Insulation Workers, Mechanical Salary in St. Louis, MO
Insulation Workers, Mechanical in the St. Louis, MO-IL metro area earn a median $79,240 a year — 36% more than the national median. After 2026 taxes, that is $61,788 take-home, or $5,149 a month.
Take-home pay calculator
Pre-filled with the median insulation workers, mechanical salary in St. Louis, MO. Enter your own offer to see your paycheck.
- Federal income tax$8,603
- Social Security (6.2%)$4,913
- Medicare (1.45%)$1,149
- Missouri income tax$2,787
- Take-home pay$61,788
Marginal rate: 22% federal + 4.70% state
The St. Louis, MO-IL metro spans Missouri, Illinois. Pick the state you live in — state income tax follows your residence.
Insulation Workers, Mechanical pay by experience in St. Louis, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,420 | $23.76 | $40,504 | $3,375 |
| 25th percentile | $62,950 | $30.26 | $50,739 | $4,228 |
| Median (50th) | $79,240 | $38.10 | $61,788 | $5,149 |
| 75th percentile | $92,980 | $44.70 | $70,809 | $5,901 |
| 90th percentile (top earners) | $92,990 | $44.71 | $70,815 | $5,901 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $79,240 buys in St. Louis, MO
Prices in St. Louis, MO are 4.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median insulation workers, mechanical's $61,788 take-home pay has the buying power of $64,980 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
St. Louis, MO has 2.5× the national concentration of insulation workers, mechanical jobs — a strong local market for this occupation.
Best-paying cities for insulation workers, mechanical, adjusted for cost of living
St. Louis, MO ranks #3 of 8 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Los Angeles, CA | $124,090 | $87,158 | $76,746 |
| 2 | Chicago, IL | $103,690 | $76,788 | $74,123 |
| 3 | St. Louis, MO | $79,240 | $61,788 | $64,980 |
| 4 | Indianapolis, IN | $74,840 | $59,302 | $61,969 |
| 5 | New York, NY | $70,690 | $55,340 | $49,164 |
| 6 | Philadelphia, PA | $61,660 | $49,831 | $48,590 |
| 7 | Houston, TX | $50,050 | $42,395 | $42,984 |
| 8 | Dallas, TX | $52,200 | $44,123 | $42,800 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 8 metros →
Frequently asked questions
How much does a insulation workers, mechanical make in St. Louis, MO?
The median insulation workers, mechanical salary in the St. Louis, MO-IL metro area is $79,240 a year, or about $38.10 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,950 and $92,980.
What is a insulation workers, mechanical’s take-home pay in St. Louis, MO?
On the median $79,240 salary, a single filer living in Missouri takes home about $61,788 a year ($5,149 a month) after federal tax, Social Security, Medicare and $2,787 in Missouri taxes in 2026.
Is St. Louis, MO a good place to work as a insulation workers, mechanical?
Pay here is 36% above the national median of $58,340. Local prices are 4.9% below the U.S. average, so the take-home pay buys what $64,980 would in a typical U.S. city. St. Louis, MO ranks #3 of 8 metro areas for cost-of-living-adjusted pay in this job.
Can a insulation workers, mechanical afford rent in St. Louis, MO?
HUD’s fair market rent for a one-bedroom in St. Louis, MO is $989 a month ($1,211 for two bedrooms) — 19% of a median insulation workers, mechanical’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Louis, MO
- First-Line Supervisor of Construction Trades and Extraction Workers — $96,620
- Operating Engineer and Other Construction Equipment Operator — $82,270
- Structural Iron and Steel Worker — $81,640
- Brickmason and Blockmason — $77,490
- Electrician — $77,170
- Plumbers, Pipefitters, and Steamfitters — $77,000
- Paving, Surfacing, and Tamping Equipment Operators — $76,800
- Carpenter — $70,990
- Sheet Metal Worker — $66,080
- Cement Mason and Concrete Finisher — $64,670
- Construction Laborer — $64,500
- Construction and Building Inspector — $63,840