Actuary Salary in Indianapolis, IN
Actuaries in the Indianapolis-Carmel-Greenwood, IN metro area earn a median $101,040 a year — 22% less than the national median. After 2026 taxes, that is $76,960 take-home, or $6,413 a month.
Take-home pay calculator
Pre-filled with the median actuary salary in Indianapolis, IN. Enter your own offer to see your paycheck.
- Federal income tax$13,399
- Social Security (6.2%)$6,264
- Medicare (1.45%)$1,465
- Indiana income tax$2,951
- Take-home pay$76,960
Marginal rate: 22% federal + 2.95% state
Actuary pay by experience in Indianapolis, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $67,490 | $32.45 | $54,348 | $4,529 |
| 25th percentile | $81,450 | $39.16 | $63,757 | $5,313 |
| Median (50th) | $101,040 | $48.58 | $76,960 | $6,413 |
| 75th percentile | $131,110 | $63.03 | $97,041 | $8,087 |
| 90th percentile (top earners) | $139,680 | $67.15 | $102,646 | $8,554 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $101,040 buys in Indianapolis, IN
Prices in Indianapolis, IN are 4.3% lower than the U.S. average (housing costs are 11% below the national average). Adjusted for local prices, a median actuary's $76,960 take-home pay has the buying power of $80,422 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Indianapolis, IN has 2.6× the national concentration of actuary jobs — a strong local market for this occupation.
Best-paying cities for actuaries, adjusted for cost of living
Indianapolis, IN ranks #8 of 8 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Hartford, CT | $166,800 | $117,416 | $114,278 |
| 2 | New York, NY | $161,460 | $113,138 | $100,511 |
| 3 | Dallas, TX | $127,690 | $98,542 | $95,588 |
| 4 | Washington, DC | $144,680 | $100,825 | $92,599 |
| 5 | Philadelphia, PA | $127,770 | $94,674 | $92,316 |
| 6 | Minneapolis, MN | $125,960 | $90,305 | $86,151 |
| 7 | Chicago, IL | $113,730 | $83,354 | $80,462 |
| 8 | Indianapolis, IN | $101,040 | $76,960 | $80,422 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 8 metros →
Frequently asked questions
How much does a actuary make in Indianapolis, IN?
The median actuary salary in the Indianapolis-Carmel-Greenwood, IN metro area is $101,040 a year, or about $48.58 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $81,450 and $131,110.
What is a actuary’s take-home pay in Indianapolis, IN?
On the median $101,040 salary, a single filer living in Indiana takes home about $76,960 a year ($6,413 a month) after federal tax, Social Security, Medicare and $2,951 in Indiana taxes in 2026.
Is Indianapolis, IN a good place to work as a actuary?
Pay here is 22% below the national median of $130,000. Local prices are 4.3% below the U.S. average, so the take-home pay buys what $80,422 would in a typical U.S. city. Indianapolis, IN ranks #8 of 8 metro areas for cost-of-living-adjusted pay in this job.
Can a actuary afford rent in Indianapolis, IN?
HUD’s fair market rent for a one-bedroom in Indianapolis, IN is $1,242 a month ($1,454 for two bedrooms) — 19% of a median actuary’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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