Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Insurance Sales Agent Salary in Los Angeles, CA

Insurance Sales Agents in the Los Angeles-Long Beach-Anaheim, CA metro area earn a median $76,870 a year — 23% more than the national median. After 2026 taxes, that is $58,971 take-home, or $4,914 a month.

Median salary
$76,870
$36.96 per hour
Typical range
$37,450 – $161,520
10th to 90th percentile
Jobs in Los Angeles, CA
14,680
0.76× national concentration
▲18.6%
Pay trend: The median for insurance sales agents in Los Angeles, CA rose from $64,790 (May 2024) to $76,870 (May 2025). That beat inflation (2.4%), a real raise of about 16.2%. Large one-year swings in local data can partly reflect BLS survey sampling.

Take-home pay calculator

Pre-filled with the median insurance sales agent salary in Los Angeles, CA. Enter your own offer to see your paycheck.

Insurance Sales Agent in Los Angeles, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$58,971
per year · effective tax rate 23.3%
$4,914Monthly
$2,457Twice a month
$2,268Every 2 weeks
$28.35Hourly
  • Federal income tax$8,081
  • Social Security (6.2%)$4,766
  • Medicare (1.45%)$1,115
  • California income tax$2,937
  • CA State Disability Insurance (SDI)$999
  • Take-home pay$58,971

Marginal rate: 22% federal + 8.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Insurance Sales Agent pay by experience in Los Angeles, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$37,450$18.00$31,297$2,608
25th percentile$48,300$23.22$39,414$3,284
Median (50th)$76,870$36.96$58,971$4,914
75th percentile$104,410$50.20$75,445$6,287
90th percentile (top earners)$161,520$77.65$108,773$9,064

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $76,870 buys in Los Angeles, CA

Prices in Los Angeles, CA are 13.6% higher than the U.S. average (housing costs are 1.70× the national average). Adjusted for local prices, a median insurance sales agent's $58,971 take-home pay has the buying power of $51,927 in a typical American city.

1-bedroom rent
$2,245
46% of monthly take-home
2-bedroom rent
$2,755
56% of monthly take-home
Left after 1-BR rent
$2,669
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Insurance Sales Agent jobs are less concentrated in Los Angeles, CA than nationally (location quotient 0.76), so openings may be scarcer.

Best-paying cities for insurance sales agents, adjusted for cost of living

Los Angeles, CA ranks #20 of 41 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Philadelphia, PA $81,540$63,690$62,104
2Cleveland, OH $72,020$58,298$62,070
3Minneapolis, MN $84,670$64,161$61,210
4San Francisco, CA $95,640$70,204$60,724
5Atlanta, GA $75,990$58,968$58,934
6Sacramento, CA $80,940$61,421$57,581
7Birmingham, AL $66,640$52,644$57,444
8Denver, CO $77,590$60,709$57,391
20Los Angeles, CA$76,870$58,971$51,927

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →

About the job: insurance sales agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+3.3% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Insurance Sales Agent salaries elsewhere in California

Frequently asked questions

How much does a insurance sales agent make in Los Angeles, CA?

The median insurance sales agent salary in the Los Angeles-Long Beach-Anaheim, CA metro area is $76,870 a year, or about $36.96 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,300 and $104,410.

What is a insurance sales agent’s take-home pay in Los Angeles, CA?

On the median $76,870 salary, a single filer living in California takes home about $58,971 a year ($4,914 a month) after federal tax, Social Security, Medicare and $3,937 in California taxes in 2026.

Is Los Angeles, CA a good place to work as a insurance sales agent?

Pay here is 23% above the national median of $62,280. Local prices are 13.6% above the U.S. average, so the take-home pay buys what $51,927 would in a typical U.S. city. Los Angeles, CA ranks #20 of 41 metro areas for cost-of-living-adjusted pay in this job.

Can a insurance sales agent afford rent in Los Angeles, CA?

HUD’s fair market rent for a one-bedroom in Los Angeles, CA is $2,245 a month ($2,755 for two bedrooms) — 46% of a median insurance sales agent’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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