Cost of Living in Charlotte, NC
Charlotte-Concord-Gastonia, NC-SC — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Charlotte, NC to keep the same lifestyle — after taxes — as in another city?
Prices in Charlotte, NC vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 97.3 | −2.7% |
| Housing | 97.6 | −2.4% |
| Goods | 96.6 | −3.4% |
| Utilities | 89.2 | −10.8% |
| Other services | 98.2 | −1.8% |
Source: BEA Regional Price Parities, 2024.
Rent in Charlotte, NC
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $1,366 | $54,640/yr |
| 1 bedroom | $1,428 | $57,120/yr |
| 2 bedrooms | $1,577 | $63,080/yr |
| 3 bedrooms | $1,971 | $78,840/yr |
| 4 bedrooms | $2,489 | $99,560/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Charlotte, NC
- Federal income tax$3,819
- Social Security (6.2%)$3,099
- Medicare (1.45%)$725
- North Carolina income tax$1,486
- Take-home pay$40,861
Marginal rate: 12% federal + 3.99% state
Highest-paying jobs in Charlotte, NC
| Job | Median salary | Take-home | Real value* |
|---|---|---|---|
| Chief Executive | $239,200+ | $220,744 | $226,758 |
| Physicians, All Other | $239,200+ | $219,577 | $225,559 |
| Nurse Anesthetist | $239,200+ | $190,546 | $195,737 |
| Dentists, General | $189,220 | $133,849 | $137,496 |
| Computer and Information Systems Manager | $176,840 | $125,589 | $129,010 |
| Natural Sciences Manager | $173,160 | $123,221 | $126,577 |
| Financial Manager | $172,760 | $122,963 | $126,313 |
| Architectural and Engineering Manager | $169,960 | $121,161 | $124,462 |
| Marketing Manager | $166,200 | $118,741 | $121,976 |
| Sales Manager | $162,000 | $116,038 | $119,199 |
| Human Resources Manager | $158,930 | $114,062 | $117,169 |
| Lawyer | $157,180 | $112,936 | $116,012 |
| Managers, All Other | $156,020 | $112,189 | $115,246 |
| Airline Pilots, Copilots, and Flight Engineers | $151,540 | $109,306 | $112,284 |
| Pharmacist | $150,580 | $108,688 | $111,649 |
| Purchasing Manager | $144,270 | $104,627 | $107,477 |
| Database Architect | $138,870 | $101,151 | $103,907 |
| Software Developer | $135,920 | $99,253 | $101,957 |
| Computer Network Architect | $134,410 | $98,281 | $100,958 |
| Financial Risk Specialist | $133,530 | $97,715 | $100,377 |
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Charlotte, NC expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Charlotte-Concord-Gastonia, NC-SC metro area are 97.3% of the U.S. average, with housing at 97.6%. It is the #122 most expensive of 387 metro areas we track.
What salary do you need to live in Charlotte, NC?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $58,409 in Charlotte, NC (before tax differences). The median wage across all jobs here is $49,990.
How much is rent in Charlotte, NC?
HUD’s FY2026 fair market rents for Charlotte, NC are $1,366 for a studio, $1,428 for one bedroom, $1,577 for two bedrooms and $1,971 for three bedrooms, including utilities.
