Insurance Sales Agent Salary in Washington, DC
Insurance Sales Agents in the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area earn a median $65,260 a year — 5% more than the national median. After 2026 taxes, that is $51,821 take-home, or $4,318 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Washington, DC. Enter your own offer to see your paycheck.
- Federal income tax$5,651
- Social Security (6.2%)$4,046
- Medicare (1.45%)$946
- District of Columbia income tax$2,795
- Take-home pay$51,821
Marginal rate: 12% federal + 6.50% state
The Washington-Arlington-Alexandria, DC-VA-MD-WV metro spans District of Columbia, Virginia, Maryland, West Virginia. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Washington, DC
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $42,480 | $20.42 | $34,930 | $2,911 |
| 25th percentile | $47,540 | $22.86 | $38,692 | $3,224 |
| Median (50th) | $65,260 | $31.38 | $51,821 | $4,318 |
| 75th percentile | $92,270 | $44.36 | $68,867 | $5,739 |
| 90th percentile (top earners) | $139,540 | $67.09 | $97,749 | $8,146 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, District of Columbia resident, 2026 tax rules.
What $65,260 buys in Washington, DC
Prices in Washington, DC are 8.9% higher than the U.S. average (housing costs are 1.51× the national average). Adjusted for local prices, a median insurance sales agent's $51,821 take-home pay has the buying power of $47,593 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are less concentrated in Washington, DC than nationally (location quotient 0.42), so openings may be scarcer.
Best-paying cities for insurance sales agents, adjusted for cost of living
Washington, DC ranks #30 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
| 30 | Washington, DC | $65,260 | $51,821 | $47,593 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in Washington, DC?
The median insurance sales agent salary in the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area is $65,260 a year, or about $31.38 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $47,540 and $92,270.
What is a insurance sales agent’s take-home pay in Washington, DC?
On the median $65,260 salary, a single filer living in District of Columbia takes home about $51,821 a year ($4,318 a month) after federal tax, Social Security, Medicare and $2,795 in District of Columbia taxes in 2026.
Is Washington, DC a good place to work as a insurance sales agent?
Pay here is 5% above the national median of $62,280. Local prices are 8.9% above the U.S. average, so the take-home pay buys what $47,593 would in a typical U.S. city. Washington, DC ranks #30 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Washington, DC?
HUD’s fair market rent for a one-bedroom in Washington, DC is $1,990 a month ($2,223 for two bedrooms) — 46% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Washington, DC
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $120,140
- First-Line Supervisor of Non-Retail Sales Workers — $101,410
- Real Estate Sales Agent — $78,160
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $78,110
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $74,730
- Securities, Commodities, and Financial Services Sales Agents — $64,300
- First-Line Supervisor of Retail Sales Workers — $50,530
- Counter and Rental Clerk — $48,010
- Parts Salesperson — $44,660
- Retail Salesperson — $36,610
- Cashier — $35,470