Financial Risk Specialist Salary
Financial Risk Specialists earn a median $117,330 a year nationally. Business and Financial Operations Occupations
U.S. median
$117,330
$56.41 per hour
Range
$64,820 – $196,110
10th to 90th percentile
Employed
63,850
across the U.S.
Financial Risk Specialist take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
Your take-home pay
$91,372
per year · effective tax rate 22.1%
$7,614Monthly
$3,807Twice a month
$3,514Every 2 weeks
$43.93Hourly
- Federal income tax$16,983
- Social Security (6.2%)$7,274
- Medicare (1.45%)$1,701
- Texas income tax$0
- Take-home pay$91,372
Marginal rate: 22% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $64,820 | $31.16 | $54,263 |
| 25th percentile | $83,980 | $40.38 | $67,910 |
| Median (50th) | $117,330 | $56.41 | $91,372 |
| 75th percentile | $158,250 | $76.08 | $119,430 |
| 90th percentile (top earners) | $196,110 | $94.28 | $146,027 |
Best cities for financial risk specialists (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | San Jose, CA | $166,240 | $111,499 | $100,975 | 480 |
| 2 | Charlotte, NC | $133,530 | $97,715 | $100,377 | 1,880 |
| 3 | San Francisco, CA | $167,440 | $112,192 | $97,041 | 1,380 |
| 4 | Philadelphia, PA | $130,880 | $96,704 | $94,296 | 2,340 |
| 5 | Seattle, WA | $134,330 | $103,081 | $92,754 | 550 |
| 6 | New York, NY | $139,670 | $99,530 | $88,422 | 12,770 |
| 7 | Boston, MA | $132,580 | $95,475 | $88,186 | 1,120 |
| 8 | San Antonio, TX | $103,990 | $81,987 | $86,561 | 470 |
| 9 | Denver, CO | $118,620 | $87,768 | $82,971 | 740 |
| 10 | Washington, DC | $126,510 | $89,951 | $82,612 | 1,400 |
| 11 | Houston, TX | $101,200 | $80,024 | $81,137 | 590 |
| 12 | Columbus, OH | $100,350 | $77,449 | $81,125 | 630 |
| 13 | Pittsburgh, PA | $99,680 | $75,895 | $80,167 | 530 |
| 14 | Dallas, TX | $103,760 | $81,825 | $79,373 | 2,320 |
| 15 | Detroit, MI | $105,110 | $78,558 | $78,325 | 690 |
| 16 | St. Louis, MO | $97,920 | $74,052 | $77,877 | 480 |
| 17 | Atlanta, GA | $104,850 | $77,773 | $77,728 | 1,400 |
| 18 | Tampa, FL | $98,820 | $78,350 | $77,659 | 810 |
| 19 | Providence, RI | $103,470 | $78,308 | $76,944 | 490 |
| 20 | Phoenix, AZ | $101,990 | $78,239 | $75,728 | 1,310 |
| 21 | Buffalo, NY | $96,980 | $72,374 | $75,512 | 470 |
| 22 | Chicago, IL | $105,370 | $77,887 | $75,184 | 2,360 |
| 23 | Minneapolis, MN | $105,420 | $77,348 | $73,790 | 940 |
| 24 | Miami, FL | $104,500 | $82,346 | $72,135 | 990 |
| 25 | Los Angeles, CA | $113,230 | $80,715 | $71,073 | 1,540 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- San Francisco, CA — $167,440
- San Jose, CA — $166,240
- New York, NY — $139,670
- Seattle, WA — $134,330
- Charlotte, NC — $133,530
- Boston, MA — $132,580
- Philadelphia, PA — $130,880
- Washington, DC — $126,510
- Denver, CO — $118,620
- Los Angeles, CA — $113,230
- Minneapolis, MN — $105,420
- Chicago, IL — $105,370
- Detroit, MI — $105,110
- Atlanta, GA — $104,850
- Miami, FL — $104,500
Financial Risk Specialist salary by state
| State | Median | Take-home | Range | Jobs |
|---|---|---|---|---|
| New Hampshire | $158,320 | $119,478 | $82,480 – $160,060 | 300 |
| Maine | $141,020 | $99,066 | $64,410 – $149,990 | — |
| Delaware | $139,440 | $98,711 | $80,810 – $178,570 | 1,160 |
| New York | $136,830 | $97,757 | $84,550 – $220,260 | 12,060 |
| North Carolina | $132,040 | $96,756 | $70,440 – $207,820 | 3,200 |
| Massachusetts | $130,400 | $94,094 | $71,390 – $209,200 | 1,440 |
| New Jersey | $129,220 | $93,547 | $81,230 – $199,030 | 2,760 |
| California | $129,110 | $90,057 | $76,610 – $208,360 | 5,740 |