All salaries in Charlotte, NC
Management Occupations
- Chief Executive — $239,200+
- Computer and Information Systems Manager — $176,840
- Natural Sciences Manager — $173,160
- Financial Manager — $172,760
- Architectural and Engineering Manager — $169,960
- Marketing Manager — $166,200
- Sales Manager — $162,000
- Human Resources Manager — $158,930
- Managers, All Other — $156,020
- Purchasing Manager — $144,270
- Industrial Production Manager — $128,640
- Training and Development Manager — $127,110
- Transportation, Storage, and Distribution Managers — $118,100
- General and Operations Manager — $112,730
- Administrative Services Manager — $111,400
- Medical and Health Services Manager — $111,080
- Facilities Manager — $111,030
- Construction Manager — $107,200
- Education Administrators, Postsecondary — $93,720
- Education Administrators, Kindergarten through Secondary — $89,170
- Social and Community Service Manager — $79,990
- Food Service Manager — $75,460
- Property, Real Estate, and Community Association Managers — $72,900
- Education and Childcare Administrators, Preschool and Daycare — $59,430
Business and Financial Operations Occupations
- Financial Risk Specialist — $133,530
- Financial and Investment Analyst — $106,510
- Financial Examiner — $105,240
- Project Management Specialist — $105,200
- Management Analyst — $102,920
- Credit Analyst — $100,640
- Personal Financial Advisor — $99,440
- Accountant and Auditor — $92,910
- Financial Specialists, All Other — $87,530
- Compliance Officer — $86,720
- Market Research Analyst and Marketing Specialist — $82,930
- Business Operations Specialists, All Other — $82,020
- Insurance Underwriter — $80,080
- Logistician — $79,000
- Claims Adjusters, Examiners, and Investigators — $78,680
- Human Resources Specialist — $78,330
- Loan Officer — $78,200
- Cost Estimator — $77,990
- Buyer and Purchasing Agent — $77,890
- Compensation, Benefits, and Job Analysis Specialists — $76,960
- Training and Development Specialist — $68,480
- Property Appraiser and Assessor — $66,700
- Fundraiser — $63,920
- Meeting, Convention, and Event Planners — $59,420
- Tax Preparer — $50,350
Computer and Mathematical Occupations
- Database Architect — $138,870
- Software Developer — $135,920
- Computer Network Architect — $134,410
- Data Scientist — $132,460
- Information Security Analyst — $131,440
- Database Administrator — $113,890
- Computer Systems Analyst — $110,790
- Computer Occupations, All Other — $110,790
- Operations Research Analyst — $105,180
- Web Developer — $101,980
- Web and Digital Interface Designer — $94,290
- Network and Computer Systems Administrator — $89,990
- Computer Programmer — $84,720
- Software Quality Assurance Analyst and Tester — $81,990
- Computer Network Support Specialist — $75,420
- Computer User Support Specialist — $60,220
Architecture and Engineering Occupations
- Engineers, All Other — $118,230
- Electrical Engineer — $103,360
- Civil Engineer — $102,370
- Industrial Engineer — $102,090
- Mechanical Engineer — $101,950
- Architects, Except Landscape and Naval — $98,620
- Surveyor — $76,710
- Electrical and Electronic Engineering Technologist and Technician — $74,760
- Architectural and Civil Drafter — $63,940
- Surveying and Mapping Technician — $58,480
- Civil Engineering Technologist and Technician — $50,250
Life, Physical, and Social Science Occupations
- Clinical and Counseling Psychologist — $117,170
- Medical Scientists, Except Epidemiologists — $97,440
- Occupational Health and Safety Specialist — $91,160
- Chemist — $88,890
- Environmental Scientists and Specialists, Including Health — $72,730
- Chemical Technician — $61,730
Community and Social Service Occupations
- Healthcare Social Worker — $66,410
- Probation Officer and Correctional Treatment Specialist — $62,220
- Child, Family, and School Social Workers — $60,950
- Educational, Guidance, and Career Counselors and Advisors — $59,530
- Mental Health and Substance Abuse Social Worker — $58,090
- Substance Abuse, Behavioral Disorder, and Mental Health Counselors — $56,130
- Community and Social Service Specialists, All Other — $54,820
- Health Education Specialist — $54,070
- Rehabilitation Counselor — $48,290
- Social and Human Service Assistant — $43,480
Legal Occupations
- Lawyer — $157,180
- Paralegal and Legal Assistant — $59,870
Educational Instruction and Library Occupations
- Business Teachers, Postsecondary — $74,530
