Insurance Sales Agent Salary in Oxnard, CA
Insurance Sales Agents in the Oxnard-Thousand Oaks-Ventura, CA metro area earn a median $77,780 a year — 25% more than the national median. After 2026 taxes, that is $59,527 take-home, or $4,961 a month.
Take-home pay calculator
Pre-filled with the median insurance sales agent salary in Oxnard, CA. Enter your own offer to see your paycheck.
- Federal income tax$8,282
- Social Security (6.2%)$4,822
- Medicare (1.45%)$1,128
- California income tax$3,010
- CA State Disability Insurance (SDI)$1,011
- Take-home pay$59,527
Marginal rate: 22% federal + 8.00% state
Insurance Sales Agent pay by experience in Oxnard, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $45,410 | $21.83 | $37,271 | $3,106 |
| 25th percentile | $46,690 | $22.45 | $38,232 | $3,186 |
| Median (50th) | $77,780 | $37.39 | $59,527 | $4,961 |
| 75th percentile | $100,050 | $48.10 | $72,839 | $6,070 |
| 90th percentile (top earners) | $167,940 | $80.74 | $112,481 | $9,373 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $77,780 buys in Oxnard, CA
Prices in Oxnard, CA are 10.5% higher than the U.S. average (housing costs are 1.71× the national average). Adjusted for local prices, a median insurance sales agent's $59,527 take-home pay has the buying power of $53,854 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Sales Agent jobs are about as common in Oxnard, CA as in the U.S. overall (location quotient 0.85).
Best-paying cities for insurance sales agents, adjusted for cost of living
Oxnard, CA ranks #52 of 135 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Sioux Falls, SD | $79,690 | $64,892 | $71,600 |
| 2 | Jackson, MS | $76,310 | $60,194 | $67,597 |
| 3 | Bloomington, IL | $82,040 | $62,629 | $66,956 |
| 4 | Appleton, WI | $77,250 | $60,462 | $65,421 |
| 5 | Milwaukee, WI | $81,080 | $62,953 | $64,942 |
| 6 | Fargo, ND | $71,220 | $58,804 | $64,711 |
| 7 | Madison, WI | $80,700 | $62,706 | $64,455 |
| 8 | Lakeland, FL | $74,810 | $61,459 | $63,268 |
| 52 | Oxnard, CA | $77,780 | $59,527 | $53,854 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 135 metros →
Insurance Sales Agent salaries elsewhere in California
- San Francisco, CA — $95,640
- Sacramento, CA — $80,940
- Santa Rosa, CA — $79,680
- San Diego, CA — $77,020
- Los Angeles, CA — $76,870
- Fresno, CA — $61,710
- San Jose, CA — $63,950
- Riverside, CA — $56,020
Frequently asked questions
How much does a insurance sales agent make in Oxnard, CA?
The median insurance sales agent salary in the Oxnard-Thousand Oaks-Ventura, CA metro area is $77,780 a year, or about $37.39 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,690 and $100,050.
What is a insurance sales agent’s take-home pay in Oxnard, CA?
On the median $77,780 salary, a single filer living in California takes home about $59,527 a year ($4,961 a month) after federal tax, Social Security, Medicare and $4,021 in California taxes in 2026.
Is Oxnard, CA a good place to work as a insurance sales agent?
Pay here is 25% above the national median of $62,280. Local prices are 10.5% above the U.S. average, so the take-home pay buys what $53,854 would in a typical U.S. city. Oxnard, CA ranks #52 of 135 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance sales agent afford rent in Oxnard, CA?
HUD’s fair market rent for a one-bedroom in Oxnard, CA is $2,250 a month ($2,693 for two bedrooms) — 45% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Oxnard, CA
- Real Estate Sales Agent — $91,690
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $77,300
- Securities, Commodities, and Financial Services Sales Agents — $75,990
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $64,670
- Sales and Related Workers, All Other — $53,630
- First-Line Supervisor of Retail Sales Workers — $52,570
- Parts Salesperson — $44,910
- Counter and Rental Clerk — $44,140
- Retail Salesperson — $36,880
- Cashier — $36,150