Customer Service Representative Salary in Waco, TX
Customer Service Representatives in the Waco, TX metro area earn a median $38,810 a year — 13% less than the national median. After 2026 taxes, that is $33,364 take-home, or $2,780 a month.
Take-home pay calculator
Pre-filled with the median customer service representative salary in Waco, TX. Enter your own offer to see your paycheck.
- Federal income tax$2,477
- Social Security (6.2%)$2,406
- Medicare (1.45%)$563
- Texas income tax$0
- Take-home pay$33,364
Marginal rate: 12% federal + 0.00% state
Customer Service Representative pay by experience in Waco, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $27,910 | $13.42 | $24,594 | $2,049 |
| 25th percentile | $33,440 | $16.08 | $29,049 | $2,421 |
| Median (50th) | $38,810 | $18.66 | $33,364 | $2,780 |
| 75th percentile | $45,690 | $21.97 | $38,892 | $3,241 |
| 90th percentile (top earners) | $55,350 | $26.61 | $46,654 | $3,888 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $38,810 buys in Waco, TX
Prices in Waco, TX are 7.5% lower than the U.S. average (housing costs are 16% below the national average). Adjusted for local prices, a median customer service representative's $33,364 take-home pay has the buying power of $36,050 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Waco, TX has 1.5× the national concentration of customer service representative jobs — a strong local market for this occupation.
Best-paying cities for customer service representatives, adjusted for cost of living
Waco, TX ranks #198 of 357 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | St. Cloud, MN | $48,120 | $39,089 | $44,605 |
| 2 | Dubuque, IA | $46,670 | $38,558 | $44,153 |
| 3 | Des Moines, IA | $48,880 | $40,249 | $43,892 |
| 4 | San Jose, CA | $60,480 | $48,311 | $43,751 |
| 5 | Elkhart, IN | $48,000 | $39,362 | $43,578 |
| 6 | Bismarck, ND | $46,240 | $39,334 | $43,213 |
| 7 | Fond du Lac, WI | $47,500 | $39,037 | $42,597 |
| 8 | Midland, MI | $48,250 | $39,149 | $42,590 |
| 198 | Waco, TX | $38,810 | $33,364 | $36,050 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 357 metros →
Customer Service Representative salaries elsewhere in Texas
- Midland, TX — $44,890
- San Antonio, TX — $42,720
- Brownsville, TX — $38,350
- Austin, TX — $43,720
- Dallas, TX — $44,990
- Texarkana, TX — $36,090
- Amarillo, TX — $38,990
- Longview, TX — $37,850
Frequently asked questions
How much does a customer service representative make in Waco, TX?
The median customer service representative salary in the Waco, TX metro area is $38,810 a year, or about $18.66 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $33,440 and $45,690.
What is a customer service representative’s take-home pay in Waco, TX?
On the median $38,810 salary, a single filer living in Texas takes home about $33,364 a year ($2,780 a month) after federal tax, Social Security, Medicare in 2026.
Is Waco, TX a good place to work as a customer service representative?
Pay here is 13% below the national median of $44,770. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $36,050 would in a typical U.S. city. Waco, TX ranks #198 of 357 metro areas for cost-of-living-adjusted pay in this job.
Can a customer service representative afford rent in Waco, TX?
HUD’s fair market rent for a one-bedroom in Waco, TX is $966 a month ($1,208 for two bedrooms) — 35% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Waco, TX
- First-Line Supervisor of Office and Administrative Support Workers — $59,990
- Bookkeeping, Accounting, and Auditing Clerks — $46,290
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $43,310
- Shipping, Receiving, and Inventory Clerks — $39,140
- Office Clerks, General — $38,270
- Medical Secretary and Administrative Assistant — $38,190
- Receptionist and Information Clerk — $32,810