- Art, Drama, and Music Teachers, Postsecondary — $72,970
- Librarian and Media Collections Specialist — $64,240
- Instructional Coordinator — $63,940
- Special Education Teachers, Kindergarten and Elementary School — $61,050
- Special Education Teachers, Middle School — $60,590
- Career/Technical Education Teachers, Postsecondary — $60,380
- Secondary School Teachers, Except Special and Career/Technical Education — $60,300
- Career/Technical Education Teachers, Secondary School — $60,140
- Special Education Teachers, Secondary School — $60,070
- Middle School Teachers, Except Special and Career/Technical Education — $59,110
- Kindergarten Teachers, Except Special Education — $58,950
- Elementary School Teachers, Except Special Education — $58,680
- Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors — $57,510
- Educational Instruction and Library Workers, All Other — $51,650
- Library Technician — $46,900
- Tutor — $44,320
- Self-Enrichment Teacher — $41,420
- Preschool Teachers, Except Special Education — $36,480
- Substitute Teachers, Short-Term — $32,010
- Teaching Assistants, Except Postsecondary — $29,730
Arts, Design, Entertainment, Sports, and Media Occupations
- Technical Writer — $82,610
- Editor — $77,730
- Public Relations Specialist — $75,190
- Producer and Director — $74,850
- Interior Designer — $64,370
- Graphic Designer — $59,810
- Audio and Video Technician — $48,490
- Coach and Scout — $46,440
- Merchandise Displayer and Window Trimmer — $39,760
- Photographer — $36,810
Healthcare Practitioners and Technical Occupations
- Physicians, All Other — $239,200+
- Nurse Anesthetist — $239,200+
- Dentists, General — $189,220
- Pharmacist — $150,580
- Physician Assistant — $133,140
- Nurse Practitioner — $130,310
- Veterinarian — $129,080
- Physical Therapist — $101,060
- Diagnostic Medical Sonographer — $98,650
- Occupational Therapist — $98,450
- Dental Hygienist — $98,390
- Speech-Language Pathologist — $90,960
- Registered Nurse — $90,620
- Respiratory Therapist — $82,020
- Radiologic Technologist and Technician — $78,950
- Dietitian and Nutritionist — $74,930
- Licensed Practical and Licensed Vocational Nurse — $65,140
- Surgical Technologist — $63,490
- Clinical Laboratory Technologist and Technician — $62,360
- Paramedic — $61,660
- Cardiovascular Technologist and Technician — $56,780
- Opticians, Dispensing — $51,620
- Medical Records Specialist — $51,110
- Health Technologists and Technicians, All Other — $48,340
- Ophthalmic Medical Technician — $47,540
- Veterinary Technologist and Technician — $46,310
- Pharmacy Technician — $46,220
- Emergency Medical Technician — $45,550
- Psychiatric Technician — $44,110
- Health Information Technologist and Medical Registrar — $42,480
Healthcare Support Occupations
- Occupational Therapy Assistant — $72,780
- Physical Therapist Assistant — $70,720
- Massage Therapist — $58,930
- Dental Assistant — $50,060
- Healthcare Support Workers, All Other — $47,830
- Medical Assistant — $46,520
- Medical Equipment Preparer — $46,420
- Phlebotomist — $44,980
- Nursing Assistant — $39,430
- Veterinary Assistant and Laboratory Animal Caretaker — $37,780
- Home Health and Personal Care Aide — $33,680
Protective Service Occupations
- First-Line Supervisor of Police and Detectives — $107,150
- Private Detective and Investigator — $73,430
- Detective and Criminal Investigator — $71,460
- First-Line Supervisor of Firefighting and Prevention Workers — $65,960
- Transportation Security Screener — $64,540
- Police and Sheriff's Patrol Officer — $63,190
- Correctional Officer and Jailer — $54,600
- First-Line Supervisor of Security Workers — $49,550
- Firefighter — $38,700
- Security Guard — $35,010
- Crossing Guard and Flagger — $34,690
- Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers — $28,740
Food Preparation and Serving Related Occupations
- Chef and Head Cook — $64,260
- First-Line Supervisor of Food Preparation and Serving Workers — $47,280
- Cooks, Institution and Cafeteria — $37,690
- Bartender — $37,390
- Cooks, Restaurant — $37,030
- Waiter and Waitress — $36,430
- Cooks, Short Order — $34,600
- Food Preparation Worker — $34,180
- Food Servers, Nonrestaurant — $33,550
- Dishwasher — $31,920
- Food Preparation and Serving Related Workers, All Other — $31,440
- Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop — $29,550
- Dining Room and Cafeteria Attendant and Bartender Helper — $29,470
