Insurance Sales Agent Salary in Worcester, MA

Insurance Sales Agents in the Worcester, MA metro area earn a median $76,200 a year — 22% more than the national median. After 2026 taxes, that is $58,847 take-home, or $4,904 a month.

Median salary
$76,200
$36.63 per hour
Typical range
$50,650 – $169,990
10th to 90th percentile
Jobs in Worcester, MA
970
0.90× national concentration

Take-home pay calculator

Pre-filled with the median insurance sales agent salary in Worcester, MA. Enter your own offer to see your paycheck.

Insurance Sales Agent in Worcester, MA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$58,847
per year · effective tax rate 22.8%
$4,904Monthly
$2,452Twice a month
$2,263Every 2 weeks
$28.29Hourly
  • Federal income tax$7,934
  • Social Security (6.2%)$4,724
  • Medicare (1.45%)$1,105
  • Massachusetts income tax$3,590
  • Take-home pay$58,847

Marginal rate: 22% federal + 5.00% state

Insurance Sales Agent pay by experience in Worcester, MA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$50,650$24.35$40,565$3,380
25th percentile$63,940$30.74$50,579$4,215
Median (50th)$76,200$36.63$58,847$4,904
75th percentile$104,610$50.29$77,413$6,451
90th percentile (top earners)$169,990$81.73$119,175$9,931

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Massachusetts resident, 2026 tax rules.

What $76,200 buys in Worcester, MA

Prices in Worcester, MA are 2.5% higher than the U.S. average (housing costs are 1.13× the national average). Adjusted for local prices, a median insurance sales agent's $58,847 take-home pay has the buying power of $57,399 in a typical American city.

1-bedroom rent
$1,558
32% of monthly take-home
2-bedroom rent
$1,997
41% of monthly take-home
Left after 1-BR rent
$3,346
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Insurance Sales Agent jobs are about as common in Worcester, MA as in the U.S. overall (location quotient 0.90).

Best-paying cities for insurance sales agents, adjusted for cost of living

Worcester, MA ranks #28 of 135 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Sioux Falls, SD $79,690$64,892$71,600
2Jackson, MS $76,310$60,194$67,597
3Bloomington, IL $82,040$62,629$66,956
4Appleton, WI $77,250$60,462$65,421
5Milwaukee, WI $81,080$62,953$64,942
6Fargo, ND $71,220$58,804$64,711
7Madison, WI $80,700$62,706$64,455
8Lakeland, FL $74,810$61,459$63,268
28Worcester, MA$76,200$58,847$57,399

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 135 metros →

Insurance Sales Agent salaries elsewhere in Massachusetts

Frequently asked questions

How much does a insurance sales agent make in Worcester, MA?

The median insurance sales agent salary in the Worcester, MA metro area is $76,200 a year, or about $36.63 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $63,940 and $104,610.

What is a insurance sales agent’s take-home pay in Worcester, MA?

On the median $76,200 salary, a single filer living in Massachusetts takes home about $58,847 a year ($4,904 a month) after federal tax, Social Security, Medicare and $3,590 in Massachusetts taxes in 2026.

Is Worcester, MA a good place to work as a insurance sales agent?

Pay here is 22% above the national median of $62,280. Local prices are 2.5% above the U.S. average, so the take-home pay buys what $57,399 would in a typical U.S. city. Worcester, MA ranks #28 of 135 metro areas for cost-of-living-adjusted pay in this job.

Can a insurance sales agent afford rent in Worcester, MA?

HUD’s fair market rent for a one-bedroom in Worcester, MA is $1,558 a month ($1,997 for two bedrooms) — 32% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Worcester, MA

Cost of living & all salaries in Worcester, MA →