Insurance Sales Agent Salary

Insurance Sales Agents earn a median $62,280 a year nationally. Sales and Related Occupations

U.S. median

$62,280

$29.94 per hour

Range

$37,330 – $138,140

10th to 90th percentile

Employed

479,100

across the U.S.

Insurance Sales Agent take-home pay calculator

Starts at the national median. Pick your state to see your real paycheck.

Your take-home pay

$52,222

per year · effective tax rate 16.1%

$4,352Monthly

$2,176Twice a month

$2,009Every 2 weeks

$25.11Hourly

Federal income tax$5,294
Social Security (6.2%)$3,861
Medicare (1.45%)$903
Texas income tax$0
Take-home pay$52,222

Marginal rate: 12% federal + 0.00% state

Pay by experience

Percentile	Salary	Hourly	Take-home (no state tax)
10th percentile (entry level)	$37,330	$17.95	$32,175
25th percentile	$46,870	$22.53	$39,840
Median (50th)	$62,280	$29.94	$52,222
75th percentile	$96,950	$46.61	$77,034
90th percentile (top earners)	$138,140	$66.41	$105,685

Best cities for insurance sales agents (after tax & cost of living)

#	Metro area	Median	Take-home	Real value*	Jobs
1	Sioux Falls, SD	$79,690	$64,892	$71,600	660
2	Jackson, MS	$76,310	$60,194	$67,597	760
3	Bloomington, IL	$82,040	$62,629	$66,956	780
4	Appleton, WI	$77,250	$60,462	$65,421	550
5	Milwaukee, WI	$81,080	$62,953	$64,942	2,250
6	Fargo, ND	$71,220	$58,804	$64,711	610
7	Madison, WI	$80,700	$62,706	$64,455	1,090
8	Lakeland, FL	$74,810	$61,459	$63,268	1,170
9	Rochester, NY	$79,150	$60,835	$62,694	930
10	Philadelphia, PA	$81,540	$63,690	$62,104	8,480
11	Cleveland, OH	$72,020	$58,298	$62,070	3,260
12	Columbia, SC	$74,100	$57,670	$61,573	1,540
13	Minneapolis, MN	$84,670	$64,161	$61,210	6,750
14	Providence, RI	$78,610	$61,801	$60,724	1,950
15	San Francisco, CA	$95,640	$70,204	$60,724	4,860
16	Waterbury, CT	$77,000	$60,340	$60,474	490
17	Charleston, SC	$78,890	$60,753	$60,174	1,330
18	Springfield, MA	$74,100	$57,474	$59,831	600
19	Allentown, PA	$75,080	$59,344	$59,363	850
20	Atlanta, GA	$75,990	$58,968	$58,934	9,660
21	Knoxville, TN	$65,060	$54,456	$58,827	940
22	Manchester, NH	$75,480	$61,930	$58,614	640
23	Hartford, CT	$76,620	$60,093	$58,487	2,300
24	Columbus, GA	$65,680	$52,168	$58,421	630
25	Mobile, AL	$64,910	$51,355	$58,293	540

*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).

Highest-paying cities

San Francisco, CA — $95,640
Minneapolis, MN — $84,670
Bloomington, IL — $82,040
Philadelphia, PA — $81,540
Milwaukee, WI — $81,080
Sacramento, CA — $80,940
Madison, WI — $80,700
New York, NY — $80,620
Boston, MA — $80,120
Sioux Falls, SD — $79,690
Santa Rosa, CA — $79,680
Rochester, NY — $79,150
Charleston, SC — $78,890
Providence, RI — $78,610
Oxnard, CA — $77,780

