Insurance Sales Agent Salary
Insurance Sales Agents earn a median $62,280 a year nationally. Sales and Related Occupations
U.S. median
$62,280
$29.94 per hour
Range
$37,330 – $138,140
10th to 90th percentile
Employed
479,100
across the U.S.
▲3.2%
Pay trend: The median for insurance sales agents in the U.S. rose from $60,370 (May 2024) to $62,280 (May 2025). That beat inflation (2.4%), a real raise of about 0.8%.
What insurance sales agents do
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
- Openings per year
- 43,100
- Self-employed
- 12%
Employment of insurance sales agents is projected to grow 3.3% from 2025 to 2035, about the same as the 3.5% average for all occupations. About 43,100 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Insurance Sales Agent take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
Your take-home pay
$52,222
per year · effective tax rate 16.1%
$4,352Monthly
$2,176Twice a month
$2,009Every 2 weeks
$25.11Hourly
- Federal income tax$5,294
- Social Security (6.2%)$3,861
- Medicare (1.45%)$903
- Texas income tax$0
- Take-home pay$52,222
Marginal rate: 12% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $37,330 | $17.95 | $32,175 |
| 25th percentile | $46,870 | $22.53 | $39,840 |
| Median (50th) | $62,280 | $29.94 | $52,222 |
| 75th percentile | $96,950 | $46.61 | $77,034 |
| 90th percentile (top earners) | $138,140 | $66.41 | $105,685 |
Best cities for insurance sales agents (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 | 8,480 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 | 3,260 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 | 6,750 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 | 4,860 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 | 9,660 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 | 2,780 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 | 2,670 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 | 5,150 |
| 9 | Kansas City, MO | $65,410 | $52,600 | $56,838 | 5,310 |
| 10 | Boston, MA | $80,120 | $61,408 | $56,720 | 7,420 |
| 11 | Omaha, NE | $63,520 | $51,208 | $55,714 | 2,770 |
| 12 | Indianapolis, IN | $65,710 | $53,069 | $55,456 | 4,140 |
| 13 | New York, NY | $80,620 | $61,790 | $54,893 | 21,280 |
| 14 | Cincinnati, OH | $63,110 | $51,936 | $54,457 | 2,990 |
| 15 | Des Moines, IA | $61,140 | $49,634 | $54,126 | 2,940 |
| 16 | San Diego, CA | $77,020 | $59,063 | $52,788 | 3,680 |
| 17 | St. Louis, MO | $62,080 | $50,081 | $52,668 | 3,320 |
| 18 | Salt Lake City, UT | $65,530 | $52,851 | $52,396 | 2,360 |
| 19 | Chicago, IL | $69,240 | $54,258 | $52,375 | 11,870 |
| 20 | Los Angeles, CA | $76,870 | $58,971 | $51,927 | 14,680 |
| 21 | Jacksonville, FL | $61,490 | $51,587 | $51,855 | 3,610 |
| 22 | Charlotte, NC | $62,490 | $50,406 | $51,779 | 6,800 |
| 23 | Pittsburgh, PA | $59,990 | $48,540 | $51,273 | 3,710 |
| 24 | Detroit, MI | $63,580 | $50,815 | $50,664 | 4,840 |
| 25 | Tampa, FL | $60,820 | $51,049 | $50,599 | 8,750 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- San Francisco, CA — $95,640
- Minneapolis, MN — $84,670
- Philadelphia, PA — $81,540
