Insurance Sales Agent Salary in Birmingham, AL
Insurance Sales Agents in the Birmingham, AL metro area earn a median $66,640 a year — 7% more than the national median. After 2026 taxes, that is $52,644 take-home, or $4,387 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Birmingham, AL. Enter your own offer to see your paycheck.
- Federal income tax$5,831
- Social Security (6.2%)$4,132
- Medicare (1.45%)$966
- Alabama income tax$3,067
- Take-home pay$52,644
Marginal rate: 22% federal + 5.00% state
Living in Birmingham? City residents also pay Birmingham’s Occupational Tax — about $666 a year on this salary — which lowers take-home pay to $51,978 ($4,331 a month). Choose “Birmingham” under City income tax in the calculator. Suburban residents usually don’t pay it.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Birmingham, AL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $36,630 | $17.61 | $30,046 | $2,504 |
| 25th percentile | $54,030 | $25.98 | $43,157 | $3,596 |
| Median (50th) | $66,640 | $32.04 | $52,644 | $4,387 |
| 75th percentile | $100,490 | $48.31 | $74,765 | $6,230 |
| 90th percentile (top earners) | $139,300 | $66.97 | $99,778 | $8,315 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Alabama resident, 2026 tax rules.
What $66,640 buys in Birmingham, AL
Prices in Birmingham, AL are 8.4% lower than the U.S. average (housing costs are 28% below the national average). Adjusted for local prices, a median insurance sales agent's $52,644 take-home pay has the buying power of $57,444 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Birmingham, AL has 1.7× the national concentration of insurance sales agent jobs — a strong local market for this occupation.
Best-paying cities for insurance sales agents, adjusted for cost of living
Birmingham, AL ranks #7 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in Birmingham, AL?
The median insurance sales agent salary in the Birmingham, AL metro area is $66,640 a year, or about $32.04 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $54,030 and $100,490.
What is a insurance sales agent’s take-home pay in Birmingham, AL?
On the median $66,640 salary, a single filer living in Alabama takes home about $52,644 a year ($4,387 a month) after federal tax, Social Security, Medicare and $3,067 in Alabama taxes in 2026.
Is Birmingham, AL a good place to work as a insurance sales agent?
Pay here is 7% above the national median of $62,280. Local prices are 8.4% below the U.S. average, so the take-home pay buys what $57,444 would in a typical U.S. city. Birmingham, AL ranks #7 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Birmingham, AL?
HUD’s fair market rent for a one-bedroom in Birmingham, AL is $1,115 a month ($1,234 for two bedrooms) — 25% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Birmingham, AL
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $71,450
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $60,040
- First-Line Supervisor of Retail Sales Workers — $46,210
- Retail Salesperson — $31,450
- Cashier — $29,310