Insurance Sales Agent Salary in Denver, CO
Insurance Sales Agents in the Denver-Aurora-Centennial, CO metro area earn a median $77,590 a year — 25% more than the national median. After 2026 taxes, that is $60,709 take-home, or $5,059 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Denver, CO. Enter your own offer to see your paycheck.
- Federal income tax$8,240
- Social Security (6.2%)$4,811
- Medicare (1.45%)$1,125
- Colorado income tax$2,706
- Take-home pay$60,709
Marginal rate: 22% federal + 4.40% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Sales Agent pay by experience in Denver, CO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $43,770 | $21.04 | $36,132 | $3,011 |
| 25th percentile | $62,120 | $29.87 | $50,069 | $4,172 |
| Median (50th) | $77,590 | $37.30 | $60,709 | $5,059 |
| 75th percentile | $103,570 | $49.79 | $77,843 | $6,487 |
| 90th percentile (top earners) | $167,380 | $80.47 | $119,014 | $9,918 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Colorado resident, 2026 tax rules.
What $77,590 buys in Denver, CO
Prices in Denver, CO are 5.8% higher than the U.S. average (housing costs are 1.47× the national average). Adjusted for local prices, a median insurance sales agent's $60,709 take-home pay has the buying power of $57,391 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are about as common in Denver, CO as in the U.S. overall (location quotient 1.04).
Best-paying cities for insurance sales agents, adjusted for cost of living
Denver, CO ranks #8 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Philadelphia, PA | $81,540 | $63,690 | $62,104 |
| 2 | Cleveland, OH | $72,020 | $58,298 | $62,070 |
| 3 | Minneapolis, MN | $84,670 | $64,161 | $61,210 |
| 4 | San Francisco, CA | $95,640 | $70,204 | $60,724 |
| 5 | Atlanta, GA | $75,990 | $58,968 | $58,934 |
| 6 | Sacramento, CA | $80,940 | $61,421 | $57,581 |
| 7 | Birmingham, AL | $66,640 | $52,644 | $57,444 |
| 8 | Denver, CO | $77,590 | $60,709 | $57,391 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: insurance sales agents
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +3.3% (about average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance sales agent make in Denver, CO?
The median insurance sales agent salary in the Denver-Aurora-Centennial, CO metro area is $77,590 a year, or about $37.30 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,120 and $103,570.
What is a insurance sales agent’s take-home pay in Denver, CO?
On the median $77,590 salary, a single filer living in Colorado takes home about $60,709 a year ($5,059 a month) after federal tax, Social Security, Medicare and $2,706 in Colorado taxes in 2026.
Is Denver, CO a good place to work as a insurance sales agent?
Pay here is 25% above the national median of $62,280. Local prices are 5.8% above the U.S. average, so the take-home pay buys what $57,391 would in a typical U.S. city. Denver, CO ranks #8 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Denver, CO?
HUD’s fair market rent for a one-bedroom in Denver, CO is $1,754 a month ($2,089 for two bedrooms) — 35% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Denver, CO
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $136,100
- First-Line Supervisor of Non-Retail Sales Workers — $115,390
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $81,060
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $80,650
- Securities, Commodities, and Financial Services Sales Agents — $66,940
- Sales and Related Workers, All Other — $63,110
- First-Line Supervisor of Retail Sales Workers — $59,100
- Counter and Rental Clerk — $46,900
- Retail Salesperson — $38,470
- Cashier — $37,620