Insurance Sales Agent salary by state

State	Median	Take-home	Range	Jobs
District of Columbia	$84,530	$64,080	$48,570 – $222,460	—
New Jersey	$81,640	$63,253	$49,330 – $169,770	11,370
Rhode Island	$79,930	$62,680	$48,100 – $169,090	1,700
Wisconsin	$79,450	$61,893	$47,430 – $163,380	7,860
Massachusetts	$79,300	$60,873	$57,620 – $163,380	9,940
Minnesota	$78,640	$60,329	$49,350 – $161,030	10,010
New York	$78,110	$60,159	$37,790 – $173,750	22,420
California	$76,120	$58,513	$38,560 – $165,430	41,160
Connecticut	$74,840	$58,939	$42,670 – $161,690	5,230
New Hampshire	$74,370	$61,149	$46,580 – $144,310	2,320
Pennsylvania	$73,370	$58,193	$39,770 – $163,970	19,390
South Dakota	$71,990	$59,475	$49,090 – $131,540	1,870
Wyoming	$71,830	$59,362	$43,310 – $136,380	850
North Dakota	$71,220	$58,804	$46,770 – $161,130	1,460
Vermont	$70,720	$56,374	$51,070 – $118,890	730
Colorado	$68,730	$54,866	$42,450 – $158,690	9,530
Alabama	$65,510	$51,807	$36,540 – $184,800	7,430
Illinois	$64,280	$50,792	$37,020 – $160,130	16,360
Hawaii	$64,170	$50,394	$38,750 – $107,990	1,070
Maine	$62,920	$49,671	$47,370 – $106,990	2,240
Montana	$62,040	$49,870	$42,260 – $120,430	2,090
Michigan	$61,900	$49,537	$38,350 – $131,180	12,160
Georgia	$61,850	$49,289	$36,340 – $161,690	18,030
Oregon	$61,680	$47,173	$44,660 – $123,800	5,370
Nebraska	$61,590	$49,745	$37,500 – $125,930	6,160
Arizona	$61,560	$50,313	$40,300 – $104,290	11,870
Indiana	$61,360	$49,702	$37,890 – $128,380	10,440
South Carolina	$61,350	$48,951	$35,140 – $154,650	8,220
Ohio	$61,260	$50,500	$37,720 – $123,370	16,250
Utah	$61,230	$49,589	$35,270 – $132,090	4,620
Washington	$61,040	$51,226	$44,140 – $128,680	10,500
Kentucky	$60,880	$49,084	$32,160 – $144,780	6,210
Virginia	$60,520	$48,142	$36,310 – $133,100	9,480
Kansas	$60,370	$48,118	$38,020 – $153,520	6,360
Iowa	$60,140	$48,869	$37,590 – $126,840	6,840
Florida	$59,790	$50,221	$37,180 – $124,830	47,560
Missouri	$58,990	$47,743	$31,200 – $127,150	10,030
North Carolina	$58,710	$47,520	$36,000 – $124,900	20,540
Idaho	$58,510	$47,200	$37,400 – $112,600	3,200
Maryland	$58,300	$46,618	$39,050 – $133,160	5,700
Tennessee	$57,120	$48,076	$37,130 – $122,040	7,610
Arkansas	$56,720	$45,755	$34,300 – $122,530	4,580
Louisiana	$55,440	$45,449	$35,140 – $103,560	7,100
Texas	$51,180	$43,303	$30,140 – $128,590	47,060
Alaska	$50,500	$42,757	$38,080 – $88,190	540
Nevada	$49,100	$41,632	$37,970 – $87,690	4,200
Mississippi	$47,930	$39,507	$31,910 – $104,480	3,210
Oklahoma	$47,920	$39,073	$35,630 – $102,130	5,310
Delaware	$46,710	$37,796	$35,950 – $100,050	1,220
West Virginia	$45,480	$37,403	$29,420 – $106,490	1,430
New Mexico	$45,180	$37,507	$29,290 – $99,340	2,200

Frequently asked questions

How much does a insurance sales agent make?

The national median salary for insurance sales agents is $62,280 a year ($29.94 an hour). The lowest-paid 10% earn under $37,330 and the top 10% earn over $138,140. Source: BLS, May 2025.

Which state pays insurance sales agents the most?

District of Columbia has the highest median pay at $84,530. After taxes and local prices, Sioux Falls, SD offers the best real take-home pay of any metro area.

How many insurance sales agents are there in the U.S.?

About 479,100 people work as insurance sales agents nationwide.

All 135 cities