Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Customer Service Representative Salary in Knoxville, TN

Customer Service Representatives in the Knoxville, TN metro area earn a median $38,840 a year — 13% less than the national median. After 2026 taxes, that is $33,388 take-home, or $2,782 a month.

Median salary
$38,840
$18.67 per hour
Typical range
$29,650 – $60,300
10th to 90th percentile
Jobs in Knoxville, TN
6,640
0.94× national concentration
▲1.3%
Pay trend: The median for customer service representatives in Knoxville, TN rose from $38,350 (May 2024) to $38,840 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.1%.

Take-home pay calculator

Pre-filled with the median customer service representative salary in Knoxville, TN. Enter your own offer to see your paycheck.

Customer Service Representative in Knoxville, TN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$33,388
per year · effective tax rate 14.0%
$2,782Monthly
$1,391Twice a month
$1,284Every 2 weeks
$16.05Hourly
  • Federal income tax$2,481
  • Social Security (6.2%)$2,408
  • Medicare (1.45%)$563
  • Tennessee income tax$0
  • Take-home pay$33,388

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Customer Service Representative pay by experience in Knoxville, TN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$29,650$14.25$26,004$2,167
25th percentile$34,420$16.55$29,836$2,486
Median (50th)$38,840$18.67$33,388$2,782
75th percentile$47,720$22.94$40,523$3,377
90th percentile (top earners)$60,300$28.99$50,631$4,219

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.

What $38,840 buys in Knoxville, TN

Prices in Knoxville, TN are 7.4% lower than the U.S. average (housing costs are 17% below the national average). Adjusted for local prices, a median customer service representative's $33,388 take-home pay has the buying power of $36,068 in a typical American city.

1-bedroom rent
$1,126
40% of monthly take-home
2-bedroom rent
$1,401
50% of monthly take-home
Left after 1-BR rent
$1,656
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are about as common in Knoxville, TN as in the U.S. overall (location quotient 0.94).

Best-paying cities for customer service representatives, adjusted for cost of living

Knoxville, TN ranks #85 of 142 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Des Moines, IA $48,880$40,249$43,892
2San Jose, CA $60,480$48,311$43,751
3Cedar Rapids, IA $45,510$37,670$42,343
4Chattanooga, TN $45,030$38,362$41,942
5Canton, OH $44,430$37,440$41,876
6Green Bay, WI $46,880$38,566$41,431
7Sioux Falls, SD $43,850$37,413$41,281
8Cleveland, OH $46,040$38,689$41,193
85Knoxville, TN$38,840$33,388$36,068

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 142 metros →

Customer Service Representative salaries elsewhere in Tennessee

Frequently asked questions

How much does a customer service representative make in Knoxville, TN?

The median customer service representative salary in the Knoxville, TN metro area is $38,840 a year, or about $18.67 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $34,420 and $47,720.

What is a customer service representative’s take-home pay in Knoxville, TN?

On the median $38,840 salary, a single filer living in Tennessee takes home about $33,388 a year ($2,782 a month) after federal tax, Social Security, Medicare in 2026.

Is Knoxville, TN a good place to work as a customer service representative?

Pay here is 13% below the national median of $44,770. Local prices are 7.4% below the U.S. average, so the take-home pay buys what $36,068 would in a typical U.S. city. Knoxville, TN ranks #85 of 142 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Knoxville, TN?

HUD’s fair market rent for a one-bedroom in Knoxville, TN is $1,126 a month ($1,401 for two bedrooms) — 40% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Knoxville, TN →