Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Postal Service Mail Carrier Salary in Charlotte, NC

Postal Service Mail Carriers in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median $61,010 a year — 1% more than the national median. After 2026 taxes, that is $49,276 take-home, or $4,106 a month.

Median salary
$61,010
$29.33 per hour
Typical range
$42,390 – $83,220
10th to 90th percentile
Jobs in Charlotte, NC
2,710
0.94× national concentration
▲5.4%
Pay trend: The median for postal service mail carriers in Charlotte, NC rose from $57,910 (May 2024) to $61,010 (May 2025). That beat inflation (2.4%), a real raise of about 3.0%.

Take-home pay calculator

Pre-filled with the median postal service mail carrier salary in Charlotte, NC. Enter your own offer to see your paycheck.

Postal Service Mail Carrier in Charlotte, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$49,276
per year · effective tax rate 19.2%
$4,106Monthly
$2,053Twice a month
$1,895Every 2 weeks
$23.69Hourly
  • Federal income tax$5,141
  • Social Security (6.2%)$3,783
  • Medicare (1.45%)$885
  • North Carolina income tax$1,926
  • Take-home pay$49,276

Marginal rate: 12% federal + 3.99% state

The Charlotte-Concord-Gastonia, NC-SC metro spans North Carolina, South Carolina. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Postal Service Mail Carrier pay by experience in Charlotte, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$42,390$20.38$35,058$2,921
25th percentile$44,160$21.23$36,409$3,034
Median (50th)$61,010$29.33$49,276$4,106
75th percentile$81,000$38.94$63,090$5,258
90th percentile (top earners)$83,220$40.01$64,564$5,380

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $61,010 buys in Charlotte, NC

Prices in Charlotte, NC are 2.7% lower than the U.S. average (housing costs are 2% below the national average). Adjusted for local prices, a median postal service mail carrier's $49,276 take-home pay has the buying power of $50,618 in a typical American city.

1-bedroom rent
$1,428
35% of monthly take-home
2-bedroom rent
$1,577
38% of monthly take-home
Left after 1-BR rent
$2,678
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Postal Service Mail Carrier jobs are about as common in Charlotte, NC as in the U.S. overall (location quotient 0.94).

Best-paying cities for postal service mail carriers, adjusted for cost of living

Charlotte, NC ranks #8 of 25 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Kansas City, MO $61,010$49,271$53,242
2Cleveland, OH $60,260$49,724$52,941
3Houston, TX $62,070$52,053$52,777
4St. Louis, MO $62,070$50,073$52,660
5Tampa, FL $62,070$52,053$51,594
6Pittsburgh, PA $59,880$48,455$51,183
7Phoenix, AZ $64,250$52,407$50,725
8Charlotte, NC $61,010$49,276$50,618

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 25 metros →

About the job: postal service mail carriers

Sort and deliver mail for the United States Postal Service (USPS). Deliver mail on established route by vehicle or on foot.

Typical education
No formal educational credential
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-0.3% (slower than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a postal service mail carrier make in Charlotte, NC?

The median postal service mail carrier salary in the Charlotte-Concord-Gastonia, NC-SC metro area is $61,010 a year, or about $29.33 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $44,160 and $81,000.

What is a postal service mail carrier’s take-home pay in Charlotte, NC?

On the median $61,010 salary, a single filer living in North Carolina takes home about $49,276 a year ($4,106 a month) after federal tax, Social Security, Medicare and $1,926 in North Carolina taxes in 2026.

Is Charlotte, NC a good place to work as a postal service mail carrier?

Pay here is 1% above the national median of $60,550. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $50,618 would in a typical U.S. city. Charlotte, NC ranks #8 of 25 metro areas for cost-of-living-adjusted pay in this job.

Can a postal service mail carrier afford rent in Charlotte, NC?

HUD’s fair market rent for a one-bedroom in Charlotte, NC is $1,428 a month ($1,577 for two bedrooms) — 35% of a median postal service mail carrier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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