Insurance Sales Agent Salary in Nashville, TN
Insurance Sales Agents in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area earn a median $57,140 a year — 8% less than the national median. After 2026 taxes, that is $48,092 take-home, or $4,008 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Nashville, TN. Enter your own offer to see your paycheck.
- Federal income tax$4,677
- Social Security (6.2%)$3,543
- Medicare (1.45%)$829
- Tennessee income tax$0
- Take-home pay$48,092
Marginal rate: 12% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Nashville, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $39,570 | $19.02 | $33,974 | $2,831 |
| 25th percentile | $48,030 | $23.09 | $40,772 | $3,398 |
| Median (50th) | $57,140 | $27.47 | $48,092 | $4,008 |
| 75th percentile | $79,010 | $37.99 | $64,414 | $5,368 |
| 90th percentile (top earners) | $99,260 | $47.72 | $78,659 | $6,555 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $57,140 buys in Nashville, TN
Prices in Nashville, TN are 3.7% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median insurance sales agent's $48,092 take-home pay has the buying power of $49,920 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are less concentrated in Nashville, TN than nationally (location quotient 0.79), so openings may be scarcer.
Best-paying cities for insurance sales agents, adjusted for cost of living
Nashville, TN ranks #26 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
| 26 | Nashville, TN | $57,140 | $48,092 | $49,920 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in Nashville, TN?
The median insurance sales agent salary in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area is $57,140 a year, or about $27.47 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,030 and $79,010.
What is a insurance sales agent’s take-home pay in Nashville, TN?
On the median $57,140 salary, a single filer living in Tennessee takes home about $48,092 a year ($4,008 a month) after federal tax, Social Security, Medicare in 2026.
Is Nashville, TN a good place to work as a insurance sales agent?
Pay here is 8% below the national median of $62,280. Local prices are 3.7% below the U.S. average, so the take-home pay buys what $49,920 would in a typical U.S. city. Nashville, TN ranks #26 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Nashville, TN?
HUD’s fair market rent for a one-bedroom in Nashville, TN is $1,530 a month ($1,685 for two bedrooms) — 38% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Nashville, TN
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $99,600
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $63,800
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $62,930
- Securities, Commodities, and Financial Services Sales Agents — $60,590
- First-Line Supervisor of Retail Sales Workers — $51,990
- Counter and Rental Clerk — $39,890
- Retail Salesperson — $34,420
- Cashier — $30,570