Insurance Sales Agent Salary in New York, NY
Insurance Sales Agents in the New York-Newark-Jersey City, NY-NJ metro area earn a median $80,620 a year — 29% more than the national median. After 2026 taxes, that is $61,790 take-home, or $5,149 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in New York, NY. Enter your own offer to see your paycheck.
- Federal income tax$8,906
- Social Security (6.2%)$4,998
- Medicare (1.45%)$1,169
- New York income tax$3,756
- Take-home pay$61,790
Marginal rate: 22% federal + 5.40% state
Living in New York City? City residents also pay New York City’s city income tax — about $2,690 a year on this salary — which lowers take-home pay to $59,100 ($4,925 a month). Choose “New York City” under City income tax in the calculator. Suburban residents usually don’t pay it.
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $43,150 | $20.75 | $35,118 | $2,926 |
| 25th percentile | $59,970 | $28.83 | $47,725 | $3,977 |
| Median (50th) | $80,620 | $38.76 | $61,790 | $5,149 |
| 75th percentile | $129,090 | $62.06 | $92,923 | $7,744 |
| 90th percentile (top earners) | $176,010 | $84.62 | $122,224 | $10,185 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $80,620 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median insurance sales agent's $61,790 take-home pay has the buying power of $54,893 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are less concentrated in New York, NY than nationally (location quotient 0.73), so openings may be scarcer.
Best-paying cities for insurance sales agents, adjusted for cost of living
New York, NY ranks #13 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
| 13 | New York, NY | $80,620 | $61,790 | $54,893 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in New York, NY?
The median insurance sales agent salary in the New York-Newark-Jersey City, NY-NJ metro area is $80,620 a year, or about $38.76 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $59,970 and $129,090.
What is a insurance sales agent’s take-home pay in New York, NY?
On the median $80,620 salary, a single filer living in New York takes home about $61,790 a year ($5,149 a month) after federal tax, Social Security, Medicare and $3,756 in New York taxes in 2026.
Is New York, NY a good place to work as a insurance sales agent?
Pay here is 29% above the national median of $62,280. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $54,893 would in a typical U.S. city. New York, NY ranks #13 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 46% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in New York, NY
- Securities, Commodities, and Financial Services Sales Agents — $167,890
- Sales Engineer — $147,570
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $133,690
- First-Line Supervisor of Non-Retail Sales Workers — $116,980
- Real Estate Sales Agent — $103,550
- Advertising Sales Agent — $99,010
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $93,750
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $81,140
- Sales and Related Workers, All Other — $74,530
- First-Line Supervisor of Retail Sales Workers — $58,930
- Travel Agent — $58,430
- Counter and Rental Clerk — $48,040