Financial Risk Specialist Salary in Denver, CO
Financial Risk Specialists in the Denver-Aurora-Centennial, CO metro area earn a median $118,620 a year — 1% more than the national median. After 2026 taxes, that is $87,768 take-home, or $7,314 a month.
Take-home pay calculator
Pre-filled with the median financial risk specialist salary in Denver, CO. Enter your own offer to see your paycheck.
- Federal income tax$17,266
- Social Security (6.2%)$7,354
- Medicare (1.45%)$1,720
- Colorado income tax$4,511
- Take-home pay$87,768
Marginal rate: 22% federal + 4.40% state
Financial Risk Specialist pay by experience in Denver, CO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $76,030 | $36.55 | $59,680 | $4,973 |
| 25th percentile | $90,320 | $43.42 | $69,104 | $5,759 |
| Median (50th) | $118,620 | $57.03 | $87,768 | $7,314 |
| 75th percentile | $159,020 | $76.45 | $113,668 | $9,472 |
| 90th percentile (top earners) | $177,130 | $85.16 | $125,249 | $10,437 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Colorado resident, 2026 tax rules.
What $118,620 buys in Denver, CO
Prices in Denver, CO are 5.8% higher than the U.S. average (housing costs are 1.47× the national average). Adjusted for local prices, a median financial risk specialist's $87,768 take-home pay has the buying power of $82,971 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Financial Risk Specialist jobs are about as common in Denver, CO as in the U.S. overall (location quotient 1.13).
Best-paying cities for financial risk specialists, adjusted for cost of living
Denver, CO ranks #9 of 27 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Jose, CA | $166,240 | $111,499 | $100,975 |
| 2 | Charlotte, NC | $133,530 | $97,715 | $100,377 |
| 3 | San Francisco, CA | $167,440 | $112,192 | $97,041 |
| 4 | Philadelphia, PA | $130,880 | $96,704 | $94,296 |
| 5 | Seattle, WA | $134,330 | $103,081 | $92,754 |
| 6 | New York, NY | $139,670 | $99,530 | $88,422 |
| 7 | Boston, MA | $132,580 | $95,475 | $88,186 |
| 8 | San Antonio, TX | $103,990 | $81,987 | $86,561 |
| 9 | Denver, CO | $118,620 | $87,768 | $82,971 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 27 metros →
Frequently asked questions
How much does a financial risk specialist make in Denver, CO?
The median financial risk specialist salary in the Denver-Aurora-Centennial, CO metro area is $118,620 a year, or about $57.03 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $90,320 and $159,020.
What is a financial risk specialist’s take-home pay in Denver, CO?
On the median $118,620 salary, a single filer living in Colorado takes home about $87,768 a year ($7,314 a month) after federal tax, Social Security, Medicare and $4,511 in Colorado taxes in 2026.
Is Denver, CO a good place to work as a financial risk specialist?
Pay here is 1% above the national median of $117,330. Local prices are 5.8% above the U.S. average, so the take-home pay buys what $82,971 would in a typical U.S. city. Denver, CO ranks #9 of 27 metro areas for cost-of-living-adjusted pay in this job.
Can a financial risk specialist afford rent in Denver, CO?
HUD’s fair market rent for a one-bedroom in Denver, CO is $1,754 a month ($2,089 for two bedrooms) — 24% of a median financial risk specialist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Denver, CO
- Project Management Specialist — $116,740
- Financial and Investment Analyst — $104,480
- Management Analyst — $102,620
- Insurance Underwriter — $101,840
- Financial Examiner — $101,070
- Budget Analyst — $100,720
- Loan Officer — $100,130
- Accountant and Auditor — $100,020
- Market Research Analyst and Marketing Specialist — $99,040
- Personal Financial Advisor — $98,740
- Logistician — $97,290
- Business Operations Specialists, All Other — $94,990