- Fast Food and Counter Worker — $28,880
- Cooks, Fast Food — $27,690
Building and Grounds Cleaning and Maintenance Occupations
- First-Line Supervisors of Landscaping, Lawn Service, and Groundskeeping Workers — $59,980
- First-Line Supervisor of Housekeeping and Janitorial Workers — $48,320
- Pest Control Worker — $45,250
- Landscaping and Groundskeeping Worker — $38,630
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $35,600
- Maid and Housekeeping Cleaner — $32,240
Personal Care and Service Occupations
- First-Line Supervisors of Entertainment and Recreation Workers, Except Gambling Services — $51,080
- Exercise Trainer and Group Fitness Instructor — $48,540
- First-Line Supervisor of Personal Service Workers — $45,420
- Residential Advisor — $39,520
- Skincare Specialist — $39,120
- Hairdressers, Hairstylists, and Cosmetologists — $38,530
- Manicurist and Pedicurist — $34,950
- Animal Caretaker — $33,530
- Recreation Worker — $31,580
- Ushers, Lobby Attendants, and Ticket Takers — $30,720
- Childcare Worker — $30,390
- Amusement and Recreation Attendant — $28,900
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $124,370
- Sales Engineer — $110,610
- First-Line Supervisor of Non-Retail Sales Workers — $96,030
- Securities, Commodities, and Financial Services Sales Agents — $81,370
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $72,500
- Real Estate Sales Agent — $63,930
- Insurance Sales Agent — $62,490
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $61,850
- First-Line Supervisor of Retail Sales Workers — $49,740
- Counter and Rental Clerk — $39,770
- Parts Salesperson — $35,950
- Retail Salesperson — $33,580
- Cashier — $29,610
Office and Administrative Support Occupations
- Executive Secretary and Executive Administrative Assistant — $79,900
- First-Line Supervisor of Office and Administrative Support Workers — $65,170
- Financial Clerks, All Other — $63,640
- Postal Service Mail Carrier — $61,010
- Loan Interviewer and Clerk — $60,510
- Payroll and Timekeeping Clerk — $57,650
- Production, Planning, and Expediting Clerks — $57,340
- Office and Administrative Support Workers, All Other — $52,570
- Insurance Claim and Policy Processing Clerk — $51,370
- Bookkeeping, Accounting, and Auditing Clerks — $50,800
- Dispatchers, Except Police, Fire, and Ambulance — $50,520
- Human Resources Assistants, Except Payroll and Timekeeping — $49,760
- Cargo and Freight Agent — $49,720
- Court, Municipal, and License Clerks — $49,110
- Billing and Posting Clerk — $48,780
- Eligibility Interviewers, Government Programs — $48,630
- Order Clerk — $48,320
- Public Safety Telecommunicator — $48,080
- Postal Service Mail Sorters, Processors, and Processing Machine Operators — $47,440
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $46,800
- Teller — $45,910
- Medical Secretary and Administrative Assistant — $45,650
- Legal Secretary and Administrative Assistant — $45,570
- Customer Service Representative — $44,980
- Shipping, Receiving, and Inventory Clerks — $44,960
- Reservation and Transportation Ticket Agent and Travel Clerk — $44,630
- Office Clerks, General — $44,010
- Data Entry Keyer — $41,630
- Bill and Account Collector — $40,040
- Courier and Messenger — $39,110
- Mail Clerks and Mail Machine Operators, Except Postal Service — $39,000
- Interviewers, Except Eligibility and Loan — $38,880
- Receptionist and Information Clerk — $36,300
- Hotel, Motel, and Resort Desk Clerks — $30,910
Farming, Fishing, and Forestry Occupations
Construction and Extraction Occupations
- First-Line Supervisor of Construction Trades and Extraction Workers — $77,300
- Construction and Building Inspector — $75,570
- Electrician — $59,080
- Plumbers, Pipefitters, and Steamfitters — $58,690
- Brickmason and Blockmason — $52,500
- Carpenter — $50,960
- Sheet Metal Worker — $50,890
- Operating Engineer and Other Construction Equipment Operator — $50,870
- Highway Maintenance Worker — $49,470
- Pipelayer — $48,980
- Roofer — $48,410
- Structural Iron and Steel Worker — $48,290
- Cement Mason and Concrete Finisher — $48,200
- Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters — $46,540
- Drywall and Ceiling Tile Installer — $45,900
- Construction Laborer — $45,850
- Hazardous Materials Removal Worker — $45,140
- Painters, Construction and Maintenance — $44,900
- Insulation Workers, Floor, Ceiling, and Wall — $44,520
- Helpers--Electrician — $42,670
