Insurance Sales Agent Salary in Springfield, MA
Insurance Sales Agents in the Springfield, MA metro area earn a median $74,100 a year — 19% more than the national median. After 2026 taxes, that is $57,474 take-home, or $4,790 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Springfield, MA. Enter your own offer to see your paycheck.
- Federal income tax$7,472
- Social Security (6.2%)$4,594
- Medicare (1.45%)$1,074
- Massachusetts income tax$3,485
- Take-home pay$57,474
Marginal rate: 22% federal + 5.00% state
Insurance Sales Agent pay by experience in Springfield, MA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $48,400 | $23.27 | $38,869 | $3,239 |
| 25th percentile | $62,770 | $30.18 | $49,697 | $4,141 |
| Median (50th) | $74,100 | $35.63 | $57,474 | $4,790 |
| 75th percentile | $97,760 | $47.00 | $72,936 | $6,078 |
| 90th percentile (top earners) | $155,140 | $74.59 | $109,767 | $9,147 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Massachusetts resident, 2026 tax rules.
What $74,100 buys in Springfield, MA
Prices in Springfield, MA are 3.9% lower than the U.S. average (housing costs are 24% below the national average). Adjusted for local prices, a median insurance sales agent's $57,474 take-home pay has the buying power of $59,831 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are about as common in Springfield, MA as in the U.S. overall (location quotient 0.97).
Best-paying cities for insurance sales agents, adjusted for cost of living
Springfield, MA ranks #18 of 135 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Sioux Falls, SD | $79,690 | $64,892 | $71,600 |
| 2 | Jackson, MS | $76,310 | $60,194 | $67,597 |
| 3 | Bloomington, IL | $82,040 | $62,629 | $66,956 |
| 4 | Appleton, WI | $77,250 | $60,462 | $65,421 |
| 5 | Milwaukee, WI | $81,080 | $62,953 | $64,942 |
| 6 | Fargo, ND | $71,220 | $58,804 | $64,711 |
| 7 | Madison, WI | $80,700 | $62,706 | $64,455 |
| 8 | Lakeland, FL | $74,810 | $61,459 | $63,268 |
| 18 | Springfield, MA | $74,100 | $57,474 | $59,831 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 135 metros →
Insurance Sales Agent salaries elsewhere in Massachusetts
- Worcester, MA — $76,200
- Boston, MA — $80,120
Frequently asked questions
How much does a insurance sales agent make in Springfield, MA?
The median insurance sales agent salary in the Springfield, MA metro area is $74,100 a year, or about $35.63 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,770 and $97,760.
What is a insurance sales agent’s take-home pay in Springfield, MA?
On the median $74,100 salary, a single filer living in Massachusetts takes home about $57,474 a year ($4,790 a month) after federal tax, Social Security, Medicare and $3,485 in Massachusetts taxes in 2026.
Is Springfield, MA a good place to work as a insurance sales agent?
Pay here is 19% above the national median of $62,280. Local prices are 3.9% below the U.S. average, so the take-home pay buys what $59,831 would in a typical U.S. city. Springfield, MA ranks #18 of 135 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Springfield, MA?
HUD’s fair market rent for a one-bedroom in Springfield, MA is $1,382 a month ($1,734 for two bedrooms) — 29% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Springfield, MA
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $76,410
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $69,800
- First-Line Supervisor of Retail Sales Workers — $49,910
- Counter and Rental Clerk — $38,860
- Retail Salesperson — $35,440
- Cashier — $34,030