Baker Salary in Memphis, TN
Bakers in the Memphis, TN-MS-AR metro area earn a median $33,400 a year — 10% less than the national median. After 2026 taxes, that is $29,017 take-home, or $2,418 a month.
Take-home pay calculator
Pre-filled with the median baker salary in Memphis, TN. Enter your own offer to see your paycheck.
- Federal income tax$1,828
- Social Security (6.2%)$2,071
- Medicare (1.45%)$484
- Tennessee income tax$0
- Take-home pay$29,017
Marginal rate: 12% federal + 0.00% state
The Memphis, TN-MS-AR metro spans Tennessee, Mississippi, Arkansas. Pick the state you live in — state income tax follows your residence.
Baker pay by experience in Memphis, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $22,860 | $10.99 | $20,435 | $1,703 |
| 25th percentile | $24,680 | $11.87 | $21,934 | $1,828 |
| Median (50th) | $33,400 | $16.06 | $29,017 | $2,418 |
| 75th percentile | $36,910 | $17.75 | $31,837 | $2,653 |
| 90th percentile (top earners) | $39,430 | $18.96 | $33,862 | $2,822 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $33,400 buys in Memphis, TN
Prices in Memphis, TN are 7.8% lower than the U.S. average (housing costs are 20% below the national average). Adjusted for local prices, a median baker's $29,017 take-home pay has the buying power of $31,479 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Baker jobs are less concentrated in Memphis, TN than nationally (location quotient 0.69), so openings may be scarcer.
Best-paying cities for bakers, adjusted for cost of living
Memphis, TN ranks #41 of 98 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Chattanooga, TN | $40,880 | $35,027 | $38,296 |
| 2 | Seattle, WA | $48,180 | $40,893 | $36,796 |
| 3 | Spokane, WA | $42,770 | $36,546 | $36,420 |
| 4 | Bakersfield, CA | $42,470 | $35,064 | $34,756 |
| 5 | Des Moines, IA | $37,680 | $31,676 | $34,543 |
| 6 | Stockton, CA | $43,760 | $36,033 | $34,288 |
| 7 | Urban Honolulu, HI | $47,150 | $37,986 | $34,234 |
| 8 | Las Vegas, NV | $39,890 | $34,232 | $34,158 |
| 41 | Memphis, TN | $33,400 | $29,017 | $31,479 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 98 metros →
Baker salaries elsewhere in Tennessee
- Chattanooga, TN — $40,880
- Nashville, TN — $34,920
- Knoxville, TN — $31,890
Frequently asked questions
How much does a baker make in Memphis, TN?
The median baker salary in the Memphis, TN-MS-AR metro area is $33,400 a year, or about $16.06 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $24,680 and $36,910.
What is a baker’s take-home pay in Memphis, TN?
On the median $33,400 salary, a single filer living in Tennessee takes home about $29,017 a year ($2,418 a month) after federal tax, Social Security, Medicare in 2026.
Is Memphis, TN a good place to work as a baker?
Pay here is 10% below the national median of $37,160. Local prices are 7.8% below the U.S. average, so the take-home pay buys what $31,479 would in a typical U.S. city. Memphis, TN ranks #41 of 98 metro areas for cost-of-living-adjusted pay in this job.
Can a baker afford rent in Memphis, TN?
HUD’s fair market rent for a one-bedroom in Memphis, TN is $1,137 a month ($1,263 for two bedrooms) — 47% of a median baker’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Memphis, TN
- First-Line Supervisor of Production and Operating Workers — $65,990
- Computer Numerically Controlled Tool Operator — $59,270
- Machinist — $59,220
- Chemical Equipment Operator and Tender — $52,440
- Paper Goods Machine Setters, Operators, and Tenders — $51,140
- Separating, Filtering, Clarifying, Precipitating, and Still Machine Setters, Operators, and Tenders — $50,470
- Welders, Cutters, Solderers, and Brazers — $48,600
- Mixing and Blending Machine Setters, Operators, and Tenders — $46,050
- Inspectors, Testers, Sorters, Samplers, and Weighers — $44,910
- Printing Press Operator — $43,450
- Packaging and Filling Machine Operator and Tender — $42,570
- Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic — $39,880