Insurance Claim and Policy Processing Clerk Salary in San Francisco, CA
Insurance Claims and Policy Processing Clerks in the San Francisco-Oakland-Fremont, CA metro area earn a median $64,260 a year — 31% more than the national median. After 2026 taxes, that is $51,049 take-home, or $4,254 a month.
Take-home pay calculator
Pre-filled with the median insurance claim and policy processing clerk salary in San Francisco, CA. Enter your own offer to see your paycheck.
- Federal income tax$5,531
- Social Security (6.2%)$3,984
- Medicare (1.45%)$932
- California income tax$1,929
- CA State Disability Insurance (SDI)$835
- Take-home pay$51,049
Marginal rate: 12% federal + 8.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Claim and Policy Processing Clerk pay by experience in San Francisco, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $53,450 | $25.70 | $43,176 | $3,598 |
| 25th percentile | $58,850 | $28.29 | $47,120 | $3,927 |
| Median (50th) | $64,260 | $30.89 | $51,049 | $4,254 |
| 75th percentile | $74,950 | $36.03 | $57,799 | $4,817 |
| 90th percentile (top earners) | $89,010 | $42.79 | $66,243 | $5,520 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $64,260 buys in San Francisco, CA
Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median insurance claim and policy processing clerk's $51,049 take-home pay has the buying power of $44,155 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Claim and Policy Processing Clerk jobs are less concentrated in San Francisco, CA than nationally (location quotient 0.73), so openings may be scarcer.
Best-paying cities for insurance claims and policy processing clerks, adjusted for cost of living
San Francisco, CA ranks #6 of 20 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | San Antonio, TX | $55,910 | $47,104 | $49,731 |
| 2 | Dallas, TX | $57,340 | $48,253 | $46,806 |
| 3 | Philadelphia, PA | $57,150 | $46,346 | $45,191 |
| 4 | Indianapolis, IN | $52,070 | $42,512 | $44,424 |
| 5 | Minneapolis, MN | $58,260 | $46,554 | $44,412 |
| 6 | San Francisco, CA | $64,260 | $51,049 | $44,155 |
| 7 | Cleveland, OH | $47,800 | $40,055 | $42,647 |
| 8 | New York, NY | $60,070 | $47,799 | $42,465 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 20 metros →
About the job: insurance claims and policy processing clerks
Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -1.9% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Insurance Claim and Policy Processing Clerk salaries elsewhere in California
- San Diego, CA — $51,310
- Los Angeles, CA — $50,630
Frequently asked questions
How much does a insurance claim and policy processing clerk make in San Francisco, CA?
The median insurance claim and policy processing clerk salary in the San Francisco-Oakland-Fremont, CA metro area is $64,260 a year, or about $30.89 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $58,850 and $74,950.
What is a insurance claim and policy processing clerk’s take-home pay in San Francisco, CA?
On the median $64,260 salary, a single filer living in California takes home about $51,049 a year ($4,254 a month) after federal tax, Social Security, Medicare and $2,764 in California taxes in 2026.
Is San Francisco, CA a good place to work as a insurance claim and policy processing clerk?
Pay here is 31% above the national median of $49,230. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $44,155 would in a typical U.S. city. San Francisco, CA ranks #6 of 20 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance claim and policy processing clerk afford rent in San Francisco, CA?
HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 62% of a median insurance claim and policy processing clerk’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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