Firefighter Salary in Charlotte, NC

Firefighters in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median $38,700 a year — 35% less than the national median. After 2026 taxes, that is $32,240 take-home, or $2,687 a month.

Median salary
$38,700
$18.61 per hour
Typical range
$30,410 – $79,960
10th to 90th percentile
Jobs in Charlotte, NC
4,700
1.55× national concentration

Take-home pay calculator

Pre-filled with the median firefighter salary in Charlotte, NC. Enter your own offer to see your paycheck.

Firefighter in Charlotte, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$32,240
per year · effective tax rate 16.7%
$2,687Monthly
$1,343Twice a month
$1,240Every 2 weeks
$15.50Hourly
  • Federal income tax$2,464
  • Social Security (6.2%)$2,399
  • Medicare (1.45%)$561
  • North Carolina income tax$1,035
  • Take-home pay$32,240

Marginal rate: 12% federal + 3.99% state

The Charlotte-Concord-Gastonia, NC-SC metro spans North Carolina, South Carolina. Pick the state you live in — state income tax follows your residence.

Firefighter pay by experience in Charlotte, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$30,410$14.62$25,910$2,159
25th percentile$34,900$16.78$29,338$2,445
Median (50th)$38,700$18.61$32,240$2,687
75th percentile$57,950$27.86$46,939$3,912
90th percentile (top earners)$79,960$38.44$62,400$5,200

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $38,700 buys in Charlotte, NC

Prices in Charlotte, NC are 2.7% lower than the U.S. average (housing costs are 2% below the national average). Adjusted for local prices, a median firefighter's $32,240 take-home pay has the buying power of $33,118 in a typical American city.

1-bedroom rent
$1,428
53% of monthly take-home
2-bedroom rent
$1,577
59% of monthly take-home
Left after 1-BR rent
$1,259
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Charlotte, NC has 1.6× the national concentration of firefighter jobs — a strong local market for this occupation.

Best-paying cities for firefighters, adjusted for cost of living

Charlotte, NC ranks #124 of 133 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1San Jose, CA $152,100$103,333$93,580
2Seattle, WA $101,090$79,947$71,938
3San Francisco, CA $113,700$80,995$70,057
4New York, NY $106,420$78,458$69,701
5Rochester, NY $89,120$67,308$69,365
6Spokane, WA $83,310$67,439$67,206
7Reno, NV $81,360$66,067$65,404
8Sacramento, CA $94,080$69,272$64,941
124Charlotte, NC$38,700$32,240$33,118

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 133 metros →

Firefighter salaries elsewhere in North Carolina

Frequently asked questions

How much does a firefighter make in Charlotte, NC?

The median firefighter salary in the Charlotte-Concord-Gastonia, NC-SC metro area is $38,700 a year, or about $18.61 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $34,900 and $57,950.

What is a firefighter’s take-home pay in Charlotte, NC?

On the median $38,700 salary, a single filer living in North Carolina takes home about $32,240 a year ($2,687 a month) after federal tax, Social Security, Medicare and $1,035 in North Carolina taxes in 2026.

Is Charlotte, NC a good place to work as a firefighter?

Pay here is 35% below the national median of $59,280. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $33,118 would in a typical U.S. city. Charlotte, NC ranks #124 of 133 metro areas for cost-of-living-adjusted pay in this job.

Can a firefighter afford rent in Charlotte, NC?

HUD’s fair market rent for a one-bedroom in Charlotte, NC is $1,428 a month ($1,577 for two bedrooms) — 53% of a median firefighter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Charlotte, NC

Cost of living & all salaries in Charlotte, NC →