2 weeks
$20.07Hourly
- Federal income tax$3,728
- Social Security (6.2%)$3,052
- Medicare (1.45%)$714
- Texas income tax$0
- Take-home pay$41,736
Marginal rate: 12% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $37,560 | $18.06 | $32,359 |
| 25th percentile | $44,270 | $21.28 | $37,751 |
| Median (50th) | $49,230 | $23.67 | $41,736 |
| 75th percentile | $60,490 | $29.08 | $50,784 |
| 90th percentile (top earners) | $73,590 | $35.38 | $60,601 |
Best cities for insurance claims and policy processing clerks (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | San Antonio, TX | $55,910 | $47,104 | $49,731 | 2,620 |
| 2 | Dallas, TX | $57,340 | $48,253 | $46,806 | 7,100 |
| 3 | Philadelphia, PA | $57,150 | $46,346 | $45,191 | 3,450 |
| 4 | Indianapolis, IN | $52,070 | $42,512 | $44,424 | 2,380 |
| 5 | Minneapolis, MN | $58,260 | $46,554 | $44,412 | 2,460 |
| 6 | San Francisco, CA | $64,260 | $51,049 | $44,155 | 2,390 |
| 7 | Cleveland, OH | $47,800 | $40,055 | $42,647 | 3,030 |
| 8 | New York, NY | $60,070 | $47,799 | $42,465 | 7,700 |
| 9 | Houston, TX | $48,700 | $41,310 | $41,885 | 2,850 |
| 10 | Austin, TX | $48,280 | $40,973 | $41,781 | 3,450 |
| 11 | Boston, MA | $55,950 | $44,558 | $41,156 | 3,100 |
| 12 | Las Vegas, NV | $48,300 | $40,989 | $40,901 | 2,460 |
| 13 | Phoenix, AZ | $50,620 | $41,796 | $40,455 | 6,770 |
| 14 | Tampa, FL | $47,620 | $40,443 | $40,086 | 3,130 |
| 15 | Chicago, IL | $51,280 | $40,990 | $39,567 | 5,460 |
| 16 | Detroit, MI | $48,550 | $39,377 | $39,260 | 2,510 |
| 17 | Atlanta, GA | $48,280 | $39,090 | $39,067 | 3,240 |
| 18 | San Diego, CA | $51,310 | $41,612 | $37,192 | 2,740 |
| 19 | Los Angeles, CA | $50,630 | $41,116 | $36,204 | 7,500 |
| 20 | Miami, FL | $47,520 | $40,362 | $35,357 | 3,350 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- San Francisco, CA — $64,260
- New York, NY — $60,070
- Minneapolis, MN — $58,260
- Dallas, TX — $57,340
- Philadelphia, PA — $57,150
- Boston, MA — $55,950
- San Antonio, TX — $55,910
- Indianapolis, IN — $52,070
- San Diego, CA — $51,310
- Chicago, IL — $51,280
- Los Angeles, CA — $50,630
- Phoenix, AZ — $50,620
- Houston, TX — $48,700
- Detroit, MI — $48,550
- Las Vegas, NV — $48,300
Insurance Claim and Policy Processing Clerk salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| New Hampshire | $60,650 | +4.9% | $50,912 | $43,810 – $83,140 | 820 |
| Washington | $60,220 | +1.7% | $50,567 | $44,290 – $82,500 | 3,730 |
| New Jersey | $59,810 | +3.1% | $48,481 | $47,070 – $77,130 | 5,000 |
| Connecticut | $59,760 | +4.9% | $48,433 | $47,450 – $79,670 | 2,430 |
| Maine | $58,890 | +13.2% | $46,705 | $42,470 – $80,850 | 1,710 |
| Colorado | $58,660 | +6.6% | $47,441 | $45,780 – $74,730 | 1,380 |
| Minnesota | $58,030 | +8.3% | $46,384 | $48,110 – $72,090 | 3,580 |
| New York | $57,790 | +0.3% | $46,091 | $44,980 – $76,870 | 8,120 |
| California | $56,800 | +5.0% | $45,623 | $40,280 – $77,280 | 23,470 |
| Massachusetts | $52,910 | −6.2% | $42,268 | $44,390 – $72,180 | 4,820 |
| Montana | $50,890 | +1.9% | $41,435 | $39,520 – $72,580 | 360 |
| Oregon | $50,890 | +3.4% | $39,447 | $39,600 – $65,790 | 2,640 |
| Arizona | $50,530 | +2.6% | $41,726 | $40,270 – $60,820 | 8,350 |
| Delaware | $49,990 | −1.0% | $40,249 | $40,180 – $63,280 | 720 |
| Texas | $49,880 | +1.6% | $42,259 | $36,460 – $78,010 | 24,470 |
| Pennsylvania | $49,420 | +5.6% | $40,372 | $37,920 – $71,200 | 7,020 |
| Vermont | $49,260 | −1.4% | $40,544 | $45,310 – $61,370 | 390 |
| Indiana | $49,240 | +6.0% | $40,321 | $38,190 – $74,450 | 5,190 |
| Wisconsin | $49,170 | −0.3% | $40,306 | $37,960 – $64,170 | 5,140 |
