Insurance Sales Agent Salary in Sioux Falls, SD
Insurance Sales Agents in the Sioux Falls, SD-MN metro area earn a median $79,690 a year — 28% more than the national median. After 2026 taxes, that is $64,892 take-home, or $5,408 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Sioux Falls, SD. Enter your own offer to see your paycheck.
- Federal income tax$8,702
- Social Security (6.2%)$4,941
- Medicare (1.45%)$1,156
- South Dakota income tax$0
- Take-home pay$64,892
Marginal rate: 22% federal + 0.00% state
The Sioux Falls, SD-MN metro spans South Dakota, Minnesota. Pick the state you live in — state income tax follows your residence.
Insurance Sales Agent pay by experience in Sioux Falls, SD
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $52,870 | $25.42 | $44,661 | $3,722 |
| 25th percentile | $57,870 | $27.82 | $48,679 | $4,057 |
| Median (50th) | $79,690 | $38.31 | $64,892 | $5,408 |
| 75th percentile | $126,170 | $60.66 | $97,503 | $8,125 |
| 90th percentile (top earners) | $128,530 | $61.79 | $99,116 | $8,260 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, South Dakota resident, 2026 tax rules.
What $79,690 buys in Sioux Falls, SD
Prices in Sioux Falls, SD are 9.4% lower than the U.S. average (housing costs are 22% below the national average). Adjusted for local prices, a median insurance sales agent's $64,892 take-home pay has the buying power of $71,600 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are about as common in Sioux Falls, SD as in the U.S. overall (location quotient 1.19).
Best-paying cities for insurance sales agents, adjusted for cost of living
Sioux Falls, SD ranks #1 of 135 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Sioux Falls, SD | $79,690 | $64,892 | $71,600 |
| 2 | Jackson, MS | $76,310 | $60,194 | $67,597 |
| 3 | Bloomington, IL | $82,040 | $62,629 | $66,956 |
| 4 | Appleton, WI | $77,250 | $60,462 | $65,421 |
| 5 | Milwaukee, WI | $81,080 | $62,953 | $64,942 |
| 6 | Fargo, ND | $71,220 | $58,804 | $64,711 |
| 7 | Madison, WI | $80,700 | $62,706 | $64,455 |
| 8 | Lakeland, FL | $74,810 | $61,459 | $63,268 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 135 metros →
Frequently asked questions
How much does a insurance sales agent make in Sioux Falls, SD?
The median insurance sales agent salary in the Sioux Falls, SD-MN metro area is $79,690 a year, or about $38.31 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $57,870 and $126,170.
What is a insurance sales agent’s take-home pay in Sioux Falls, SD?
On the median $79,690 salary, a single filer living in South Dakota takes home about $64,892 a year ($5,408 a month) after federal tax, Social Security, Medicare in 2026.
Is Sioux Falls, SD a good place to work as a insurance sales agent?
Pay here is 28% above the national median of $62,280. Local prices are 9.4% below the U.S. average, so the take-home pay buys what $71,600 would in a typical U.S. city. Sioux Falls, SD ranks #1 of 135 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Sioux Falls, SD?
HUD’s fair market rent for a one-bedroom in Sioux Falls, SD is $978 a month ($1,150 for two bedrooms) — 18% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Sioux Falls, SD
- Securities, Commodities, and Financial Services Sales Agents — $86,780
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $78,740
- First-Line Supervisor of Retail Sales Workers — $57,840
- Parts Salesperson — $46,120
- Retail Salesperson — $34,600
- Cashier — $30,880