Insurance Sales Agent Salary in Riverside, CA
Insurance Sales Agents in the Riverside-San Bernardino-Ontario, CA metro area earn a median $56,020 a year — 10% less than the national median. After 2026 taxes, that is $45,053 take-home, or $3,754 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Riverside, CA. Enter your own offer to see your paycheck.
- Federal income tax$4,542
- Social Security (6.2%)$3,473
- Medicare (1.45%)$812
- California income tax$1,411
- CA State Disability Insurance (SDI)$728
- Take-home pay$45,053
Marginal rate: 12% federal + 6.00% state
Insurance Sales Agent pay by experience in Riverside, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $38,080 | $18.31 | $31,770 | $2,647 |
| 25th percentile | $46,310 | $22.26 | $37,946 | $3,162 |
| Median (50th) | $56,020 | $26.93 | $45,053 | $3,754 |
| 75th percentile | $97,690 | $46.97 | $71,429 | $5,952 |
| 90th percentile (top earners) | $124,700 | $59.95 | $87,510 | $7,292 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $56,020 buys in Riverside, CA
Prices in Riverside, CA are 6.4% higher than the U.S. average (housing costs are 1.29× the national average). Adjusted for local prices, a median insurance sales agent's $45,053 take-home pay has the buying power of $42,326 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are less concentrated in Riverside, CA than nationally (location quotient 0.59), so openings may be scarcer.
Best-paying cities for insurance sales agents, adjusted for cost of living
Riverside, CA ranks #123 of 135 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Sioux Falls, SD | $79,690 | $64,892 | $71,600 |
| 2 | Jackson, MS | $76,310 | $60,194 | $67,597 |
| 3 | Bloomington, IL | $82,040 | $62,629 | $66,956 |
| 4 | Appleton, WI | $77,250 | $60,462 | $65,421 |
| 5 | Milwaukee, WI | $81,080 | $62,953 | $64,942 |
| 6 | Fargo, ND | $71,220 | $58,804 | $64,711 |
| 7 | Madison, WI | $80,700 | $62,706 | $64,455 |
| 8 | Lakeland, FL | $74,810 | $61,459 | $63,268 |
| 123 | Riverside, CA | $56,020 | $45,053 | $42,326 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 135 metros →
Insurance Sales Agent salaries elsewhere in California
- San Francisco, CA — $95,640
- Sacramento, CA — $80,940
- Santa Rosa, CA — $79,680
- Oxnard, CA — $77,780
- San Diego, CA — $77,020
- Los Angeles, CA — $76,870
- Fresno, CA — $61,710
- San Jose, CA — $63,950
Frequently asked questions
How much does a insurance sales agent make in Riverside, CA?
The median insurance sales agent salary in the Riverside-San Bernardino-Ontario, CA metro area is $56,020 a year, or about $26.93 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,310 and $97,690.
What is a insurance sales agent’s take-home pay in Riverside, CA?
On the median $56,020 salary, a single filer living in California takes home about $45,053 a year ($3,754 a month) after federal tax, Social Security, Medicare and $2,139 in California taxes in 2026.
Is Riverside, CA a good place to work as a insurance sales agent?
Pay here is 10% below the national median of $62,280. Local prices are 6.4% above the U.S. average, so the take-home pay buys what $42,326 would in a typical U.S. city. Riverside, CA ranks #123 of 135 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Riverside, CA?
HUD’s fair market rent for a one-bedroom in Riverside, CA is $1,777 a month ($2,201 for two bedrooms) — 47% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Riverside, CA
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $98,730
- First-Line Supervisor of Non-Retail Sales Workers — $76,500
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $72,100
- Real Estate Sales Agent — $63,790
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $62,230
- Securities, Commodities, and Financial Services Sales Agents — $61,790
- Real Estate Broker — $58,760
- First-Line Supervisor of Retail Sales Workers — $50,460
- Sales and Related Workers, All Other — $48,800
- Parts Salesperson — $44,310
- Counter and Rental Clerk — $43,130
- Demonstrator and Product Promoter — $37,900