- Sacramento, CA — $80,940
- New York, NY — $80,620
- Boston, MA — $80,120
- Denver, CO — $77,590
- San Diego, CA — $77,020
- Los Angeles, CA — $76,870
- Atlanta, GA — $75,990
- Cleveland, OH — $72,020
- Chicago, IL — $69,240
- Birmingham, AL — $66,640
- Indianapolis, IN — $65,710
- Salt Lake City, UT — $65,530
Insurance Sales Agent salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| District of Columbia | $84,530 | +12.4% | $64,080 | $48,570 – $222,460 | — |
| New Jersey | $81,640 | +4.6% | $63,253 | $49,330 – $169,770 | 11,370 |
| Rhode Island | $79,930 | +7.5% | $62,680 | $48,100 – $169,090 | 1,700 |
| Wisconsin | $79,450 | +12.5% | $61,893 | $47,430 – $163,380 | 7,860 |
| Massachusetts | $79,300 | +2.1% | $60,873 | $57,620 – $163,380 | 9,940 |
| Minnesota | $78,640 | −0.0% | $60,329 | $49,350 – $161,030 | 10,010 |
| New York | $78,110 | +3.0% | $60,159 | $37,790 – $173,750 | 22,420 |
| California | $76,120 | +17.1% | $58,513 | $38,560 – $165,430 | 41,160 |
| Connecticut | $74,840 | −2.9% | $58,939 | $42,670 – $161,690 | 5,230 |
| New Hampshire | $74,370 | +21.5% | $61,149 | $46,580 – $144,310 | 2,320 |
| Pennsylvania | $73,370 | +17.9% | $58,193 | $39,770 – $163,970 | 19,390 |
| South Dakota | $71,990 | +16.8% | $59,475 | $49,090 – $131,540 | 1,870 |
| Wyoming | $71,830 | +28.8% | $59,362 | $43,310 – $136,380 | 850 |
| North Dakota | $71,220 | +8.2% | $58,804 | $46,770 – $161,130 | 1,460 |
| Vermont | $70,720 | +0.5% | $56,374 | $51,070 – $118,890 | 730 |
| Colorado | $68,730 | +12.6% | $54,866 | $42,450 – $158,690 | 9,530 |
| Alabama | $65,510 | +3.9% | $51,807 | $36,540 – $184,800 | 7,430 |
| Illinois | $64,280 | +8.3% | $50,792 | $37,020 – $160,130 | 16,360 |
| Hawaii | $64,170 | +0.3% | $50,394 | $38,750 – $107,990 | 1,070 |
| Maine | $62,920 | +3.8% | $49,671 | $47,370 – $106,990 | 2,240 |
| Montana | $62,040 | +8.2% | $49,870 | $42,260 – $120,430 | 2,090 |
| Michigan | $61,900 | +5.1% | $49,537 | $38,350 – $131,180 | 12,160 |
| Georgia | $61,850 | +23.2% | $49,289 | $36,340 – $161,690 | 18,030 |
| Oregon | $61,680 | +1.6% | $47,173 | $44,660 – $123,800 | 5,370 |
| Nebraska | $61,590 | +5.3% | $49,745 | $37,500 – $125,930 | 6,160 |
| Arizona | $61,560 | +3.6% | $50,313 | $40,300 – $104,290 | 11,870 |
| Indiana | $61,360 | −0.6% | $49,702 | $37,890 – $128,380 | 10,440 |
| South Carolina | $61,350 | +19.0% | $48,951 | $35,140 – $154,650 | 8,220 |
| Ohio | $61,260 | +2.1% | $50,500 | $37,720 – $123,370 | 16,250 |
| Utah | $61,230 | +16.8% | $49,589 | $35,270 – $132,090 | 4,620 |
| Washington | $61,040 | +4.1% | $51,226 | $44,140 – $128,680 | 10,500 |
| Kentucky | $60,880 | +2.2% | $49,084 | $32,160 – $144,780 | 6,210 |
| Virginia | $60,520 | +1.6% | $48,142 | $36,310 – $133,100 | 9,480 |
| Kansas | $60,370 | −0.9% | $48,118 | $38,020 – $153,520 | 6,360 |
| Iowa | $60,140 | −4.8% | $48,869 | $37,590 – $126,840 | 6,840 |
| Florida | $59,790 | +0.0% | $50,221 | $37,180 – $124,830 | 47,560 |
| Missouri | $58,990 | −1.2% | $47,743 | $31,200 – $127,150 | 10,030 |
| North Carolina | $58,710 | +2.8% | $47,520 | $36,000 – $124,900 | 20,540 |