Installation, Maintenance, and Repair Occupations
- Electrical Power-Line Installer and Repairer — $81,740
- First-Line Supervisors of Mechanics, Installers, and Repairers — $80,070
- Aircraft Mechanic and Service Technician — $78,580
- Telecommunications Equipment Installers and Repairers, Except Line Installers — $72,600
- Mobile Heavy Equipment Mechanics, Except Engines — $66,420
- Industrial Machinery Mechanic — $65,530
- Control and Valve Installers and Repairers, Except Mechanical Door — $65,170
- Security and Fire Alarm Systems Installer — $61,590
- Medical Equipment Repairer — $61,530
- Maintenance Workers, Machinery — $60,580
- Bus and Truck Mechanic and Diesel Engine Specialist — $60,300
- Heating, Air Conditioning, and Refrigeration Mechanics and Installers — $59,840
- Telecommunications Line Installer and Repairer — $59,080
- Automotive Body and Related Repairer — $55,790
- Automotive Service Technician and Mechanic — $53,660
- Maintenance and Repair Workers, General — $51,000
- Installation, Maintenance, and Repair Workers, All Other — $48,130
- Outdoor Power Equipment and Other Small Engine Mechanic — $47,840
- Computer, Automated Teller, and Office Machine Repairers — $47,570
- Helpers--Installation, Maintenance, and Repair Workers — $41,630
- Tire Repairer and Changer — $35,400
Production Occupations
- First-Line Supervisor of Production and Operating Workers — $74,080
- Tool and Die Maker — $62,440
- Machinist — $60,210
- Water and Wastewater Treatment Plant and System Operator — $58,600
- Chemical Equipment Operator and Tender — $57,110
- Welders, Cutters, Solderers, and Brazers — $56,070
- Multiple Machine Tool Setters, Operators, and Tenders, Metal and Plastic — $52,530
- Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic — $51,000
- Paper Goods Machine Setters, Operators, and Tenders — $49,970
- Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic — $49,450
- Computer Numerically Controlled Tool Operator — $49,400
- Coating, Painting, and Spraying Machine Setters, Operators, and Tenders — $48,220
- Extruding, Forming, Pressing, and Compacting Machine Setters, Operators, and Tenders — $48,120
- Inspectors, Testers, Sorters, Samplers, and Weighers — $47,670
- Cabinetmaker and Bench Carpenter — $47,060
- Mixing and Blending Machine Setters, Operators, and Tenders — $46,800
- Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic — $45,760
- Molding, Coremaking, and Casting Machine Setters, Operators, and Tenders, Metal and Plastic — $45,100
- Cutting and Slicing Machine Setters, Operators, and Tenders — $44,790
- Miscellaneous Assembler and Fabricator — $44,660
- Packaging and Filling Machine Operator and Tender — $44,330
- Printing Press Operator — $43,590
- Electrical, Electronic, and Electromechanical Assemblers, Except Coil Winders, Tapers, and Finishers — $42,660
- Production Workers, All Other — $42,620
- Woodworking Machine Setters, Operators, and Tenders, Except Sawing — $42,070
- Meat, Poultry, and Fish Cutters and Trimmers — $40,640
- Helpers--Production Worker — $40,600
- Extruding and Forming Machine Setters, Operators, and Tenders, Synthetic and Glass Fibers — $40,310
- Butcher and Meat Cutter — $39,680
- Textile Knitting and Weaving Machine Setters, Operators, and Tenders — $39,530
- Food Batchmaker — $39,260
- Food Processing Workers, All Other — $38,850
- Textile Winding, Twisting, and Drawing Out Machine Setters, Operators, and Tenders — $36,800
- Baker — $36,580
- Sewing Machine Operator — $34,940
- Laundry and Dry-Cleaning Worker — $31,150
Transportation and Material Moving Occupations
- Airline Pilots, Copilots, and Flight Engineers — $151,540
- Flight Attendant — $64,890
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $63,470
- Heavy and Tractor-Trailer Truck Driver — $56,120
- Refuse and Recyclable Material Collector — $49,470
- Bus Drivers, School — $46,020
- Industrial Truck and Tractor Operator — $43,880
- Light Truck Driver — $42,860
- Bus Drivers, Transit and Intercity — $42,830
- Laborers and Freight, Stock, and Material Movers, Hand — $38,850
- Machine Feeder and Offbearer — $38,130
- Driver/Sales Worker — $37,830
- Stocker and Order Filler — $37,440
- Packers and Packagers, Hand — $37,030
- Automotive and Watercraft Service Attendant — $35,080
- Shuttle Driver and Chauffeur — $33,500
- Parking Attendant — $31,470
- Cleaner of Vehicles and Equipment — $31,260
- Motor Vehicle Operators, All Other — $29,410