| Virginia | $126,510 | $91,275 | $77,080 – $191,720 | 1,770 |
| Washington | $123,150 | $95,439 | $64,120 – $184,630 | 900 |
| Colorado | $120,300 | $88,876 | $75,460 – $174,770 | 1,050 |
| Wyoming | $119,550 | $92,933 | $101,370 – $119,550 | 170 |
| Maryland | $117,130 | $86,004 | $73,330 – $172,410 | 890 |
| Connecticut | $113,990 | $84,328 | $75,080 – $208,790 | 660 |
| Oregon | $109,580 | $77,161 | $64,720 – $158,250 | 430 |
| Iowa | $105,680 | $79,812 | $71,230 – $167,770 | 530 |
| Minnesota | $105,420 | $77,348 | $72,930 – $161,880 | 1,190 |
| Rhode Island | $104,470 | $78,964 | $59,290 – $186,580 | 450 |
| Illinois | $104,300 | $77,187 | $65,260 – $202,260 | 2,920 |
| Michigan | $103,940 | $77,785 | $60,400 – $165,410 | 1,150 |
| Texas | $103,760 | $81,825 | $64,250 – $159,220 | 4,780 |
| Pennsylvania | $103,040 | $78,155 | $64,700 – $172,820 | 2,370 |
| Arizona | $102,800 | $78,789 | $57,400 – $165,880 | 1,700 |
| Montana | $100,920 | $75,486 | $82,000 – $133,500 | 50 |
| Missouri | $100,620 | $75,824 | $60,850 – $162,140 | 1,070 |
| Georgia | $100,570 | $74,984 | $38,550 – $167,790 | 2,180 |
| Nevada | $100,010 | $79,187 | $65,000 – $169,040 | 570 |
| Florida | $99,900 | $79,110 | $58,080 – $172,550 | 3,770 |
| South Carolina | $99,520 | $74,028 | $59,580 – $167,820 | 560 |
| Indiana | $99,250 | $75,754 | $52,780 – $159,050 | 380 |
| District of Columbia | $99,230 | $73,172 | $82,960 – $204,930 | 210 |
| Ohio | $98,650 | $76,300 | $62,710 – $163,210 | 2,110 |
| Wisconsin | $97,820 | $73,842 | $64,630 – $141,030 | 610 |
| Mississippi | $96,100 | $73,324 | $51,780 – $198,880 | 230 |
| West Virginia | $94,350 | $71,592 | $56,050 – $137,660 | 50 |
| Nebraska | $94,280 | $71,746 | $58,190 – $124,750 | 250 |
| Tennessee | $90,950 | $72,813 | $57,270 – $154,490 | 540 |
| Hawaii | $89,860 | $66,747 | $61,740 – $134,990 | 90 |
| New Mexico | $87,260 | $67,273 | $59,170 – $132,870 | 180 |
| Alaska | $85,370 | $68,888 | $55,860 – $131,730 | 50 |
| Oklahoma | $85,140 | $65,440 | $50,630 – $139,930 | 330 |
| Kansas | $84,790 | $64,548 | $47,430 – $208,040 | 150 |
| Alabama | $81,750 | $62,519 | $39,640 – $141,000 | 180 |
| South Dakota | $78,960 | $64,378 | $70,310 – $148,750 | 130 |
| Utah | $77,770 | $61,008 | $57,250 – $135,360 | 630 |
| Idaho | $76,870 | $59,942 | $51,310 – $135,780 | 270 |
| Kentucky | $74,640 | $58,844 | $48,310 – $107,800 | 500 |
| North Dakota | $74,630 | $61,136 | $50,320 – $149,820 | 90 |
| Arkansas | $66,110 | $52,934 | $47,860 – $140,050 | 150 |
| Louisiana | $58,440 | $47,770 | $48,660 – $82,760 | 520 |
Frequently asked questions
How much does a financial risk specialist make?
The national median salary for financial risk specialists is $117,330 a year ($56.41 an hour). The lowest-paid 10% earn under $64,820 and the top 10% earn over $196,110. Source: BLS, May 2025.
Which state pays financial risk specialists the most?
New Hampshire has the highest median pay at $158,320. After taxes and local prices, San Jose, CA offers the best real take-home pay of any metro area.
How many financial risk specialists are there in the U.S.?
About 63,850 people work as financial risk specialists nationwide.
All 27 cities
- Atlanta, GA
- Boston, MA
- Buffalo, NY
- Charlotte, NC
- Chicago, IL
- Columbus, OH
- Dallas, TX
- Denver, CO
- Detroit, MI
- Houston, TX
- Jacksonville, FL
- Los Angeles, CA
- Miami, FL
- Minneapolis, MN
- New York, NY
- Philadelphia, PA
- Phoenix, AZ
- Pittsburgh, PA
- Providence, RI
- Salt Lake City, UT
- San Antonio, TX
- San Francisco, CA
- San Jose, CA
- Seattle, WA
- St. Louis, MO
- Tampa, FL
- Washington, DC