| Idaho | $58,510 | +21.5% | $47,200 | $37,400 – $112,600 | 3,200 |
| Maryland | $58,300 | −3.0% | $46,618 | $39,050 – $133,160 | 5,700 |
| Tennessee | $57,120 | +16.3% | $48,076 | $37,130 – $122,040 | 7,610 |
| Arkansas | $56,720 | +10.6% | $45,755 | $34,300 – $122,530 | 4,580 |
| Louisiana | $55,440 | −0.3% | $45,449 | $35,140 – $103,560 | 7,100 |
| Texas | $51,180 | +7.7% | $43,303 | $30,140 – $128,590 | 47,060 |
| Alaska | $50,500 | −7.7% | $42,757 | $38,080 – $88,190 | 540 |
| Nevada | $49,100 | +9.1% | $41,632 | $37,970 – $87,690 | 4,200 |
| Mississippi | $47,930 | +0.8% | $39,507 | $31,910 – $104,480 | 3,210 |
| Oklahoma | $47,920 | +5.2% | $39,073 | $35,630 – $102,130 | 5,310 |
| Delaware | $46,710 | −22.0% | $37,796 | $35,950 – $100,050 | 1,220 |
| West Virginia | $45,480 | +3.2% | $37,403 | $29,420 – $106,490 | 1,430 |
| New Mexico | $45,180 | −3.9% | $37,507 | $29,290 – $99,340 | 2,200 |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Advertising Sales Agent | $64,820 | High school diploma or equivalent | -7.2% |
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | $69,990 | High school diploma or equivalent | +2.7% |
| Travel Agent | $50,160 | High school diploma or equivalent | +0.2% |
| Securities, Commodities, and Financial Services Sales Agents | $78,660 | Bachelor's degree | +1.4% |
| Real Estate Sales Agent | $52,830 | High school diploma or equivalent | +1.7% |
| Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products | $72,080 | High school diploma or equivalent | -0.9% |
| Real Estate Broker | $73,220 | High school diploma or equivalent | +0.8% |
| First-Line Supervisor of Retail Sales Workers | $48,520 | High school diploma or equivalent | -3.7% |
| Model | $48,470 | No formal educational credential | -2.1% |
| Sales and Related Workers, All Other | $48,280 | High school diploma or equivalent | +1.1% |
Frequently asked questions
How much does a insurance sales agent make?
The national median salary for insurance sales agents is $62,280 a year ($29.94 an hour). The lowest-paid 10% earn under $37,330 and the top 10% earn over $138,140. Source: BLS, May 2025.
Which state pays insurance sales agents the most?
District of Columbia has the highest median pay at $84,530. After taxes and local prices, Philadelphia, PA offers the best real take-home pay of any metro area.
How many insurance sales agents are there in the U.S.?
About 479,100 people work as insurance sales agents nationwide.
All 41 cities
- Atlanta, GA
- Austin, TX
- Baltimore, MD
- Birmingham, AL
- Boston, MA
- Charlotte, NC
- Chicago, IL
- Cincinnati, OH
- Cleveland, OH
- Columbus, OH
- Dallas, TX
- Denver, CO
- Des Moines, IA
- Detroit, MI
- Houston, TX
- Indianapolis, IN
- Jacksonville, FL
- Kansas City, MO
- Las Vegas, NV
- Los Angeles, CA
- Miami, FL
- Minneapolis, MN
- Nashville, TN
- New York, NY
- Omaha, NE
- Orlando, FL
- Philadelphia, PA
- Phoenix, AZ
- Pittsburgh, PA
- Portland, OR
- Raleigh, NC
- Riverside, CA
- Sacramento, CA
- Salt Lake City, UT
- San Antonio, TX
- San Diego, CA
- San Francisco, CA
- Seattle, WA
- St. Louis, MO
- Tampa, FL
- Washington, DC