| Alaska | $48,740 | +34.9% | $41,343 | $34,270 – $59,870 | 40 |
| Oklahoma | $48,650 | −0.5% | $39,627 | $36,030 – $66,140 | 1,530 |
| Nebraska | $48,490 | +2.1% | $39,815 | $38,850 – $62,390 | 2,520 |
| Illinois | $48,440 | +3.2% | $38,849 | $38,520 – $65,580 | 9,060 |
| North Dakota | $48,390 | −0.7% | $41,061 | $39,290 – $66,410 | 550 |
| Ohio | $48,380 | +1.0% | $40,505 | $39,720 – $63,390 | 11,160 |
| Kentucky | $48,330 | +1.6% | $39,439 | $40,830 – $70,220 | 3,030 |
| Nevada | $48,300 | +7.8% | $40,989 | $40,420 – $62,390 | 2,880 |
| North Carolina | $48,130 | +3.3% | $39,441 | $38,560 – $72,700 | 6,570 |
| Kansas | $47,960 | +2.2% | $38,839 | $39,240 – $62,490 | 800 |
| Michigan | $47,860 | +2.4% | $38,852 | $29,710 – $65,900 | 6,410 |
| Hawaii | $47,420 | −2.0% | $38,184 | $39,150 – $61,840 | 380 |
| Idaho | $47,200 | +0.7% | $38,712 | $36,380 – $65,980 | 580 |
| Florida | $47,130 | +0.1% | $40,049 | $37,440 – $70,370 | 15,920 |
| Utah | $47,120 | +8.4% | $38,887 | $33,860 – $70,070 | 1,880 |
| Maryland | $47,070 | −11.5% | $38,129 | $31,200 – $76,760 | 1,200 |
| Wyoming | $46,870 | +13.0% | $39,840 | $34,620 – $57,440 | 170 |
| Louisiana | $46,800 | +7.2% | $38,766 | $33,280 – $61,300 | 1,740 |
| Georgia | $46,590 | +1.2% | $37,820 | $37,850 – $70,200 | 6,370 |
| Iowa | $46,430 | −0.7% | $38,374 | $38,270 – $59,530 | 2,820 |
| Virginia | $46,430 | −0.6% | $37,631 | $28,420 – $62,000 | 5,950 |
| Missouri | $46,010 | −2.1% | $37,924 | $30,590 – $67,010 | 4,510 |
| Tennessee | $45,720 | −0.9% | $38,916 | $33,220 – $63,730 | 5,470 |
| South Dakota | $45,610 | +4.4% | $38,828 | $34,410 – $54,900 | 1,020 |
| Arkansas | $45,220 | +10.8% | $36,963 | $38,430 – $59,690 | 1,500 |
| West Virginia | $44,740 | +15.0% | $36,841 | $34,840 – $59,980 | 1,330 |
| South Carolina | $44,650 | +2.4% | $36,534 | $37,380 – $61,450 | 4,110 |
| Mississippi | $43,840 | +10.7% | $36,384 | $30,740 – $70,120 | 1,540 |
| New Mexico | $41,700 | +7.2% | $34,860 | $36,440 – $59,150 | 920 |
| Alabama | $38,140 | +0.8% | $31,183 | $34,610 – $58,820 | 2,110 |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Word Processor and Typist | $49,280 | High school diploma or equivalent | -34.4% |
| Statistical Assistant | $50,330 | Bachelor's degree | -1.8% |
| Proofreader and Copy Marker | $51,120 | Bachelor's degree | -0.9% |
| Office and Administrative Support Workers, All Other | $45,670 | High school diploma or equivalent | -7.3% |
| Office Clerks, General | $45,010 | High school diploma or equivalent | -6.0% |
| Desktop Publisher | $55,290 | Associate's degree | -14.5% |
| Data Entry Keyer | $41,340 | High school diploma or equivalent | -25.5% |
| Office Machine Operators, Except Computer | $40,960 | High school diploma or equivalent | -14.9% |
| Mail Clerks and Mail Machine Operators, Except Postal Service | $39,280 | High school diploma or equivalent | -7.2% |
| Information and Record Clerks, All Other | $49,500 | High school diploma or equivalent | +0.8% |
Frequently asked questions
How much does a insurance claim and policy processing clerk make?
The national median salary for insurance claims and policy processing clerks is $49,230 a year ($23.67 an hour). The lowest-paid 10% earn under $37,560 and the top 10% earn over $73,590. Source: BLS, May 2025.
Which state pays insurance claims and policy processing clerks the most?
New Hampshire has the highest median pay at $60,650. After taxes and local prices, San Antonio, TX offers the best real take-home pay of any metro area.
How many insurance claims and policy processing clerks are there in the U.S.?
About 214,260 people work as insurance claims and policy processing clerks nationwide.