Claims Adjusters, Examiners, and Investigators Salary in San Francisco, CA
Claims Adjusters, Examiners, and Investigators in the San Francisco-Oakland-Fremont, CA metro area earn a median $105,340 a year — 35% more than the national median. After 2026 taxes, that is $76,000 take-home, or $6,333 a month.
Take-home pay calculator
Pre-filled with the median claims adjusters, examiners, and investigators salary in San Francisco, CA. Enter your own offer to see your paycheck.
- Federal income tax$14,345
- Social Security (6.2%)$6,531
- Medicare (1.45%)$1,527
- California income tax$5,567
- CA State Disability Insurance (SDI)$1,369
- Take-home pay$76,000
Marginal rate: 22% federal + 9.30% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Claims Adjusters, Examiners, and Investigators pay by experience in San Francisco, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $70,930 | $34.10 | $55,345 | $4,612 |
| 25th percentile | $83,740 | $40.26 | $63,094 | $5,258 |
| Median (50th) | $105,340 | $50.64 | $76,000 | $6,333 |
| 75th percentile | $124,990 | $60.09 | $87,677 | $7,306 |
| 90th percentile (top earners) | $136,640 | $65.69 | $94,405 | $7,867 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $105,340 buys in San Francisco, CA
Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median claims adjusters, examiners, and investigators's $76,000 take-home pay has the buying power of $65,737 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Claims Adjusters, Examiners, and Investigators jobs are less concentrated in San Francisco, CA than nationally (location quotient 0.68), so openings may be scarcer.
Best-paying cities for claims adjusters, examiners, and investigators, adjusted for cost of living
San Francisco, CA ranks #5 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Baltimore, MD | $98,700 | $73,941 | $70,766 |
| 2 | San Antonio, TX | $81,830 | $66,397 | $70,102 |
| 3 | Nashville, TN | $78,030 | $63,724 | $66,146 |
| 4 | Kansas City, MO | $78,090 | $61,033 | $65,951 |
| 5 | San Francisco, CA | $105,340 | $76,000 | $65,737 |
| 6 | Houston, TX | $78,820 | $64,280 | $65,173 |
| 7 | Dallas, TX | $82,890 | $67,143 | $65,131 |
| 8 | Milwaukee, WI | $79,770 | $62,101 | $64,063 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
About the job: claims adjusters, examiners, and investigators
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- -5.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Claims Adjusters, Examiners, and Investigators salaries elsewhere in California
- Sacramento, CA — $87,910
- Los Angeles, CA — $89,070
- San Diego, CA — $84,550
Frequently asked questions
How much does a claims adjusters, examiners, and investigators make in San Francisco, CA?
The median claims adjusters, examiners, and investigators salary in the San Francisco-Oakland-Fremont, CA metro area is $105,340 a year, or about $50.64 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $83,740 and $124,990.
What is a claims adjusters, examiners, and investigators’s take-home pay in San Francisco, CA?
On the median $105,340 salary, a single filer living in California takes home about $76,000 a year ($6,333 a month) after federal tax, Social Security, Medicare and $6,936 in California taxes in 2026.
Is San Francisco, CA a good place to work as a claims adjusters, examiners, and investigators?
Pay here is 35% above the national median of $78,000. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $65,737 would in a typical U.S. city. San Francisco, CA ranks #5 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a claims adjusters, examiners, and investigators afford rent in San Francisco, CA?
HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 41% of a median claims adjusters, examiners, and investigators’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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