Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Customer Service Representative Salary in Lexington, KY

Customer Service Representatives in the Lexington-Fayette, KY metro area earn a median $39,160 a year — 13% less than the national median. After 2026 taxes, that is $32,392 take-home, or $2,699 a month.

Median salary
$39,160
$18.83 per hour
Typical range
$30,370 – $60,000
10th to 90th percentile
Jobs in Lexington, KY
5,200
1.09× national concentration
▲2.8%
Pay trend: The median for customer service representatives in Lexington, KY rose from $38,100 (May 2024) to $39,160 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median customer service representative salary in Lexington, KY. Enter your own offer to see your paycheck.

Customer Service Representative in Lexington, KY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$32,392
per year · effective tax rate 17.3%
$2,699Monthly
$1,350Twice a month
$1,246Every 2 weeks
$15.57Hourly
  • Federal income tax$2,519
  • Social Security (6.2%)$2,428
  • Medicare (1.45%)$568
  • Kentucky income tax$1,253
  • Take-home pay$32,392

Marginal rate: 12% federal + 3.50% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Customer Service Representative pay by experience in Lexington, KY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$30,370$14.60$25,637$2,136
25th percentile$36,200$17.40$30,117$2,510
Median (50th)$39,160$18.83$32,392$2,699
75th percentile$47,700$22.93$38,955$3,246
90th percentile (top earners)$60,000$28.85$48,408$4,034

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Kentucky resident, 2026 tax rules.

What $39,160 buys in Lexington, KY

Prices in Lexington, KY are 7.1% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median customer service representative's $32,392 take-home pay has the buying power of $34,872 in a typical American city.

1-bedroom rent
$1,079
40% of monthly take-home
2-bedroom rent
$1,272
47% of monthly take-home
Left after 1-BR rent
$1,620
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Customer Service Representative jobs are about as common in Lexington, KY as in the U.S. overall (location quotient 1.09).

Best-paying cities for customer service representatives, adjusted for cost of living

Lexington, KY ranks #113 of 142 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Des Moines, IA $48,880$40,249$43,892
2San Jose, CA $60,480$48,311$43,751
3Cedar Rapids, IA $45,510$37,670$42,343
4Chattanooga, TN $45,030$38,362$41,942
5Canton, OH $44,430$37,440$41,876
6Green Bay, WI $46,880$38,566$41,431
7Sioux Falls, SD $43,850$37,413$41,281
8Cleveland, OH $46,040$38,689$41,193
113Lexington, KY$39,160$32,392$34,872

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 142 metros →

About the job: customer service representatives

Interact with customers to provide basic or scripted information in response to routine inquiries about products and services. May handle and resolve general complaints.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-5.3% (declining)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Customer Service Representative salaries elsewhere in Kentucky

Frequently asked questions

How much does a customer service representative make in Lexington, KY?

The median customer service representative salary in the Lexington-Fayette, KY metro area is $39,160 a year, or about $18.83 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $36,200 and $47,700.

What is a customer service representative’s take-home pay in Lexington, KY?

On the median $39,160 salary, a single filer living in Kentucky takes home about $32,392 a year ($2,699 a month) after federal tax, Social Security, Medicare and $1,253 in Kentucky taxes in 2026.

Is Lexington, KY a good place to work as a customer service representative?

Pay here is 13% below the national median of $44,770. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $34,872 would in a typical U.S. city. Lexington, KY ranks #113 of 142 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Lexington, KY?

HUD’s fair market rent for a one-bedroom in Lexington, KY is $1,079 a month ($1,272 for two bedrooms) — 40% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Lexington, KY →