Customer Service Representative Salary in Nashville, TN
Customer Service Representatives in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area earn a median $45,510 a year — 2% more than the national median. After 2026 taxes, that is $38,747 take-home, or $3,229 a month.
Take-home pay calculator
Pre-filled with the median customer service representative salary in Nashville, TN. Enter your own offer to see your paycheck.
- Federal income tax$3,281
- Social Security (6.2%)$2,822
- Medicare (1.45%)$660
- Tennessee income tax$0
- Take-home pay$38,747
Marginal rate: 12% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Customer Service Representative pay by experience in Nashville, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $32,140 | $15.45 | $28,004 | $2,334 |
| 25th percentile | $37,770 | $18.16 | $32,528 | $2,711 |
| Median (50th) | $45,510 | $21.88 | $38,747 | $3,229 |
| 75th percentile | $51,900 | $24.95 | $43,882 | $3,657 |
| 90th percentile (top earners) | $63,730 | $30.64 | $53,387 | $4,449 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $45,510 buys in Nashville, TN
Prices in Nashville, TN are 3.7% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median customer service representative's $38,747 take-home pay has the buying power of $40,220 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Customer Service Representative jobs are about as common in Nashville, TN as in the U.S. overall (location quotient 1.13).
Best-paying cities for customer service representatives, adjusted for cost of living
Nashville, TN ranks #17 of 142 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Des Moines, IA | $48,880 | $40,249 | $43,892 |
| 2 | San Jose, CA | $60,480 | $48,311 | $43,751 |
| 3 | Cedar Rapids, IA | $45,510 | $37,670 | $42,343 |
| 4 | Chattanooga, TN | $45,030 | $38,362 | $41,942 |
| 5 | Canton, OH | $44,430 | $37,440 | $41,876 |
| 6 | Green Bay, WI | $46,880 | $38,566 | $41,431 |
| 7 | Sioux Falls, SD | $43,850 | $37,413 | $41,281 |
| 8 | Cleveland, OH | $46,040 | $38,689 | $41,193 |
| 17 | Nashville, TN | $45,510 | $38,747 | $40,220 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 142 metros →
About the job: customer service representatives
Interact with customers to provide basic or scripted information in response to routine inquiries about products and services. May handle and resolve general complaints.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -5.3% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Customer Service Representative salaries elsewhere in Tennessee
- Chattanooga, TN — $45,030
- Memphis, TN — $44,090
- Knoxville, TN — $38,840
Frequently asked questions
How much does a customer service representative make in Nashville, TN?
The median customer service representative salary in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area is $45,510 a year, or about $21.88 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,770 and $51,900.
What is a customer service representative’s take-home pay in Nashville, TN?
On the median $45,510 salary, a single filer living in Tennessee takes home about $38,747 a year ($3,229 a month) after federal tax, Social Security, Medicare in 2026.
Is Nashville, TN a good place to work as a customer service representative?
Pay here is 2% above the national median of $44,770. Local prices are 3.7% below the U.S. average, so the take-home pay buys what $40,220 would in a typical U.S. city. Nashville, TN ranks #17 of 142 metro areas for cost-of-living-adjusted pay in this job.
Can a customer service representative afford rent in Nashville, TN?
HUD’s fair market rent for a one-bedroom in Nashville, TN is $1,530 a month ($1,685 for two bedrooms) — 47% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Nashville, TN
- Executive Secretary and Executive Administrative Assistant — $73,700
- First-Line Supervisor of Office and Administrative Support Workers — $73,060
- Production, Planning, and Expediting Clerks — $56,270
- Bookkeeping, Accounting, and Auditing Clerks — $50,810
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $49,000
- Billing and Posting Clerk — $48,640
- Shipping, Receiving, and Inventory Clerks — $45,780
- Medical Secretary and Administrative Assistant — $45,570
- Office Clerks, General — $43,860
- Receptionist and Information Clerk — $36,810
- Hotel, Motel, and Resort Desk Clerks — $34,710