Actuary Salary in New York, NY
Actuaries in the New York-Newark-Jersey City, NY-NJ metro area earn a median $161,460 a year — 24% more than the national median. After 2026 taxes, that is $113,138 take-home, or $9,428 a month.
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- Federal income tax$27,484
- Social Security (6.2%)$10,011
- Medicare (1.45%)$2,341
- New York income tax$8,486
- Take-home pay$113,138
Marginal rate: 24% federal + 5.90% state
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Actuary pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $90,590 | $43.55 | $68,256 | $5,688 |
| 25th percentile | $115,310 | $55.44 | $84,188 | $7,016 |
| Median (50th) | $161,460 | $77.63 | $113,138 | $9,428 |
| 75th percentile | $211,330 | $101.60 | $145,843 | $12,154 |
| 90th percentile (top earners) | $276,250+ | $132.81 | $184,537 | $15,378 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $161,460 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median actuary's $113,138 take-home pay has the buying power of $100,511 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
New York, NY has 1.7× the national concentration of actuary jobs — a strong local market for this occupation.
Best-paying cities for actuaries, adjusted for cost of living
New York, NY ranks #2 of 8 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Hartford, CT | $166,800 | $117,416 | $114,278 |
| 2 | New York, NY | $161,460 | $113,138 | $100,511 |
| 3 | Dallas, TX | $127,690 | $98,542 | $95,588 |
| 4 | Washington, DC | $144,680 | $100,825 | $92,599 |
| 5 | Philadelphia, PA | $127,770 | $94,674 | $92,316 |
| 6 | Minneapolis, MN | $125,960 | $90,305 | $86,151 |
| 7 | Chicago, IL | $113,730 | $83,354 | $80,462 |
| 8 | Indianapolis, IN | $101,040 | $76,960 | $80,422 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 8 metros →
Frequently asked questions
How much does a actuary make in New York, NY?
The median actuary salary in the New York-Newark-Jersey City, NY-NJ metro area is $161,460 a year, or about $77.63 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $115,310 and $211,330.
What is a actuary’s take-home pay in New York, NY?
On the median $161,460 salary, a single filer living in New York takes home about $113,138 a year ($9,428 a month) after federal tax, Social Security, Medicare and $8,486 in New York taxes in 2026.
Is New York, NY a good place to work as a actuary?
Pay here is 24% above the national median of $130,000. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $100,511 would in a typical U.S. city. New York, NY ranks #2 of 8 metro areas for cost-of-living-adjusted pay in this job.
Can a actuary afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 25% of a median actuary’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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